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Klippa vs Card One Money: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Klippa and Card One Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Klippa HomepageCard One Money Homepage
 

Klippa vs Card One Money Reviews

KlippaCard One Money
Trustpilot Review Rating No Rating4.6
Number of Trustpilot ReviewsNo Rating749
iPhone App RatingNo Rating2.7
Number of iPhone App ReviewsNo Reviews60
Android App RatingNo Rating3.8
Number of Android App ReviewsNo Reviews194
Note these figures we’re taken from each company’s website and may have changed since publication

Klippa vs Card One Money Key Details

KlippaCard One Money
WebsiteClick Here to Visit Klippa WebsiteClick Here to Visit Card One Money Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Klippa vs Card One Money Cost

Klippa PricingCard One Money Pricing
KlippaCard One Money
Free Plan?NoNo
Free Trial?NoNo
Cheapest Plan Price Per Month£4.00£12.50
Mid Plan Price Per Month£5.00Not Applicable
Top Plan Price Per MonthCustomCustom pricing
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Klippa vs Card One Money Features

Klippa FeaturesCard One Money Features

Klippa Features

Effective

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month

Premium

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim

Custom

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim
  • Match creditcard statements automatically
  • Custom connections and access to the Klippa API
  • User sync, Single sign-on and/or 2FA
  • In-app company logo
  • Custom SLA

Klippa Accounting Software Integrations

  • Quickbooks
  • Nesuite
  • Xero

Card One Money Features

Business

  • No credit checks
  • Four additional cards for business use
  • Online and mobile account with 24/7 access
  • Manage Direct Debits and standing orders
  • Instant domestic payments
  • Manage and pay bills, invoices, wages and more
  • International payments in a range of currencies
  • Full control over permissions, balances and cards
  • Export statements for your accounting software
  • Receive free text alerts whenever bills are paid
  • Load cards directly online or through the app
  • View statements and monitor business spending
  • Use fast balance to quickly check your account
  • Pay cheques in at any Barclays branch

No Mid-Tier Plan

Not Applicable

Corporate

  • No credit checks
  • Four additional cards for business use
  • Online and mobile account with 24/7 access
  • Manage Direct Debits and standing orders
  • Instant domestic payments
  • Manage and pay bills, invoices, wages and more
  • International payments in a range of currencies
  • Full control over permissions, balances and cards
  • Export statements for your accounting software
  • Receive free text alerts whenever bills are paid
  • Load cards directly online or through the app
  • View statements and monitor business spending
  • Use fast balance to quickly check your account
  • Pay cheques in at any Barclays branch
  • Prepaid cards that can pull from your balance
  • Your own dedicated account manager
  • Send payments in bulk
  • Set up multi-level approvals for payments
  • Open banking API integration
  • Multi-account view for all your brands

Card One Money Accounting Software Integrations

  • Wave
  • Xero
  • Sage
  • FreeAgent

Klippa vs Card One Money Features Comparison

KlippaCard One Money
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesNo
Approval Process ControlYesYes
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesNo
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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