Cambridge Building Society and 3S Money both offer a range of business banking options. But which is better?
Below we compare Cambridge Building Society vs 3S Money on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.
Cambridge Building Society vs 3S Money Business Savings Accounts Comparison
| Cambridge Building Society | 3S Money | |
| Types of Savings Accounts | Instant Access, Notice Accounts and 1 Year Fixed Term Savings Bond | NA |
| Lowest Savings Rate | 1.95% | NA |
| Maximum Savings Rate | 3.50% | NA |
| Minimum Investment Amount | £1,000 | NA |
| Website | Cambridge Building Society Website | 3S Money Website |
- Earn 2.25%-3.51% AER.
- Interest paid daily on both work and non-work days
- Add or withdraw money with zero restrictions 24/7
- Earn 3.55% AER (variable)
- Instant access to your money when needed
- No limits or fees on withdrawals
- Earn 3.66% – 4.51% AER.
- Offers a choice of easy access or fixed-term accounts.
- Average independent review score of 4.7 out of 5.
Cambridge Building Society vs 3S Money Free Business Bank Accounts
Below we look at the free business bank account options Cambridge Building Society and 3S Money each offer.
Cambridge Building Society | 3S Money | |
| Free Business Bank Account? | No | No |
| Free Business Account Term Length | NA | NA |
- Free version available forever
- Hold and exchange 25+ currencies
- IBANs for Global Transfers
- Ability to invest through your account
- Mobile business account, accessible online and on desktop 24/7
- No Monthly Fee
- 24/7 Online banking & Bank app
- Friendly UK phone support
- Xero, Quickbooks & Sage accounting software integration
- FSCS Protected up to £85k
- Basic account is free forever
- Up to £150,000 of credit, straight through the app
- Business Mastercard, with free purchases at home and abroad
- Trusted by 500,000+ UK businesses
- FSCS protected up to £85,000 via Clearbank
Cambridge Building Society vs 3S Money Fees & Pricing
Cambridge Building Society | 3S Money | |
| Cheapest Monthly Account Fee | £10 | £2.99 |
| Most Expensive Monthly Account Fee | £20 | £2.99 |
| Electronic Payments (in/out) | Free/£0.35 per £100 | free/ £0.25 |
| Cash Payments (in/out) | £1.50 /free | free |
| Cheques (in/out) | free | £1/£1 |
| Debit Card Payments | Yes | Yes |
| CHAPS Payments | £2.50 | £20 |
| SEPA Payments | free | 1 |
Cambridge Building Society vs 3S Money Account Types
Below we look at the different types of business bank accounts and other types of business finance solutions Cambridge Building Society and 3S Money offer.
| Cambridge Building Society | 3S Money | |
| Current Account Switch Service | Yes | Yes |
| Type of Card (Mastercard vs VISA) | Mastercard | Mastercard |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Online Banking | Yes | No |
| Mobile Banking | Yes | No |
| In person/Branch Banking | No | No |
| Invoice Financing | No | No |
| International Payments | Yes | No |
| Merchant Services | No | No |
| Free Accouting Software | No | Yes |
Cambridge Building Society vs 3S Money Foreign Currency Accounts
In this section we look at what types of foreign currency accounts each bank offers.
| Cambridge Building Society | 3S Money | |
| US Dollar (USD) Bank Account | No | No |
| Euro (EUR) Bank Account | No | No |
| Other Currencies Available | None | None |
Cambridge Building Society vs 3S Money User Reviews
| Cambridge Building Society | 3S Money | |
| Trustpilot Score (out of 5) | 3.1 | 4.7 |
| Number of Trustpilot Reviews | 11 | 456 |
| iPhone App Score | 3.8 | 4.6 |
| Number iPhone of Reviews | 30 | 1.1K |
| Android App Score | 3.8 | 4.2 |
| Number of Android App Reviews | 30 | 46.4K |
Cambridge Building Society vs 3S Money Banking Service Quality
Data for this section comes from the BVA BDRC Business banking service quality report.
| Cambridge Building Society | 3S Money | |
| Overall Service Quality Ranking | Not Rated | Not Rated |
| Overall Service Quality Score | Not Rated | Not Rated |
| Online And Mobile Banking Services Ranking | Not Rated | Not Rated |
| Online And Mobile Banking Services Score | Not Rated | Not Rated |
| SME overdraft and loan services Ranking | Not Rated | Not Rated |
| SME overdraft and loan services Score | Not Rated | Not Rated |
| Relationship/account management Ranking | Not Rated | Not Rated |
| Relationship/account management Score | Not Rated | Not Rated |
| Service in branches and business centres Ranking | Not Rated | Not Rated |
| Service in branches and business centres Score | Not Rated | Not Rated |
Cambridge Building Society vs 3S Money Overview
Here is some other key data about each bank.
| Cambridge Building Society | 3S Money | |
| FSCS Protection | Yes, up to £85,000 | No |
| Market Share | 0.50% | 0.00% |
| Bank Type | Building Society | Challenger |
| Total Assets | £1.586 billion GBP | £10,109,832 GBP |
| Swift/BIC Code | CMBGGB21XXX | MOLUGB22XXX |
| FCA Number | 204573 | 900918 |
| Company Number | 611091 | 8574246 |
| Business Customer Phone Number | 7494741844 | 44 (0) 203 807 9645 |
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