Co-operative Bank vs Silverbird: Business Savings & Current Account Comparison

Co-operative Bank and Silverbird both offer a range of business banking options. But which is better?

Below we compare Co-operative Bank vs Silverbird on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.

Co-operative Bank vs Silverbird Business Savings Accounts Comparison

	Co-operative Bank	Silverbird
Types of Savings Accounts	Instant Access, 35 or 95 Day Notice Accounts	NA
Lowest Savings Rate	1.53%	NA
Maximum Savings Rate	2.42%	NA
Minimum Investment Amount	£0	NA
Website	Co-operative Bank Website	Silverbird Website

Co-operative Bank vs Silverbird Free Business Bank Accounts

Below we look at the free business bank account options Co-operative Bank and Silverbird each offer.

	Co-operative Bank	Silverbird
Free Business Bank Account?	Yes	No
Free Business Account Term Length	24 months	NA

Co-operative Bank vs Silverbird Fees & Pricing

	Co-operative Bank	Silverbird
Cheapest Monthly Account Fee	Free	4.95
Most Expensive Monthly Account Fee	£10	19.95
Electronic Payments (in/out)	£0.20	free
Cash Payments (in/out)	£0.30/£1.50	free
Cheques (in/out)	£0.30 / £1.50	£1/£1
Debit Card Payments	Yes	No
CHAPS Payments	£25	£25
SEPA Payments	free	9.95 EUR

Co-operative Bank vs Silverbird Account Types

Below we look at the different types of business bank accounts and other types of business finance solutions Co-operative Bank and Silverbird offer.

	Co-operative Bank	Silverbird
Current Account Switch Service	Yes	No
Type of Card (Mastercard vs VISA)	Mastercard	No
Business Current Account	Yes	Yes
Business Savings Account	Yes	Yes
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In person/Branch Banking	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Services	Yes	Yes
Free Accouting Software	No	No

Co-operative Bank vs Silverbird Foreign Currency Accounts

In this section we look at what types of foreign currency accounts each bank offers.

	Co-operative Bank	Silverbird
US Dollar (USD) Bank Account	No	Yes
Euro (EUR) Bank Account	No	Yes
Other Currencies Available	None	AUD – Australian dollar, BHD – Bahraini dinar, BGN – Bulgarian lev, CAD – Canadian dollar, CNH – Chinese yuan (offshore), CZK – Czech koruna, DKK – Danish krone, GBP – British pound sterling, HKD – Hong Kong dollar, HUF – Hungarian forint, IDR – Indonesian rupiah, ILS – Israeli shekel, INR – Indian rupee, JPY – Japanese yen, KES – Kenyan shilling, KWD – Kuwaiti dinar, MXN – Mexican peso, MYR – Malaysian ringgit, NOK – Norwegian krone, NZD – New Zealand dollar, OMR – Omani rial, PHP – Philippine peso, PLN – Polish zloty, RON – Romanian leu, RUB – Russian ruble, SEK – Swedish krona, SGD – Singapore dollar, THB – Thai baht, TRY – Turkish lira,

Co-operative Bank vs Silverbird User Reviews

	Co-operative Bank	Silverbird
Trustpilot Score (out of 5)	3.7	4.5
Number of Trustpilot Reviews	5034	43
iPhone App Score	4.8	4.6
Number iPhone of Reviews	38858	260184
Android App Score	3.3	4.7
Number of Android App Reviews	4971	82457

Co-operative Bank vs Silverbird Banking Service Quality

Data for this section comes from the BVA BDRC Business banking service quality report.

	Co-operative Bank	Silverbird
Overall Service Quality Ranking	15	Not Rated
Overall Service Quality Score	42%	Not Rated
Online And Mobile Banking Services Ranking	15	Not Rated
Online And Mobile Banking Services Score	35%	Not Rated
SME overdraft and loan services Ranking	Not Ranked	Not Rated
SME overdraft and loan services Score	Not Ranked	Not Rated
Relationship/account management Ranking	15	Not Rated
Relationship/account management Score	37%	Not Rated
Service in branches and business centres Ranking	7	Not Rated
Service in branches and business centres Score	48%	Not Rated

Co-operative Bank vs Silverbird Overview

Here is some other key data about each bank.

	Co-operative Bank	Silverbird
FSCS Protection	Yes, up to £85,000	No
Market Share	0.33%	0.02%
Bank Type	High Street	Challenger
Total Assets	£28.1 billion GBP	£0.00862 billion GBP
Swift/BIC Code	CPBKGB22	SILBBGB21
FCA Number	121885	942055
Company Number	990937	6064747
Business Customer Phone Number	44 345 721 2212	Unknown

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