BusinessFinancing.co.uk

Compare Business Bank Accounts & Loans

In partnership with:
BusinessBankAccounts.co.uk and Tide

Virgin Money vs Anna: Business Savings & Current Account Comparison


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Virgin Money and Anna both offer a range of business banking options. But which is better?

Below we compare Virgin Money vs Anna on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.

Virgin Money vs Anna Business Savings Accounts Comparison

Virgin MoneyAnna
Types of Savings AccountsInstant Access, 30-120 Day Notice Accounts, 3-24 Month Fixed Term Deposit Accounts, 1-2 Year Fixed Term Savings AccountsNA
Lowest Savings Rate1.00%NA
Maximum Savings Rate4.50%NA
Minimum Investment Amount£1NA
WebsiteVirgin Money WebsiteAnna Website
* Please note data was taken from each bank’s website and may have since changed

Revolut Business Savings
Revolut Business Savings
  • Earn 2.25%-3.51% AER.
  • Interest paid daily on both work and non-work days
  • Add or withdraw money with zero restrictions 24/7
Find Out More
Tide Business Savings
Tide Business Savings
  • Earn 3.55% AER (variable)
  • Instant access to your money when needed
  • No limits or fees on withdrawals

 

Find Out More
Aldemore Business Savings
Aldemore Business Savings
  • Earn 3.66% – 4.51% AER.
  • Offers a choice of easy access or fixed-term accounts.
  • Average independent review score of 4.7 out of 5.
Find Out More

Virgin Money vs Anna Free Business Bank Accounts

Below we look at the free business bank account options Virgin Money and Anna each offer.


Virgin Money

Anna
Free Business Bank Account?NoNo
Free Business Account Term Length25 monthsNA

Revolut Free Business Account
Revolut Free Business Account
  • Free version available forever
  • Hold and exchange 25+ currencies
  • IBANs for Global Transfers
  • Ability to invest through your account
  • Mobile business account, accessible online and on desktop 24/7
Find Out More
Cashplus Go Free Business Bank Account
Cashplus Go Free Business Bank Account
  • No Monthly Fee
  • 24/7 Online banking & Bank app
  • Friendly UK phone support
  • Xero, Quickbooks & Sage accounting software integration
  • FSCS Protected up to £85k
Find Out More
Tide Free Business Bank Account
Tide Free Business Bank Account
  • Basic account is free forever
  • Up to £150,000 of credit, straight through the app
  • Business Mastercard, with free purchases at home and abroad
  • Trusted by 500,000+ UK businesses
  • FSCS protected up to £85,000 via Clearbank
Find Out More

Virgin Money vs Anna Fees & Pricing


Virgin Money

Anna
Cheapest Monthly Account Fee£6.50£14.90
Most Expensive Monthly Account Fee£6.50£14.90
Electronic Payments (in/out)free£5
Cash Payments (in/out)£0.90 per £100 £1.00
Cheques (in/out)£0.30 per chequefree
Debit Card PaymentsYes Yes
CHAPS Payments£25Unknown
SEPA Paymentsfree free
* All data taken from each company’s website but may have changed since publication

Virgin Money vs Anna Account Types

Below we look at the different types of business bank accounts and other types of business finance solutions Virgin Money and Anna offer.

Virgin MoneyAnna
Current Account Switch ServiceYesNo
Type of Card (Mastercard vs VISA)Mastercard Mastercard
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesNo
Business LoansYesYes
Commercial MortgagesYesNo
Online BankingYesNo
Mobile BankingYesNo
In person/Branch BankingYesYes
Invoice FinancingYesNo
International PaymentsYesNo
Merchant ServicesYesNo
Free Accouting SoftwareFreeNo

Virgin Money vs Anna Foreign Currency Accounts

In this section we look at what types of foreign currency accounts each bank offers.

Virgin MoneyAnna
US Dollar (USD) Bank AccountYesYes
Euro (EUR) Bank AccountYesYes
Other Currencies AvailableNoneGBP (British Pound) ,EUR (Euro), USD (United States Dollar

Virgin Money vs Anna User Reviews

Virgin MoneyAnna
Trustpilot Score (out of 5)1.34.6
Number of Trustpilot Reviews 60362437
iPhone App Score4.64.5
Number iPhone of Reviews108.8K 734
Android App Score2.54.4
Number of Android App Reviews20.4K 1210
* Please note data was gathered from the relevant websites but have changed since publication

Virgin Money vs Anna Banking Service Quality

Data for this section comes from the BVA BDRC Business banking service quality report.

Virgin MoneyAnna
Overall Service Quality Ranking13Not Rated
Overall Service Quality Score45%Not Rated
Online And Mobile Banking Services Ranking14Not Rated
Online And Mobile Banking Services Score52%Not Rated
SME overdraft and loan services Ranking10Not Rated
SME overdraft and loan services Score48%Not Rated
Relationship/account management Ranking13Not Rated
Relationship/account management Score46%Not Rated
Service in branches and business centres Ranking8Not Rated
Service in branches and business centres Score46%Not Rated

Virgin Money vs Anna Overview

Here is some other key data about each bank.

Virgin MoneyAnna
FSCS ProtectionYes, up to £85,000No
Market Share3.50%1.00%
Bank TypeHigh StreetChallenger
Total Assets£41.1 billion GBPUnknown
Swift/BIC CodeNRNBGB22ANNAUS33
FCA Number121873901096
Company Number695231110149389
Business Customer Phone NumberUnkown44 300 123 9123

More Business Banking Comparisons

Virgin Money vs CardOneMoney
Virgin Money vs Fair Everywhere
Virgin Money vs Countingup
Virgin Money vs Aldermore
Virgin Money vs Nationwide

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



business bank account

Compare Top 49 UK Business Bank Accounts In 2025

free business banking

17 Best Free Business Bank Accounts In The UK For 2025

7 Easy To Open Business Bank Accounts With No Credit Check

Top 14 UK Business Accounts With Overdraft

31 Best UK Business Savings Accounts Rates Up To 5.25%

Top 33 Sole Trader Bank Accounts In The UK

Top 17 Business Credit Cards In The UK For 2025

21 Best UK Prepaid Business Expense Cards

Best Business Bank Accounts · Free Business Bank Accounts · Business Savings Accounts · Business Credit Cards
Blog · About Us · Contact US · Privacy Policy · Terms of Use
Copyright © 2025 BusinessFinancing.co.uk

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224