Disclaimer: Positive Cashflow Finance is no longer operating under this name but as Time Finance, we’ve retained information below for historic record.
Positive Cashflow Finance is a business finance provider specialising in invoice finance, asset finance, and commercial loans. Established since 2007 and based in Manchester, Positive Cashflow Finance is part of 1pm plc, an SME finance provider listed on the London Stock Exchange. According to the Positive Cashflow Finance website, the team offers expert advice as well as bespoke finance.
Positive Cashflow Finance Loans & Funding
Invoice Finance
Invoice financing and invoice discounting are available from Positive Cashflow Finance. Businesses can access 90% of the value of their invoices upfront within 24 hours. They offer disclosed and confidential invoice finance facilities. This type of finance is suitable for businesses from start-up to those with a turnover of up to £15 million.
Asset Finance
A range of asset finance products are available to help businesses to purchase assets and spread the cost over a period of time, these products include hire purchase, finance lease and asset-based lending.
Business Loans
Flexible business loans are available from £10,000 to £250,000 with repayment terms from 3 months to 5 years. They offer unsecured and secured loan options which offer from £35,000 to £250,000, as well as VAT loans for 3 months. Available to businesses with turnover above £25,000.
Property Finance
Positive Cashflow offers bridging loans and specialist buy-to-let loans that are available to businesses or individuals for commercial and residential properties with LTV up to 95% with loans starting at £10,000.
Positive Cashflow Finance Reviews and Ratings
There are no reviews online.
1pm plc acquired Positive Cashflow Finance for £9 million in 2017, adding to 1pm’s commercial finance division.
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Pros
- Offers a range of finance solutions to suitable a variety of needs.
- Invoice finance is available to both new and established businesses.
- Get 90% of your invoices up front.
Cons
- No online reviews.