Top 49 Business Bank Accounts

A smart, convenient business bank account is essential, whether you’re in your first few months, or operating an established business. Browse our list of the best traditional and online accounts available in the UK to find out which would suit your business and its needs.

Featured: Starling Bank*

• No monthly fee. You’re charged for what you use.
• Manage your account 24/7 using the app.
• 24/7 UK support
• Instant notifications when you get paid.
• Insights into your spending and outgoings.
• Best British Bank, Best Banking App, Best Current Account Provider & Best Business Banking Provider at the British Bank Awards 2021.
• A fully regulated UK bank account, where your money’s covered up to £85,000 by the Financial Services Compensation Scheme
• Deposit cash at the Post Office.
• Overdraft is available up to £150,000 subject to application.
• Integrates with accounting software like Xero and FreeAgent.
• No overseas fees for spending and withdrawals.

Website: Starling Bank Business Banking
Read the full Starling Bank Business Bank Account review.

Companies are ranked in no particular order.

Note data comes from each company’s website and was last updated in October 2021. Companies are ranked in no particular order.

1. Tide

• Online business bank accessible 24/7 through the mobile app, or on desktop.
• Offers a Free account (£0 per month), Plus account (£9.99 per month) and Cashback account (£49.99 per month)
• Bank transfers cost £0.20 or free as part of the paid plans up to the monthly limit.
• Easily organise accounts and transactions on the Tide app.
• Contactless MasterCard debit is available.
• Freeze and unfreeze your card on the app.
• Spend abroad for free.
• App can also create and send invoices.
• Sync with accountancy software including Xero, QuickBooks and Sage.
• 4-star rating on Trustpilot.

Website: Tide Business Banking
Read the full Tide Business Account review.

2. NatWest

• 24/7 online and mobile banking.
• Accounts available for businesses in their first 12 months, established businesses, and not-for-profits.
• No minimum monthly charge, only pay for what you use.
• Automated payments (standing orders, bank transfers etc.) are charged at £0.35 each.
• Cash payments in or out cost £0.70 per £100.
• Debit, credit, and charge cards are available.
• New businesses get 18-months’ free business banking.
• Access free to FreeAgent accounting software.
• Awarded ‘Best Banking App’ at the 2018 British Banking Awards.
• Savings accounts and borrowing are also available.

Website: NatWest Business Banking
Read the full NatWest Business Account review.

3. HSBC

• 24/7 online and mobile banking.
• Accounts for new businesses, more established businesses, and community organisations.
• £6.50 a month.
• Most account transactions are free for the first 24 months.
• Commercial card and debit card available.
• 18 months’ free banking for new businesses.
• 12 months’ free if you switch.
• Awarded a Moneyfacts 5-star rating for Business Current Account in 2017.
• Best Tariff Promise – HSBC will regularly check you’re using the right account for your needs.
• Phone banking available from 8am to 10pm every day.

Website: HSBC Business Banking
Read the full HSBC Business Account review.

4. Lloyds Bank

• 24/7 online and mobile banking.
• Accounts for new businesses, established businesses, and clubs, charities and societies.
• Awarded Moneyfacts Best Service from a Business Bank 2020.
• 12 months’ free for new businesses.
• Choice of electronic banking tariff or mixed transaction tariff
• 7-day Switch Guarantee.
• Up to £20 monthly fee.
• Ranked 6th in an independent regulatory survey of the 14 largest business banks in 2021.
• Electronic payments are free or from £0.37 depending on the tariff, cash payments cost between £0.90-£1.40 per £100.
• Support from a UK-based business management team.
• Access to borrowing products.

Website: Lloyds Bank Business Banking
Read the full Lloyds Bank Business Account review.

5. Metro Bank

• 24/7 phone, online and mobile banking.
• Accounts available for startups and more established businesses.
• Telephone support available Monday to Friday 8-6pm.
• Monthly fee of £6 plus £0.30 transaction fees.
• Debit card included. Free to use throughout Europe.
• 7-day Switch Guarantee.
• Ranked 2nd in an independent regulatory survey of the 14 largest business banks.
• Monthly account fee is waived if your balance stays at £6,000+ for the whole month plus 30 free transactions.
• Branches throughout the Midlands and South of England.
• Savings account and business finance available.

Website: Metro Bank Business Banking
Read the full Metro Bank Business Account review.

6. Bank of Scotland

• 24/7 online and mobile banking.
• Accounts available for start-ups to larger businesses.
• 7-day Switch Guarantee.
• 12 months’ free day-to-day business banking for new businesses.
• Ranked 8th in an independent regulatory survey of the 14 largest business banks.
• £7-20 monthly account fee (depending on account and annual turnover).
• Free electronic payments on most accounts or £0.37.
• Cash payments from £0.90 per £100.
• Debit, credit, and charge cards available.
• Foreign exchange, insurance, savings, and finance products available.

Website: Bank of Scotland Business Banking
Read the full Bank of Scotland Business Account review.

7. TSB

• 24/7 online and mobile banking.
• Accounts for businesses and charities.
• £5-£40 monthly fee, depending on tariff.
• Free electronic payments.
• Free for 25 months for new businesses and businesses switching.
• Free card payment reader from Square is available.
• Debit and credit cards are available.
• Deposits can be made at 300 branches or Post Office branches.
• Ranked 11th in an independent regulatory survey of the 14 largest business banks.
• Backed by the Current Account Switch Service guarantee.

Website: TSB Business Banking
Read the full TSB Business Account review.

8. Santander

• 24/7 online and mobile banking.
• Accounts for both small and established businesses.
• £7.50-12.50 standard monthly fee.
• New businesses and switchers pay £0-5 a month for 18 months as a startup and 12 months as a switcher on some accounts.
• Get cashback on your turnover up to £300.
• Credit and debit cards are available.
• Awarded Moneyfacts Best Business Current Account Provider of the Year 19 years in a row.
• Bank over the phone, in-branch, or at the Post Office.
• 7-day Switch Guarantee.
• Ranked 3rd in an independent regulatory survey of the 14 largest business banks.

Website: Santander Business Banking
Read the full Santander Business Account review.

9. Royal Bank of Scotland

• 24/7 phone, online, and mobile banking.
• Accounts available for start-ups and established businesses.
• 24-months’ free for new businesses.
• Debit and credit cards are available.
• Access to a Relationship Manager for larger businesses.
• Free access to FreeAgent accounting software.
• No minimum monthly fee, only pay for what you use.
• Foreign exchange, insurance, savings, and finance products are available.
• 7-day Switch Guarantee
• Access to Entrepreneur Accelerator programme and local Business Growth Events.

Website: Royal Bank of Scotland Business Banking
Read the full Royal Bank of Scotland Business Account review.

10. Ulster Bank

• 24/7 online and mobile banking.
• Accounts available for start-ups, large businesses, and non-profits.
• Businesses must be registered in Northern Ireland to apply.
• Debit and credit cards are available.
• Free for startups for 18 months.
• Phone support Monday to Friday, 8.30am-5.30pm.
• Relationship Manager provided subject to turnover and eligibility.
• 7-day Switch Guarantee
• Free accounting software called FreeAgent.
• Business finance, savings, and investment products are also available.

Website: Ulster Bank Business Banking
Read the full Ulster Bank Business Account review.

11. Co-operative Bank

• 24/7 online and mobile banking.
• Accounts available for start-ups, large businesses, and non-profits.
• A separate account with added benefits for members of the Federation of Small Businesses (FSB).
• Awarded Moneyfacts Best Service for a Business Account 2017-2020, and Best Charity Banking Provider 2016-2020.
• New customers get 30 months of free everyday banking.
• £7-10 monthly fee.
• Unlimited deposits and withdrawals with the Business Current Account.
• No charges for all automated credits and cash withdrawals with the Business Directplus Current Account.
• No monthly fee or admin charges if your balance stays above £1,000 on the Business Directplus Current Account.
• Ranked 11th in an independent regulatory survey of the 14 largest business banks.

Website: Co-operative Bank Business Banking
Read the full Co-operative Bank Business Account review.

12. Allied Irish Bank

• 24/7 online and mobile banking.
• Interest paid back on your balance.
• £10 quarterly account fee.
• Cash payments from £0.65-£1.50 per £100.
• Debit and credit cards are available.
• Withdraw up to £500 a day with your debit card.
• Payments can be made at Post Office branches.
• Make and receive payments electronically, by cheque, direct debit, or standing order.
• Part of the Current Account Switch Guarantee.
• Savings and business finance products are available.

Website: Allied Irish Bank Business Banking
Read the full Allied Irish Bank Business Account review.

13. Barclays

• 24/7 online and mobile banking.
• Two simple price plans – one for businesses accepting cash and cheques, and one for online payments.
• Business Moneyfacts Business Start-up Bank of the Year 2017-2021.
• 12 months’ free banking for businesses in their first 12 months of trading.
• UK-based phone support available 7am-8pm, Monday to Friday.
• Monthly account fees up to £8.50.
• Free cash machine withdrawals.
• Cash payments cost up to £1.50 per £100.
• Extra support for businesses exporting goods and working abroad.
• Also offers payment taking services with Barclaycard.

Website: Barclays Business Banking
Read the full Barclays Business Account review.

14. PayPal Debit

• Manage account 24/7 online and on the app.
• Not a replacement for a business current account – purely for payments and transfers.
• Access to a debit card connected to your business PayPal account.
• No monthly fee.
• 0.5% cashback every time you spend.
• Access your PayPal funds instantly.
• No foreign exchange fees for international purchases.
• Can use your card in person and online.
• £1 fee for cash withdrawal.
• £350 daily withdrawal limit and £6,000 daily transaction limit.

Website: PayPal Debit Business
Read the full PayPal Debit Business Account review.

15. Anna Bank

• Mobile business account, accessible on the app 24/7.
• Accounts for startups, freelancers and creatives.
• Free whilst your monthly income is below £500 then account fee is linked to income.
• £0-£19.90 monthly fee.
• Set up your account in 10 minutes.
• Create, send, and chase invoices.
• Schedule payments of purchase invoices.
• Tax reminders from HMRC and calculate tax owed.
• Debit card available.
• 1% cashback on specific debit card purchases.

Website: Anna Business Banking
Read the full Anna Business Bank Account review.

16. Revolut Business

• Mobile business account, accessible online and on desktop 24/7.
• Trade in 30+ currencies with no fees.
• Virtual debit card available.
• Company cards with spending controls.
• Free version available with limited access.
• £7-£100 monthly fee.
• Oversee spend in real-time and receive notifications.
• Integrates with accounting software including Xero and QuickBooks.
• Payroll, loans, and overdrafts.
• Open API.

Website: Revolut Business Banking
Read the full Revolut Business Bank Account review.

17. CardOneMoney

• 24/7 online and mobile banking.
• Pre-paid MasterCard for you and 4 pre-paid cards for your staff.
• Awarded Best Business Card Programme 2014 at the Card and Payments Awards.
• Includes UK-based account manager, contactable during business hours.
• SMS account alerts.
• Application costs £55.
• £12.50 monthly fee.
• Add people to your account for £5 each.
• No charges for spending with your card.
• £1.50 charge for ATM withdrawals.

Website: CardOneMoney Business Banking
Read the full CardOneMoney Business Bank Account review.

18. Fair Everywhere

• Manage your account 24/7 using the Fair Everywhere app.
• Make and receive payments from 210 countries.
• Make payments in local currencies at competitive rates.
• Access to a MasterCard you can use internationally.
• Easily link to your accounting software including Sage, Quickbooks, Xero and Concur.
• UK-based online and phone support available Monday-Friday as well as live chat on Saturdays.
• £12.50 per month account fee.
• Separate currency wallets for euros, dollars, and sterling.
• 8% cashback from over 50 UK high street retailers.
• Send and receive up to £100,000 each month.

Website: Fair Everywhere Business Banking
Read the full Fair Everywhere Business Bank Account review.

19. Countingup

• Manage your account 24/7 using the app.
• Suitable for freelancers and limited companies.
• Access to a contactless MasterCard.
• All the usual current account features – Direct Debits, standing orders, payments, transfers etc.
• £4.95-£9.95 a month, depending on how much you deposit.
• Free account available for businesses depositing £500 or less each month.
• Open an account in 5 minutes.
• Includes accounting features, including profit and loss and expense management.
• Bookkeeping and invoicing features included.
• 4.5 stars on Trustpilot.

Website: Countingup Business Banking
Read the full Countingup Business Bank Account review.

20. Coconut

• Manage your account 24/7 using the app.
• Sync your current account with accounting tools.
• Connect to over 25+ banks and credit card providers.
• Real-time view across all your accounts.
• Tax estimations for sole traders.
• Expenses are automatically categorised and organised.
• Invoicing tool included.
• £3.60-12 per month account fee.
• Provides smart bookkeeping and tax  tools.
• 4.5 rating on Trust Pilot.

Website: Coconut Business Banking
Read the full Coconut Business Bank Account review.

21. Cashplus

• Manage your account 24/7 on mobile and desktop.
• Set up your account in minutes.
• Contactless Mastercard and expense cards are available.
• £69 per year account fee, plus other charges based on usage.
• First three electronic payments free each month then £0.99 each.
• No charges for card purchases.
• Charge for ATM withdrawals.
• Manage employee and expense cards or travel cards through one online system.
• Business finance available.
• Integrate with your accounting software.

Website: Cashplus Website
Read the full Cashplus Business Current Account review.

22. Aldermore

• Business savings account only, no current account.
• Fixed-rate and easy access savings accounts available.
• Available to all UK businesses, including sole traders.
• Competitive interest rates of 0.5-0.85% AER.
• Real-time interest rate information.
• Rated ‘Excellent’ by Business Moneyfacts.
• No fees or charges for standard account features.
• Fixed rates of 6 months or 1 year.
• Business finance is also available.
• Average independent review score of 4.7 out of 5.

Website: Aldermore Business Savings
Read the full Aldermore Business Savings Account review.

23. Masthaven

• Business savings account only, no current account.
• Designed for SMEs.
• Save over 6 months to 2 years. You can choose a pre-set period or choose your own.
• Money is not accessible while you’re saving.
• 0.75-0.85% AER.
• Open up to 4 accounts and save up to £500,000.
• Available to all UK businesses, including sole traders.
• Average score of 4.6/5 on Feefo.
• Get your withdrawal date when you set up your account.
• Awarded Most Innovative Digital Retail Bank UK 2018 & 2019, and Savings Account Provider of the Year in 2019.

Website: Masthaven Business Savings
Read the full Masthaven Business Savings Account review.

24. Nationwide

• Business savings account only, no current account.
• Internet Banking is due to be available in late 2021.
• Easy access, notice, and fixed-rate accounts are available.
• 0.05-0.3% AER.
• Fixed-rate account – offers 1-year term only.
• Notice account – access your money with 35-95 days’ notice.
• Flexible account – pay in and withdraw for free whenever you want but the minimum withdraw is £500.
• £5,000 minimum opening balance.
• Choose between monthly/annual interest.
• You won’t earn any interest if your balance falls below £5,000.

Website: Nationwide Business Savings
Read the full Nationwide Business Savings Account review.

25. Virgin Money

• Combined offering for Yorkshire Bank and Clydesdale Bank.
• 25 months free when you switch to them or a new business.
• £6.50 per month account fee.
• Automated credited and debits at £0.30.
• Cash payments at £0.65 per £100.
• No transaction fees in the EU.
• 0.35% cashback on debit card transactions and discounts at selected merchants.
• Five-star rating for Business Current Account – Business Tariff 2021.
• 7-day switch.
• Access to smart Money Management digital tools.

Website: Virgin Money Business Account
Read the full Virgin Money Business Savings Account review.

26. Cynergy Bank

• Manage your account online and on mobile 24/7.
• Contactless Visa debit card is available.
• £15 per quarter maintenance fee.
• Transaction charges vary £0.30-0.60
• Cash payments £0.65 per £100.
• Pay into and withdraw from your account at HSBC branches.
• £10 opening deposit.
• Customer services open 7 days a week.
• Business Moneyfacts finalist for Best Business Fixed Account Provider 2019.
• Business finance products also available

Website: Cynergy Bank Business Banking
Read the full Cynergy Bank Business Bank Account review.

27. State Bank of India (UK)

• 24/7 online banking.
• Free online transfers to the UK and India.
• Transfer to India in 2-24 hours.
• No annual fee if your balance stays above a minimum amount.
• 25 free transactions every month.
• £80 annual fee for the current account.
• £0.60 transaction charges.
• Manage your account in branch, by post or online.
• 12 UK branches, predominantly in London.
• Business finance also available.

Website: State Bank of India UK Business Banking
Read the full State Bank of India UK Business Bank Account review.

28. United Trust Bank

• Business savings account only, no current account.
• Available for companies, partnerships, pension funds, trusts, clubs, schools and sole traders.
• Fixed-rate accounts only.
• 1.15-1.4% AER available.
• No withdrawals during the term.
• Save for 1, 2 or 3 years fixed term.
• Minimum deposit of £5,000.
• Interest paid annually.
• 14-day notice at the end of the term given.
• Choice to re-invest or receive funds at the end of the term

Website: United Trust Bank Business Savings
Read the full United Trust Bank Business Savings Account review.

29. Charity Bank

• Business savings account only, no current account.
• You earn interest from supporting UK-based charities and community enterprises.
• Offers fixed-rate accounts only.
• 0.47% AER available.
• Term of 1 year.
• Single deposit only.
• Minimum deposit of £10,000.
• £500,000 maximum deposit.
• Manage your account by post, email, and phone.
• On maturity nomintee an account or reinvest the funds.

Website: Charity Bank Business Savings
Read the full Charity Bank Business Savings Account review.

30. Hampshire Trust Bank

• Business savings account only, no current account.
• Notice and fixed-rate accounts available.
• 0.75-1.2% AER available.
• 95 and 120 days must be given on notice accounts.
• Fixed accounts for 1 or 2 years.
• £5,000 minimum and £750,000 maximum investment.
• Manage your account by post, email, and phone.
• 4.6/5 average rating on Feefo.
• Platinum Feefo Trusted Service Award in 2021.
• Business finance products also available.

Website: Hampshire Trust Bank Business Savings
Read the full Hampshire Trust Bank Business Savings Account review.

31. Kent Reliance

• Business savings account only, no current account.
• Open an account online in 10 minutes.
• 0.20% AER.
• Branches in the South East of England.
• Interest paid monthly or annually.
• £1,000 minimum opening deposit.
• Easy access to your money online.
• Companies must have a maximum of 3 Directors to be eligible.
• No fees or penalties for withdrawal.
• Manage your account easily online.

Website: Kent Reliance Business Savings
Read the full Kent Reliance Business Savings Account review.

32. Cumberland Building Society

• Current account and savings available.
• Manage your account 24/7 online and on the app.
• Debit card included.
• Free for 12 months for businesses with a turnover of up to £250,000 per year.
• Switch in 7 days.
• 4.8/5 average rating on Feefo.
• Integrates easily with Xero.
• £3-5 monthly fee.
• Receive money with your phone using Pay2Mobile.
• Overdraft facility available on request subject to status.

Website: Cumberland Building Society Business Banking
Read the full Cumberland Building Society Business Bank Account review.

33. Redwood Bank

• Business savings account only, no current account.
• Notice and fixed-rate accounts available.
• Access your cash with 35 or 95 days’ notice on notice accounts.
• 0.7-0.9% AER available.
• Mortgages for business owners are also available.
• Pay in £10,000-£1,000,000.
• Add up to 4 authorised users.
• Awarded Best Business Variable Rate Deposit Account Provider in 2019 and 2020.
• Interest paid monthly or annually.
• Apply online in 15 minutes.

Website: Redwood Bank Business Savings
Read the full Redwood Bank Business Savings Account review.

34. Shawbrook Bank

• Business savings account only, no current account.
• Easy access, notice and fixed-rate accounts available.
• 0.5-1.1% AER available.
• £1,000 minimum balance.
• £2,000,000 maximum investment.
• Put your money away for 1 or 2 years with the fixed account.
• Notice accounts with 45 and 100 days’ notice.
• Asset finance, point of sale finance, and other business loans are also available.
• Available for sole traders, limited companies, partnerships, or limited liability partnerships.
• Not available to charities or trusts.

Website: Shawbrook Bank Business Savings
Read the full Shawbrook Bank Business Savings Account review.

35. Cambridge Building Society

• Business savings account only, no current account.
• Easy access account available.
• Earn interest daily.
• Open and manage your account in branch or via post.
• 0.1% AER.
• Can make withdrawals up to twice a month.
• £1,000 minimum investment.
• £2,500,000 maximum investment.
• Available to sole traders, partnerships, limited companies, registered charities, housing associations, and clubs.
• Interest is paid annually on 31st December.

Website: Cambridge Building Society Business Savings
Read the full Cambridge Building Society Business Savings Account review.

36. Monzo

• Online account only that can be managed through the app 24/7.
• Offers a free Lite account and £5 per month account with advanced features.
• Accounts are available to sole traders and limited companies in the UK.
• Organise money into different ‘pots’.
• 24/7 customer support.
• Business debit card included.
• Notifications when you spend and get paid.
• Instant bank transfers and direct debits.
• Integrate with accounting tools including Xero, FreeAgent and QuickBooks.
• Track invoices and produce digital receipts.

Website: Monzo Business Banking
Read the full Monzo Business Bank Account review.

37. OakNorth

• Business savings account only, no current account.
• Easy access, notice, and fixed accounts available.
• Manage your account online.
• 0.1-0.45% AER available.
• Average Feefo rating of 4.5/5.
• 6 or 12-month fixed-term periods available.
• Offer 35, 60, 95, or 120 days notice to withdraw.
• £10,000 minimum balance.
• Your business must have been registered in the UK for at least 3 years.
• Maximum deposit across all their accounts is £1,000,000.

Website: OakNorth Business Savings
Read the full OakNorth Business Savings Account review.

38. Acorn Account

• Manage your account 24/7 online and on the app.
• Open an account in 24 hours (Monday to Friday only).
• Pay in and withdraw from Barclays branches and Post Office branches.
• UK call centre.
• Debit card included.
• £60 account activation charge.
• £12.50 minimum monthly fee.
• UK based account manager.
• Add up to 4 people to your account for free.
• Free card transactions, but each ATM withdrawal costs £1.50.

Website: Acorn Account Business Banking
Read the full Acorn Account Business Bank Account review.

39. bunq

• Online only. Manage your account on the app 24/7.
• Choice of Maestro or MasterCard Debit.
• €2.99 monthly account fee.
• Automatically syncs with many accounting and bookkeeping tools.
• Manage multiple local IBANs and currencies.
• Automatically sort incoming payments into sub accounts.
• Add or remove directors on the app.
• Get account notifications straight to your phone.
• Have up to 25 sub accounts
• Set up your account in 5 minutes.

Website: bunq Business Banking
Read the full bunq Business Bank Account review.

40. Amaiz

• Online only. Manage your account on desktop and the app 24/7.
• Prepaid MasterCard included.
• Track your cash flow on the app.
• Save cash in separate ‘jars’.
• Sole trader accounts £4.99-9.99 monthly fee.
• Business accounts £24.99-99.99 month fee.
• Automate invoices and receipts.
• Manage your PIN and freeze/unfreeze your card on the app.
• Push notifications when you get paid and pay your bills.
• Integrates with accounting software.

Website: Amaiz Business Banking
Read the full Amaiz Business Bank Account review.

41. Monese

• Manage your account on the app 24/7.
• Sign-up in a few minutes online.
• All transfers to UK accounts are free.
• Low-priced international transfers.
• Pay cash into your account from 40,000 UK locations.
• Free contactless MasterCard included.
• £9.95 monthly account fee.
• App available in 14 languages.
• Keep your business and personal expenses separate on the same app if you’re already a Monese customer.
• Create invoices in the app.

Website: Monese Business Banking
Read the full Monese Business Bank Account review.

42. Wise

• Online only. Manage your current account online and on the app 24/7.
• Send and receive money in 70+ countries and 55+ currencies with real exchange rates.
• £16 set up fee.
• Receive money with no fees.
• Pay invoices from the app.
• Run batch payments up to 1,000.
• Integrate with Xero and other accounting tools.
• Free debit card included with no foreign transaction fees.
• Track team expenses through business debit cards.
• Claims to be 19x cheaper than PayPal.

Website: Wise Business Banking
Read the full Wise Business Bank Account review.

43. Holvi

• Online only. Manage your current account on desktop and on the app 24/7.
• Designed for the self-employed and small businesses.
• Business MasterCard included.
• Paperless bookkeeping and accounting tools included.
• Manage your expenses in the app.
• Invoicing tool included.
• 6-12EUR per month.
• 2.5% withdrawal fee at cash machines.
• Send and receive money within Europe.
• Business forecasting tools.

Website: Holvi Business Banking
Read the full Holvi Business Bank Account review.

44. Mettle

• Manage your current account on the app 24/7.
• Apply in minutes.
• Part of NatWest.
• Maximum balance of £50,000 for sole traders and £100,000 for limited companies.
• For sole traders and limited companies with up to two owners.
• Put aside money in Pots.
• Create invoices through to reconciling them.
• Integrate with accounting software including FreeAgent, Xero and QuickBooks.
• Insights into monthly spending habits through using your card and adding receipts.
• No monthly cost or transaction fees. (This could change, but Mettle will warn you beforehand.)

Website: Mettle Business Banking
Read the full Mettle Business Bank Account review.

45. Triodos Bank

• Focus on businesses making social and environmental changes.
• Account does not include a credit or debit card.
• Manage your day-to-day banking services online, by phone or by post.
• Set up Direct Debits and Standing Orders.
• Send and receive foreign payments.
• Write cheques and pay them in by post.
• UK based contact team.
• Offer Business & Charity deposit accounts.
• Fixed-term deposit accounts from £10,000.
• Also offer overdrafts to some customers.

Website: Triodos Bank Business
Read the full Triodos Bank Business Account review

46. Danske Bank UK

• Accounts available for large businesses, charities, and community organisations/groups.
• Manage your account online and on mobile 24/7.
• Includes Mastercard debit card.
• Accounts cost £2.50 to £14 a month.
• Extra charges apply to many account transactions, both in person and online.
• Manage your account in branch and at Post Offices.
• Fixed-term and easy access savings accounts available.
• Overdrafts and loans are also available.
• Branches only in Northern Ireland.
• Operates the Current Account Switch Guarantee.

Website: Danske UK Bank Business
Read the full Danske Bank UK Business Account review

47. Cater Allen Private Bank

• Accounts available for sole traders, partnerships, limited companies, clubs and societies.
• Manage your account online, over the phone, and through the post.
• Includes contactless Visa debit card.
• No monthly account fee.
• 30 free day-to-day transactions per calendar month.
•  Debit cards available in pounds, Euros and US dollars.
•  Transfer money between pounds, Euros and US dollars with no conversion charges.
• Interest paid on balances over £500,000.
• Part of the Santander Group.
• Fixed-term savings account available.

Website: Cater Allen Private Bank Business
Read the full Cater Allen Private Bank Business Account review

48. ICICI Bank UK

• Make fast and secure payments in a variety of currencies.
• Current accounts in pounds, Euros and US dollars.
• Manage your account 24/7 online and on mobile.
• Interest accumulated daily.
• Competitive exchange rates on foreign currencies.
• Business debit card.
• Dedicated Relationship Manager.
• £5 monthly account fee.
• Easy access savings account also available.
• Fixed deposit accounts for 6 months, 1, 2, 3 or 5 years.

Website: ICICI Bank UK Business Banking
Read the full ICICI Bank UK Business Account review

49. Airwallex

• Offers a free multi-currency bank account
• Collect, send and hold money in a variety of currencies
• Over 34 currencies and over 130 countries
• Zero international fees
• Competitive exchange rates
• Offers virtual cards with spending limits and controls
• Foreign currency accounts in EUR, USD and AUD
• Direct settlement in foreign currency
• Integrates with Xero accounting software
• Integrates with popular online stores

Website: Airwallex Business Banking

* Please note we have an affiliate relationship with Starling and Tide.