FreeAgent vs KashFlow Payroll: UK Reviews & Prices Compared (2025)

We compare them based on real user reviews, prices and what features they both offer.

FreeAgent vs KashFlow Payroll Basics

	FreeAgent	KashFlow Payroll
Software Website	FreeAgent Website	KashFlow Payroll Website
Company Name	FreeAgent Central Ltd	IRIS Software
Target Company Size (Small, Medium and/or Enterprise)	Small – Medium	Small
Industry Focus	None	None

Wondering if FreeAgent or KashFlow Payroll has better user reviews. We compared them below.

	FreeAgent	KashFlow Payroll
Listed On HMRC Website	Yes	Yes
Trustpilot Rating	4.6	3.6
Number of Trustpilot Reviews	2137	1532
iPhone App Rating	4.8	1.8
Number of iPhone Reviews	9400	56
Android App Rating	4.7	2
Number of Android Reviews	1100	62

Please note ratings we’re accurate at the time of writing but may have since changed

Which is cheaper FreeAgent or KashFlow Payroll? Here are their prices compared.

	FreeAgent	KashFlow Payroll
Listed As Having Free Plan By HMRC?	No	No
Free Plan?	No	No
Free Trial?	Yes	Yes
Free Trial Length?	30 days	14 days

Data taken from each company’s website at the time of writing but may have since changed.

Data taken from each company’s website at the time of writing but may have since changed.

Dashboard – See the big picture for your business at a glance with cashflow, profit and loss, invoice timelines and more.
Business Insights with Radar – Get intelligent insights, tailored trend-spotting and personalised tips all in one place.
Estimates – Win more work with professional estimate templates ready to be converted to invoices.
Invoicing – Get paid faster with easy invoicing tools. Send customised invoices, reminders and thank-you emails.
Expenses – Track business costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go.
Projects – Keep tabs on your project income, expenses and profitability – all in one place.
Time Tracking – Track the time you spend on projects, add this to invoices and generate timesheet reports.
Payroll – Run monthly payroll and file auto-calculated PAYE and National Insurance directly to HMRC.
Banking – Set up a bank feed and let all of your transactions flow into FreeAgent automatically.
VAT filing – Generate MTD-compliant VAT returns automatically and file them directly to HMRC in minutes.
Self Assessment – Get a real-time view of how much you owe for your tax return and file it directly to HMRC.

£1.35 per additional employee
Automatic Enrolment add-on available (£1.20 per employee, min. £16.21 for 5 employees)
Unlimited functionality
Weekly or monthly payslips
Calculates Tax & NI for you
Free ESS
First company free â€“ £2 per additional company
Track staff holiday entitlement and pay Holiday Pay

	FreeAgent	KashFlow Payroll
Unlimited Payrolls	No	No
Automated Tax Filing and Payments	Yes	Yes
Live Customer Support	No	No
Ability To Manage Employee Benefits	No	No
Employee Access To Platform	No	Yes
Direct Deposit	No	No
Expense Reimbursement	Yes	Yes
Time Off Tracking	Yes	No
Handle Deductions From Pay	No	Yes
Debt Repayment From Pay	No	No
Employee Background Checks	No	No
Has An API	Yes	No
Create Payslip	Yes	Yes
Create P45	No	Yes
Create P60	Yes	Yes
Pay For Salaried Employees	Yes	Yes
Pay For Hourly Employees	Yes	Yes
Bonus / Incentive Pay	No	No
Pension Filing	No	Yes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)	Yes	No
Direct HMRC Submissions	Yes	No
RTI Compliant	Yes	Yes