Payhawk and Card One Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Payhawk vs Card One Money Reviews
| Payhawk | Card One Money | |
| Trustpilot Review Rating | 4.4 | 4.6 |
| Number of Trustpilot Reviews | 214 | 749 |
| iPhone App Rating | 4.6 | 2.7 |
| Number of iPhone App Reviews | 133 | 60 |
| Android App Rating | 4.4 | 3.8 |
| Number of Android App Reviews | 333 | 194 |
Payhawk vs Card One Money Key Details
| Payhawk | Card One Money | |
| Website | Click Here to Visit Payhawk Website | Click Here to Visit Card One Money Website |
| Card Type | VISA | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | No | Yes |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | No | No |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | No |
Payhawk vs Card One Money Cost
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| Payhawk | Card One Money | |
| Free Plan? | No | No |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | Pricing Not On Website | £12.50 |
| Mid Plan Price Per Month | Pricing Not On Website | Not Applicable |
| Top Plan Price Per Month | Pricing Not On Website | Custom pricing |
Payhawk vs Card One Money Features
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Payhawk Features
Premium Cards
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
All-In-One Spend
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
Enterprise
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
- International invoice payments and reimbursements
- Group spend dashboard and workflows
- ERP integration to NetSuite, and Microsoft Dynamics
- Single sign-on with SAML
- Customer Success Specialist
- Online onboarding session
- Success-based onboarding flow
Payhawk Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
Card One Money Features
Business
- No credit checks
- Four additional cards for business use
- Online and mobile account with 24/7 access
- Manage Direct Debits and standing orders
- Instant domestic payments
- Manage and pay bills, invoices, wages and more
- International payments in a range of currencies
- Full control over permissions, balances and cards
- Export statements for your accounting software
- Receive free text alerts whenever bills are paid
- Load cards directly online or through the app
- View statements and monitor business spending
- Use fast balance to quickly check your account
- Pay cheques in at any Barclays branch
No Mid-Tier Plan
Not Applicable
Corporate
- No credit checks
- Four additional cards for business use
- Online and mobile account with 24/7 access
- Manage Direct Debits and standing orders
- Instant domestic payments
- Manage and pay bills, invoices, wages and more
- International payments in a range of currencies
- Full control over permissions, balances and cards
- Export statements for your accounting software
- Receive free text alerts whenever bills are paid
- Load cards directly online or through the app
- View statements and monitor business spending
- Use fast balance to quickly check your account
- Pay cheques in at any Barclays branch
- Prepaid cards that can pull from your balance
- Your own dedicated account manager
- Send payments in bulk
- Set up multi-level approvals for payments
- Open banking API integration
- Multi-account view for all your brands
Card One Money Accounting Software Integrations
Payhawk vs Card One Money Features Comparison
| Payhawk | Card One Money | |
| Apple Pay Compatible | Yes | No |
| Google Pay Compatible | Yes | No |
| Expense Claims | Yes | No |
| Expense Reimbursements | Yes | No |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | No |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | No |
| Expense Categorisation | Yes | No |
| Compliance Management | Yes | No |
| Customizable Fields | Yes | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | No |
| Mobile Receipt Upload | Yes | No |
| Real Time Notifications & Reporting | Yes | No |
| Receipt Management | Yes | No |
| Spend Control | Yes | Yes |
| Travel Management | Yes | No |
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