Virgin Money and Intergiro both offer a range of business banking options. But which is better?
Below we compare Virgin Money vs Intergiro on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.
Virgin Money vs Intergiro Business Savings Accounts Comparison
| Virgin Money | Intergiro | |
| Types of Savings Accounts | Instant Access, 30-120 Day Notice Accounts, 3-24 Month Fixed Term Deposit Accounts, 1-2 Year Fixed Term Savings Accounts | NA |
| Lowest Savings Rate | 1.00% | NA |
| Maximum Savings Rate | 4.50% | NA |
| Minimum Investment Amount | £1 | NA |
| Website | Virgin Money Website | Intergiro Website |
- Earn 2.25%-3.51% AER.
- Interest paid daily on both work and non-work days
- Add or withdraw money with zero restrictions 24/7
- Earn 3.55% AER (variable)
- Instant access to your money when needed
- No limits or fees on withdrawals
- Earn 3.66% – 4.51% AER.
- Offers a choice of easy access or fixed-term accounts.
- Average independent review score of 4.7 out of 5.
Virgin Money vs Intergiro Free Business Bank Accounts
Below we look at the free business bank account options Virgin Money and Intergiro each offer.
Virgin Money | Intergiro | |
| Free Business Bank Account? | No | No |
| Free Business Account Term Length | 25 months | NA |
- Free version available forever
- Hold and exchange 25+ currencies
- IBANs for Global Transfers
- Ability to invest through your account
- Mobile business account, accessible online and on desktop 24/7
- No Monthly Fee
- 24/7 Online banking & Bank app
- Friendly UK phone support
- Xero, Quickbooks & Sage accounting software integration
- FSCS Protected up to £85k
- Basic account is free forever
- Up to £150,000 of credit, straight through the app
- Business Mastercard, with free purchases at home and abroad
- Trusted by 500,000+ UK businesses
- FSCS protected up to £85,000 via Clearbank
Virgin Money vs Intergiro Fees & Pricing
Virgin Money | Intergiro | |
| Cheapest Monthly Account Fee | £6.50 | £2.99 |
| Most Expensive Monthly Account Fee | £6.50 | £15 |
| Electronic Payments (in/out) | free | £0.25 |
| Cash Payments (in/out) | £0.90 per £100 | £0.70 fee per £100 |
| Cheques (in/out) | £0.30 per cheque | £1/£1 |
| Debit Card Payments | Yes | No |
| CHAPS Payments | £25 | £25 |
| SEPA Payments | free | 1 |
Virgin Money vs Intergiro Account Types
Below we look at the different types of business bank accounts and other types of business finance solutions Virgin Money and Intergiro offer.
| Virgin Money | Intergiro | |
| Current Account Switch Service | Yes | No |
| Type of Card (Mastercard vs VISA) | Mastercard | Mastercard |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Business Loans | Yes | No |
| Commercial Mortgages | Yes | No |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In person/Branch Banking | Yes | No |
| Invoice Financing | Yes | No |
| International Payments | Yes | Yes |
| Merchant Services | Yes | Yes |
| Free Accouting Software | Free | Yes |
Virgin Money vs Intergiro Foreign Currency Accounts
In this section we look at what types of foreign currency accounts each bank offers.
| Virgin Money | Intergiro | |
| US Dollar (USD) Bank Account | Yes | Yes |
| Euro (EUR) Bank Account | Yes | Yes |
| Other Currencies Available | None | AED – United Arab Emirates dirham, AUD – Australian dollar, BGN – Bulgarian lev, CAD – Canadian dollar, CHF – Swiss franc, CNY – Chinese yuan, CZK – Czech koruna, DKK – Danish krone, GBP – British pound sterling, HKD – Hong Kong dollar, HRK – Croatian kuna, HUF – Hungarian forint, ILS – Israeli new shekel, INR – Indian rupee, ISK – Icelandic króna, JPY – Japanese yen, KRW – South Korean won, KWD – Kuwaiti dinar, KZT – Kazakh tenge, MXN – Mexican peso, MYR – Malaysian ringgit, NOK – Norwegian krone, NZD – New Zealand dollar, PHP – Philippine peso, PLN – Polish zloty, RON – Romanian leu, RUB – Russian ruble, SEK – Swedish krona, SGD – Singapore dollar, THB – Thai baht, TRY – Turkish lira, |
Virgin Money vs Intergiro User Reviews
| Virgin Money | Intergiro | |
| Trustpilot Score (out of 5) | 1.3 | 4.5 |
| Number of Trustpilot Reviews | 6036 | 43 |
| iPhone App Score | 4.6 | 4.8 |
| Number iPhone of Reviews | 108.8K | 40 |
| Android App Score | 2.5 | 4.7 |
| Number of Android App Reviews | 20.4K | 82.7K |
Virgin Money vs Intergiro Banking Service Quality
Data for this section comes from the BVA BDRC Business banking service quality report.
| Virgin Money | Intergiro | |
| Overall Service Quality Ranking | 13 | Not Rated |
| Overall Service Quality Score | 45% | Not Rated |
| Online And Mobile Banking Services Ranking | 14 | Not Rated |
| Online And Mobile Banking Services Score | 52% | Not Rated |
| SME overdraft and loan services Ranking | 10 | Not Rated |
| SME overdraft and loan services Score | 48% | Not Rated |
| Relationship/account management Ranking | 13 | Not Rated |
| Relationship/account management Score | 46% | Not Rated |
| Service in branches and business centres Ranking | 8 | Not Rated |
| Service in branches and business centres Score | 46% | Not Rated |
Virgin Money vs Intergiro Overview
Here is some other key data about each bank.
| Virgin Money | Intergiro | |
| FSCS Protection | Yes, up to £85,000 | No |
| Market Share | 3.50% | 0.02% |
| Bank Type | High Street | Challenger |
| Total Assets | £41.1 billion GBP | £8.62 million GBP |
| Swift/BIC Code | NRNBGB22 | FTCSSESSXXX |
| FCA Number | 121873 | 940795 |
| Company Number | 6952311 | 7689258 |
| Business Customer Phone Number | Unkown | Unknown |
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