Top 51 Business Bank Accounts

A smart, convenient business bank account is essential, whether you’re in your first few months, or operating an established business. Browse our list of the best traditional and online accounts available in the UK to find out which would suit your business and its needs.

• Manage your account 24/7 using the app.
• Instant notifications when you get paid.
• Insights into your spending and outgoings.
• Best British Bank, Best Current Account Provider & Best Business Banking Provider at the British Bank Awards 2019.
• A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme
• Overdraft available on application.
• No monthly fee. You’re charged for what you use.
• Deposit cash at the Post Office.
• Integrates with accounting software like Xero and FreeAgent.
• Create ‘Goals’ and put money aside to fulfil them.

Website: Starling Bank Business Banking
Read the full Starling Bank Business Bank Account review.

Companies are ranked in no particular order.

Note data comes from each company’s website and was last updated in September 2019.

1. Barclays

• 24/7 online and mobile banking.
• Two simple price plans – one for businesses accepting cash and cheques, and one for online payments.
• Business Moneyfacts Business Start-up Bank of the Year 2017-2019.
• 12 months’ free banking for businesses in their first 12 months of trading.
• UK-based phone support available 7am-8pm, Monday to Friday.
• Monthly account fees up to £6.50.
• Free cash machine withdrawals.
• Free £15 overdraft ‘buffer’.
• Cash payments cost £1.50 per £100.
• Extra support for businesses exporting goods and working abroad.

Website: Barclays Business Banking

Read the full Barclays Business Account review.

2. NatWest

• 24/7 online and mobile banking.
• Accounts available for businesses in their first 12 months, established businesses, and not-for-profits.
• Minimum monthly charge of £5 per account, per month.
• Automated payments (standing orders, bank transfers etc.) charged at £0.35 each.
• Cash payments in or out cost £0.70 per £100.
• Debit, credit, and charge cards available.
• New businesses get 18-months’ free business banking.
• Business Account holders can access the Entrepreneur Accelerator, Business Growth Enablers, and FreeAgent.
• Awarded ‘Best Banking App’ at the 2018 British Banking Awards.
• Savings accounts and borrowing also available.

Website: NatWest Business Banking
Read the full NatWest Business Account review.

3. HSBC

• 24/7 online and mobile banking.
• Accounts for new businesses, more established businesses, and community organisations.
• £6.50 a month.
• Most account transactions are free for the first 24 months.
• Commercial card and debit card available.
• 18 months’ free banking for new businesses.
• 12 months’ free if you switch.
• Awarded a Moneyfacts 5-star rating for Business Current Account in 2017.
• Best Tariff Promise – HSBC will regularly check you’re using the right account for your needs.
• Phone banking available from 8am to 10pm every day.

Website: HSBC Business Banking
Read the full HSBC Business Account review.

4. Lloyds Bank

• 24/7 online and mobile banking.
• Accounts for new businesses, established businesses, and clubs, charities and societies.
• Awarded Moneyfacts Business Start-up Bank of the Year 2015.
• 18 months’ free for new businesses.
• 6 months’ free banking if you switch to Lloyds.
• 7-day Switch Guarantee.
• £6.50 monthly fee.
• Ranked 4th in an independent regulatory survey of the 14 largest business banks.
• Electronic payments are free, cash payments cost between £0.80-£1.00 per £100.
• Support from a UK-based business management team.

Website: Lloyds Bank Business Banking
Read the full Lloyds Bank Business Account review.

5. Metro Bank

• 24/7 phone, online and mobile banking.
• Accounts available for startups and more established businesses.
• Exchange payments into 14 commonly used currencies.
• Monthly fee of £5 if you process under £5000 a day.
• Debit card included. Free to use throughout Europe.
• 7-day Switch Guarantee.
• Ranked 2nd in an independent regulatory survey of the 14 largest business banks.
• Monthly account fee is waived if your balance stays at £5,000+ for the whole month.
• Branches throughout the Midlands and South of England.
• Savings account and business finance available.

Website: Metro Bank Business Banking
Read the full Metro Bank Business Account review.

6. Bank of Scotland

• 24/7 online and mobile banking.
• Accounts available for start-ups and larger businesses.
• 7-day Switch Guarantee.
• 6 months’ free day-to-day business banking when you switch.
• 18 months’ free day-to-day business banking for new businesses.
• Ranked 7th in an independent regulatory survey of the 14 largest business banks.
• £6.50-£12.50 monthly account fee (depending on account and annual turnover).
• Free electronic payments.
• Debit, credit, and charge cards available.
• Foreign exchange, insurance, savings, and finance products available.

Website: Bank of Scotland Business Banking
Read the full Bank of Scotland Business Account review.

7. Yorkshire Bank

• 24/7 online and mobile banking.
• Accounts available for small and large commercial businesses.
• 7-day Switch Guarantee
• Free for 25 months for new businesses and businesses switching.
• £6.50 monthly fee.
• Commercial Bank of the Year at the Yorkshire Financial Awards 2019.
• Ranked 5th in an independent regulatory survey of the 14 largest business banks.
• Debit and credit card available.
• Savings and business finance products available.
• Access to other services e.g. card machines, online training for new business owners.

Website: Yorkshire Bank Business Banking
Read the full Yorkshire Bank Business Account review.

8. TSB

• 24/7 online and mobile banking.
• Accounts for businesses and charities.
• £5-£40 monthly fee, depending on tariff.
• Free electronic payments.
• Free for 25 months for new businesses and businesses switching.
• Free card payment reader from Square available.
• Debit and credit card available.
• Free text alerts for balance information and reminders.
• Ranked 14th in an independent regulatory survey of the 14 largest business banks.
• Backed by the Current Account Switch Service guarantee.

Website: TSB Business Banking
Read the full TSB Business Account review.

9. Santander

• 24/7 online and mobile banking.
• Accounts for both small and established businesses.
• £12.50 standard monthly fee.
• New businesses and switchers pay £5 a month for a fixed period.
• Get cash back on your turnover up to £300.
• Credit and debit cards available.
• Awarded Moneyfacts Best Business Current Account Provider of the Year 17 years in a row.
• Bank over the phone, in branch, or at the Post Office.
• 7-day Switch Guarantee.
• Ranked 2nd in an independent regulatory survey of the 14 largest business banks.

Website: Santander Business Banking
Read the full Santander Business Account review.

10. Royal Bank of Scotland

• 24/7 phone, online, and mobile banking.
• Accounts available for start-ups and established businesses.
• 24-months’ free for new businesses.
• Debit and credit card available.
• Access to a Relationship Manager for larger businesses.
• Free access to FreeAgent accounting software and a discount on DHL Express for 12 months.
• £5 minimum monthly account fee.
• Foreign exchange, insurance, savings, and finance products available.
• 7-day Switch Guarantee.
• Access to Accelerator, Pre-Accelerator and Fintech Accelerator.

Website: Royal Bank of Scotland Business Banking
Read the full Royal Bank of Scotland Business Account review.

11. Ulster Bank

• 24/7 online and mobile banking.
• Accounts available for start-ups, large businesses, and non-profits.
• Businesses must be registered in Northern Ireland to apply.
• Debit and credit card available.
• Free for startups for 18 months.
• Phone support Monday to Friday, 8.30am-5.30pm.
• Set daily credit and spending limits for cardholders.
• Extra support for businesses importing and exporting.
• Ranked 3rd for ‘overall service quality’ in an independent regulatory survey of the 14 largest business banks.
• Business finance, savings, and investment products also available.

Website: Ulster Bank Business Banking
Read the full Ulster Bank Business Account review.

12. Co-operative Bank

• 24/7 online and mobile banking.
• Accounts available for start-ups, large businesses, and non-profits.
• Separate account with added benefits for members of the Federation of Small Businesses (FSB).
• Awarded Moneyfacts Best Service for a Business Account 2017-2019, and Best Charity Banking Provider 2016-2019.
• New customers get 30 months’ free.
• £5 monthly fee.
• Unlimited deposits and withdrawals with the Business Current Account.
• No charges for all automated credits and cash withdrawals with the Business Directplus Current Account.
• No monthly fee or admin charges if your balance stays above £1000.
• Ranked 11th in an independent regulatory survey of the 14 largest business banks.

Website: Co-operative Bank Business Banking
Read the full Co-operative Bank Business Account review.

13. Clydesdale Bank

• 24/7 online and mobile banking.
• Accounts available for small and more established businesses, as well as community projects and charities.
• 25 months’ free for new businesses, and businesses switching to Clydesdale Bank.
• £6.50 monthly fee.
• Part of the Current Account Switch Guarantee.
• Extra support for businesses trading internationally.
• Easily accept payments from customers online, over the phone, and face-to-face.
• Get interest on your balance with the Business Choice Account.
• Optional agreed overdraft.
• Loans, finance, and savings products also available.

Website: Clydesdale Bank Business Banking
Read the full Clydesdale Bank Business Account review.

14. Allied Irish Bank

• 24/7 online and mobile banking.
• Accounts available for small and more established businesses, as well as community projects and charities.
• Interest paid back on your balance.
• £10 quarterly account fee.
• Debit and credit cards available.
• Withdraw up to £500 a day with your debit card.
• Access to local Relationship Managers.
• Make and receive payments electronically, by cheque, direct debit, or standing order.
• Part of the Current Account Switch Guarantee.
• Savings and business finance products available.

Website: Allied Irish Bank Business Banking
Read the full Allied Irish Bank Business Account review.

15. Tide

• Online business bank accessible 24/7 through the mobile app, or on desktop.
• No monthly fee, pay for what you use.
• Bank transfers cost £0.20, card payments are free.
• Easily organise accounts and transactions on the Tide app.
• Contactless MasterCard debit available.
• Freeze and unfreeze your card on the app.
• Spend abroad for free.
• App can also create and send invoices.
• App has added security, including fingerprint technology and two-factor authentication.
• 4-star rating on Trustpilot.

Website: Tide Business Banking
Read the full Tide Business Account review.

16. PayPal Debit

• Manage account 24/7 online and on the app.
• Not a replacement for a business current account – purely for payments and transfers.
• Access to a debit card connected to your business PayPal account.
• No monthly fee.
• 0.5% cash back every time you spend.
• Access your PayPal funds instantly.
• No foreign exchange fees for international purchases.
• Can use your card in person and online.
• £1 fee for cash withdrawal.
• £350 daily withdrawal limit and £6000 daily transaction limit.

Website: PayPal Debit Business
Read the full PayPal Debit Business Account review.

17. Anna Bank

• Mobile business account, accessible on the app 24/7.
• Accounts for limited companies and sole traders.
• Free for the first 3 months.
• Set up your account in 3 minutes.
• Create, send, and chase invoices.
• £5-£11 monthly fee.
• 24/7 live support. If they can’t get back to you in 10 minutes, they’ll refund your monthly fee.
• Tax reminders from HMRC.
• Debit card available.
• 1% cash back on specific debit card purchases.

Website: Anna Business Banking
Read the full Anna Business Bank Account review.

18. Revolut Business

• Mobile business account, accessible online and on desktop 24/7.
• Trade in 29 currencies with no fees.
• Virtual debit card available.
• Prepaid corporate cards available for your team.
• Free version available with limited access.
• £25-£1000 monthly fee.
• Discounts on services and products like Apple, Google Ads, Deliveroo, and Amazon Business.
• Integrate with apps like Slack, Xero and Zapier.
• Payroll, loans, and overdrafts coming soon.
• Open API.

Website: Revolut Business Banking
Read the full Revolut Business Bank Account review.

19. CardOneMoney

• 24/7 online and mobile banking.
• Pre-paid MasterCard for you and 4 pre-paid cards for your staff.
• Awarded Best Business Card Programme 2014 at the Card and Payments Awards.
• Includes UK-based account manager, contactable during business hours.
• SMS account alerts.
• Application costs £55.
• £12.50 monthly fee.
• Add people to your account for £5 each.
• No charges for spending with your card.
• £1.50 charge for ATM withdrawals.

Website: CardOneMoney Business Banking
Read the full CardOneMoney Business Bank Account review.

20. Fair Everywhere

• Not fully launched yet. You’ll have to go on a waiting list to set up an account.
• Manage your account 24/7 using the Fair Everywhere app.
• Make and receive payments from 210 countries.
• Access to a MasterCard you can use internationally.
• Easily link to your accounting software.
• UK-based online and phone support available Monday-Saturday.
• £12.50 per month account fee.
• Separate currency wallets for euros, dollars, and sterling.
• 8% cash back from over 50 UK high street retailers.
• Send and receive up to £100,000 each month.

Website: Fair Everywhere Business Banking
Read the full Fair Everywhere Business Bank Account review.

21. Countingup

• Manage your account 24/7 using the app.
• Suitable for freelancers and limited companies.
• Access to a contactless MasterCard.
• All the usual current account features – Direct Debits, standing orders, payments, transfers etc.
• £4.95-£9.95 a month, depending on how much you deposit.
• Free account available for businesses depositing £500 or less each month.
• Open an account in 5 minutes.
• Includes accounting features, including profit and loss and expense management.
• Bookkeeping and invoicing features included.
• 4.5 stars on Trustpilot.

Website: Countingup Business Banking
Read the full Countingup Business Bank Account review.

22. Coconut

• Manage your account 24/7 using the app.
• Sync your current account with accounting tools.
• Instant notifications when you get paid.
• Tax estimations for sole traders.
• MasterCard debit card included.
• Expenses are automatically categorised and organised.
• Invoicing tool included.
• Free account available. £5 a month otherwise.
• Free currency exchange with the paid account.
• Deposit cash at the Post Office.

Website: Coconut Business Banking
Read the full Coconut Business Bank Account review.

23. Cashplus

• Manage your account 24/7 on mobile and desktop.
• Set up your account in minutes.
• Expense card available.
• Travel money cards available in euros and dollars at no extra charge.
• £69 per year account fee, plus other charges based on usage.
• Pay up to £1000 into your account in physical cash with no fees.
• Charge for ATM withdrawals.
• Overdraft (advertised as the iDraft) available up to £2000.
• Business finance available.
• Integrate with your accounting software.

Website: Cashplus Website
Read the full Cashplus Business Current Account review.

24. Aldermore

• Business savings account only, no current account.
• Fixed rate and easy access savings accounts available.
• Available to all UK businesses, including sole traders.
• Competitive interest rates of 1.15-1.85% AER.
• Real-time interest rate information.
• Rated ‘Excellent’ by Business Moneyfacts.
• No fees or charges for standard account features.
• Some non-standard features carry charges.
• Business finance also available.
• Average independent review score of 4.7 out of 5.

Website: Aldermore Business Savings
Read the full Aldermore Business Savings Account review.

25. Masthaven

• Business savings account only, no current account.
• Save over 6 months to 5 years. You can choose a pre-set period or choose your own.
• Money is inaccessible while you’re saving.
• 1.80-2.35% AER.
• Open up to 4 accounts and save up to £1,000,000.
• Available to all UK businesses, including sole traders.
• Average score of 4.6/5 on Feefo.
• Business finance options and mortgages also available.
• Get your withdrawal date when you set up your account.
• Awarded Most Innovative Digital Retail Bank UK 2018 & 2019.

Website: Masthaven Business Savings
Read the full Masthaven Business Savings Account review.

26. Nationwide

• Business savings account only, no current account.
• Manage your savings online and on the app 24/7.
• Easy access, notice, and fixed rate accounts available.
• 0.65-1.25% AER.
• Fixed rate account – get a higher rate of interest if you lock your money away for 6 months to 1 year.
• Notice account – access your money with 45-125 days’ notice.
• Flexible account – pay in and withdraw for free whenever you want.
• £5,000 minimum opening balance.
• Choose between monthly/annual interest.
• You won’t earn any interest if your balance falls below £5,000.

Website: Nationwide Business Savings
Read the full Nationwide Business Savings Account review.

27. Virgin Money

• Business savings account only, no current account.
• Interest rates of 1.01-1.75% AER.
• Open to small and medium sized UK-based businesses.
• Easy access and fixed rate for 1 year account available.
• Manage everything online.
• Interest paid monthly or annually.
• Minimum deposit of £1.
• Free access to Virgin Money Lounges with refreshments, Wi-Fi, newspapers, magazines, TVs and iPads.
• Separate accounts for different businesses.
• Deposit limit of £2,000,000.

Website: Virgin Money Business Savings
Read the full Virgin Money Business Savings Account review.

28. Cynergy Bank

• Current account and savings account available.
• Manage your account online and on mobile 24/7.
• Sterling and euro visa debit cards available.
• Pay into your account at HSBC branches.
• Foreign exchange service available for businesses selling abroad.
• Interest rates of 1.60% AER on the savings account.
• Business Moneyfacts finalist for Best Business Fixed Account Provider 2019.
• Save your money for 9 months to 3 years.
• Partnered with the Institute of Family Business (IFB).
• Business finance products also available.

Website: Cynergy Bank Business Banking
Read the full Cynergy Bank Business Bank Account review.

29. State Bank of India (UK)

• 24/7 online banking.
• Free online transfers to the UK and India.
• Transfer to India in 2-24 hours.
• No annual fee if your balance stays above a minimum amount.
• 25 free transactions every month.
• £80 annual fee for the current account.
• Savings accounts with 1.00-3.00% AER (depending on account type and term).
• Savings accounts for businesses with an annual balance sheet under €2 million.
• 12 UK branches, predominantly in London.
• Business finance also available.

Website: State Bank of India UK Business Banking
Read the full State Bank of India UK Business Bank Account review.

30. United Trust Bank

• Business savings account only, no current account.
• Available for companies, partnerships, pension funds, trusts, clubs, schools and sole traders.
• Fixed rate and notice accounts available.
• 1.50-1.95% AER available.
• Must give notice of 100-200 days to withdraw, depending on the account.
• Save for 1 or 2 years fixed term.
• Minimum deposit of £5,000.
• Faster payments charged at £5, CHAPS charged at £23.
• BACS and cheques are free.
• Business finance products also available.

Website: United Trust Bank Business Savings
Read the full United Trust Bank Business Savings Account review.

31. Charity Bank

• Business savings account only, no current account.
• You earn interest from supporting UK-based charities and community enterprises.
• Easy access, notice, and fixed rate accounts available.
• 0.65-1.50% AER available.
• Fixed account locks money away for up to 1 year.
• 100-day notice period for the notice account.
• Minimum deposit of £1,000 or £10,000, depending on the account type.
• £500,000 maximum deposit.
• Manage your account by post, email, and phone.
• 5.00% tax relief available with the CITRA 9th Issue (Business) account.

Website: Charity Bank Business Savings
Read the full Charity Bank Business Savings Account review.

32. Hampshire Trust Bank

• Business savings account only, no current account.
• Notice and fixed rate accounts available.
• 1.35-2.10% AER available.
• 30, 60, and 90 days must be given on notice accounts.
• Fixed accounts for 1-3 years.
• 4.6/5 average rating on Feefo.
• Gold Trusted Service Award 2019 from Feefo.
• Business finance products also available.
• Manage your account by post, email, and phone.
• £5,000 minimum and £750,000 maximum investment.

Website: Hampshire Trust Bank Business Savings
Read the full Hampshire Trust Bank Business Savings Account review.

33. Kent Reliance

• Business savings account only, no current account.
• Open an account online in 10 minutes.
• 0.90% AER.
• For limited companies only.
• Interest paid monthly or annually.
• £1,000 minimum opening deposit.
• Easy access to your money online.
• Companies must have a maximum of 3 Directors to be eligible.
• No fees or penalties for withdrawal.
• Manage your account easily online.

Website: Kent Reliance Business Savings
Read the full Kent Reliance Business Savings Account review.

34. Cumberland Building Society

• Current account and savings available.
• Manage your account 24/7 online and on the app.
• Debit card included.
• Free for 12 months’ for businesses with a turnover of up to £250,000 per year.
• Switch in 7 days.
• 4.4/5 average rating on Feefo.
• Integrates easily with Xero.
• £3-5 monthly fee.
• Send and receive money with your phone using Pay2Mobile.
• Vehicle finance available.

Website: Cumberland Building Society Business Banking
Read the full Cumberland Building Society Business Bank Account review.

35. Redwood Bank

• Business savings account only, no current account.
• Notice and fixed rate accounts available.
• Access your cash with 35 or 95 days’ notice.
• 1.60-2.00% AER available.
• Mortgages for business owners also available.
• Pay in £10,000-£1,000,000.
• Add up to 4 authorised users.
• Awarded Best Business Fixed Rate Bond Provider and the UK’s Leading Bank for SME Business 2019.
• Interest paid monthly or annually.
• Apply online in 15 minutes.

Website: Redwood Bank Business Savings
Read the full Redwood Bank Business Savings Account review.

36. Shawbrook Bank

• Business savings account only, no current account.
• Notice and fixed rate accounts available.
• 1.00-1.25% AER available.
• £5,000 minimum balance.
• £2,000,000 maximum investment.
• Put your money away for up to 1 year with the fixed account.
• Access your cash with 100 days’ notice.
• Asset finance, point of sale finance, and other business loans also available.
• Available for sole traders, limited companies, partnerships, or limited liability partnerships.
• Not available to charities or trusts.

Website: Shawbrook Bank Business Savings
Read the full Shawbrook Bank Business Savings Account review.

37. Cambridge Building Society

• Business savings account only, no current account.
• Easy access, notice, and fixed accounts available.
• Manage your account online and on the app.
• Withdraw from easy access account up to twice a month.
• 0.25-1.40% AER available.
• Put your money away for up to 1 year with the fixed account.
• £1,000/£10,000 minimum investment, depending on the account.
• £2,500,000 maximum investment.
• Available to sole traders, partnerships, limited companies, registered charities, housing associations, and clubs.
• 100 days’ notice to withdraw from notice account.

Website: Cambridge Building Society Business Savings
Read the full Cambridge Building Society Business Savings Account review.

38. Monzo

• Accounts not always available – there can be a waiting list for access.
• Online account only. Manage your account 24/7 on the app.
• Open account in minutes.
• Organise money into different ‘pots’.
• 24/7 customer support.
• Contactless MasterCard included.
• Notifications when you spend and get paid.
• Instant bank transfers and direct debits.
• New features coming soon, including tax calculations, international payments, and expenses organisation.
• Part of the Switch Guarantee scheme.

Website: Monzo Business Banking
Read the full Monzo Business Bank Account review.

39. OakNorth

• Business savings account only, no current account.
• Easy access, notice, and fixed accounts available.
• Manage your account online.
• 0.51-1.61% AER available.
• Average Feefo rating of 4.5/5.
• 3, 6, or 12-month fixed term periods available.
• Give 35, 60, 95, or 120 days notice to withdraw.
• £10,000 minimum balance.
• Your business must have been registered in the UK for at least 2 years.
• Maximum deposit for each account – £1,000,000.

Website: OakNorth Business Savings
Read the full OakNorth Business Savings Account review.

40. Acorn Account

• Manage your account 24/7 online and on the app.
• Open an account in 24 hours (Monday to Friday only).
• Pay in and withdraw from Barclays branches.
• UK call centre.
• MasterCard debit card included.
• £65 account activation charge.
• £12.50 minimum monthly fee.
• Add up to 4 people to your account for free.
• Free text alerts for account notifications.
• Free card transactions, but each ATM withdrawal costs £1.50.

Website: Acorn Account Business Banking
Read the full Acorn Account Business Bank Account review.

41. bunq

• Online only. Manage your account on the app 24/7.
• Choice of 3 cards – Maestro, MasterCard Debit or a bunq Travel Card.
• €9.99 monthly account fee.
• Automatically syncs with many accounting and bookkeeping tools.
• Automatic VAT calculations.
• Expenses and invoice management included.
• Add or remove directors on the app.
• Get account notifications straight to your phone.
• Earn interest on your account balance.
• Set up your account in 5 minutes.

Website: bunq Business Banking
Read the full bunq Business Bank Account review.

42. Amaiz

• Online only. Manage your account on desktop and the app 24/7.
• Use your phone to scan in important documents.
• Get your account number/sort code instantly when you sign up.
• Try it free for 30 days.
• MasterCard included.
• Track your cash flow on the app.
• Save cash in separate ‘jars’.
• £9.99 monthly fee.
• Manage your PIN and freeze/unfreeze your card on the app.
• Push notifications when you get paid and pay your bills.

Website: Amaiz Business Banking
Read the full Amaiz Business Bank Account review.

43. Monese

• Manage your account on the app 24/7.
• Sign-up in a few minutes and get full access to your account in a few hours.
• All transfers to UK accounts are free.
• Low-priced international transfers.
• Pay cash into your account from 40,000 UK locations.
• Free contactless MasterCard included.
• £9.95 monthly account fee.
• Customer support available in 12 languages, manage your account in 10.
• Keep your business and personal expenses separate on the same app if you’re already a Monese customer.
• Track outgoings, invoices, and expenses from the app.

Website: Monese Business Banking
Read the full Monese Business Bank Account review.

44. TransferWise

• Online only. Manage your current account online and on the app 24/7.
• Send and receive money in 40 currencies with low or no fees.
• Get your own Eurozone, US, Australia, New Zealand, and UK bank details.
• Suitable for sole traders, small, and larger businesses.
• Receive money with no fees.
• Pay invoices from the app.
• Integrate with Xero and other accounting tools.
• Free debit card included.
• Claims to be 19x cheaper than PayPal.
• Designed by the same team behind Skype.

Website: TransferWise Business Banking
Read the full TransferWise Business Bank Account review.

45. Holvi

• Online only. Manage your current account on desktop and on the app 24/7.
• Business MasterCard included.
• Paperless bookkeeping and accounting tools included.
• Manage your expenses in the app.
• Invoicing tool included.
• £9 a month (free account also available).
• 2.5% withdrawal fee at cash machines.
• Send and receive money within Europe.
• Instant notifications for all purchases.
• Free account includes the core features and a debit MasterCard.

Website: Holvi Business Banking
Read the full Holvi Business Bank Account review.

46. Mettle

• Manage your current account on the app 24/7 (currently iOS only).
• Apply in minutes.
• Associated with NatWest.
• £50,000 maximum balance.
• For sole traders and limited companies with up to two owners.
• MasterCard included.
• Monitor your expenses in the app.
• Invoicing tool included.
• Insights into monthly spending habits.
• No monthly cost or transaction fees. (This could change, but Mettle will warn you beforehand.)

Website: Mettle Business Banking
Read the full Mettle Business Bank Account review.

47. Arro

• Manage your current account on desktop and on the app 24/7.
• Currently a waiting list for accounts.
• Set up standing orders and payroll.
• Contactless MasterCard included.
• Monitor your transactions and expenses in the app.
• Direct Debits coming soon.
• Insights into spending habits.
• £50,000 maximum account balance for businesses.
• Open an account from £5 per month.
• Extra charges for ATM withdrawals, Faster Payments, foreign exchange currencies etc.

Website: Arro Business Banking
Read the full Arro Business Bank Account review.

48. Triodos Bank

• Focus on businesses making postie social and environmental changes
• Account does not include a credit or debit card
• Manage your day-to-day banking services online, by phone or by post
• Set up Direct Debits and Standing Orders
• Send and receive foreign payments
• Write cheques and pay them in by post
• Over-the-counter deposits
• Offer Business & Charity deposit accounts with interest rates up to 0.30% gross/AER
• Fixed term deposit accounts from £10,000
• Also offer overdrafts to some customers

Website: Triodos Bank Business
Read the full Triodos Bank Business Account review

• Accounts available for large businesses, charities, and community organisations/groups.
• Manage your account online and on mobile 24/7.
• Includes Mastercard debit card.
• Accounts cost £1.50 to £6 a month.
• Extra charges apply to many account transactions, both in person and online.
• Manage your account in branch and at Post Offices.
• Fixed term and easy access savings accounts available.
• Overdrafts and loans are also available.
• Branches only in Northern Ireland.

Website: Danske UK Bank Business
Read the full Danske Bank UK Business Account review

• Accounts available for sole traders, limited companies, and charities.
• Manage your account online, over the phone, and through the post.
• Includes Mastercard debit card.
• No monthly account fee.
• 30 free day-to-day transactions per calendar month.
• Part of the Santander Group.
• Fixed term and easy access savings account available.

Website: Cater Allen Private Bank Business
Read the full Cater Allen Private Bank Business Account review

• Make fast and secure payments in a variety of currencies, including Indian Rupees.
• Manage your account 24/7 online and on mobile.
• Competitive exchange rates on foreign currencies.
• Includes foreign currency account in dollars and euros.
• £5 monthly account fee.
• Easy access savings account also available.

Website: ICICI Bank UK Business
Read the full ICICI Bank UK Business Account review

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