Co-operative Bank and Soldo both offer a range of business banking options. But which is better?
Below we compare Co-operative Bank vs Soldo on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.
Co-operative Bank vs Soldo Business Savings Accounts Comparison
Co-operative Bank | Soldo | |
Types of Savings Accounts | Instant Access, 35 or 95 Day Notice Accounts | NA |
Lowest Savings Rate | 1.53% | NA |
Maximum Savings Rate | 2.42% | NA |
Minimum Investment Amount | £0 | NA |
Website | Co-operative Bank Website | Soldo Website |

- Earn 2.25%-3.51% AER.
- Interest paid daily on both work and non-work days
- Add or withdraw money with zero restrictions 24/7
Co-operative Bank vs Soldo Free Business Bank Accounts
Below we look at the free business bank account options Co-operative Bank and Soldo each offer.
Co-operative Bank | Soldo | |
Free Business Bank Account? | Yes | No |
Free Business Account Term Length | 24 months | NA |

- Free version available forever
- Hold and exchange 25+ currencies
- IBANs for Global Transfers
- Ability to invest through your account
- Mobile business account, accessible online and on desktop 24/7

- No Monthly Fee
- 24/7 Online banking & Bank app
- Friendly UK phone support
- Xero, Quickbooks & Sage accounting software integration
- FSCS Protected up to £85k
Co-operative Bank vs Soldo Fees & Pricing
Co-operative Bank | Soldo | |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | £10 | £10 |
Electronic Payments (in/out) | £0.20 | free |
Cash Payments (in/out) | £0.30/£1.50 | not allow |
Cheques (in/out) | £0.30 / £1.50 | Free |
Debit Card Payments | Yes | Yes |
CHAPS Payments | £25 | No |
SEPA Payments | free | Yes |
Co-operative Bank vs Soldo Account Types
Below we look at the different types of business bank accounts and other types of business finance solutions Co-operative Bank and Soldo offer.
Co-operative Bank | Soldo | |
Current Account Switch Service | Yes | No |
Type of Card (Mastercard vs VISA) | Mastercard | Mastercard |
Business Current Account | Yes | No |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Business Loans | Yes | No |
Commercial Mortgages | Yes | No |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In person/Branch Banking | Yes | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Services | Yes | No |
Free Accouting Software | No | No |
Co-operative Bank vs Soldo Foreign Currency Accounts
In this section we look at what types of foreign currency accounts each bank offers.
Co-operative Bank | Soldo | |
US Dollar (USD) Bank Account | No | Yes |
Euro (EUR) Bank Account | No | Yes |
Other Currencies Available | None | CAD (Canadian Dollar), CHF (Swiss Franc), DKK (Danish Krone), NOK (Norwegian Krone), SEK (Swedish Krona), NZD (New Zealand Dollar), JPY (Japanese Yen), |
Co-operative Bank vs Soldo User Reviews
Co-operative Bank | Soldo | |
Trustpilot Score (out of 5) | 3.7 | 4.6 |
Number of Trustpilot Reviews | 5034 | 1553 |
iPhone App Score | 4.8 | 2.3 |
Number iPhone of Reviews | 38858 | 4 |
Android App Score | 3.3 | 2.9 |
Number of Android App Reviews | 4971 | 435 |
Co-operative Bank vs Soldo Banking Service Quality
Data for this section comes from the BVA BDRC Business banking service quality report.
Co-operative Bank | Soldo | |
Overall Service Quality Ranking | 15 | Not Rated |
Overall Service Quality Score | 42% | Not Rated |
Online And Mobile Banking Services Ranking | 15 | Not Rated |
Online And Mobile Banking Services Score | 35% | Not Rated |
SME overdraft and loan services Ranking | Not Ranked | Not Rated |
SME overdraft and loan services Score | Not Ranked | Not Rated |
Relationship/account management Ranking | 15 | Not Rated |
Relationship/account management Score | 37% | Not Rated |
Service in branches and business centres Ranking | 7 | Not Rated |
Service in branches and business centres Score | 48% | Not Rated |
Co-operative Bank vs Soldo Overview
Here is some other key data about each bank.
Co-operative Bank | Soldo | |
FSCS Protection | Yes, up to £85,000 | No |
Market Share | 0.33% | No Data |
Bank Type | High Street | Challenger |
Total Assets | £28.1 billion GBP | Unknown |
Swift/BIC Code | CPBKGB22 | SOAVGB21XXX |
FCA Number | 121885 | 900459 |
Company Number | 990937 | 9495650 |
Business Customer Phone Number | 44 345 721 2212 | Unkown |
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