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Tide Expense Cards vs Card One Money: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Tide Expense Cards and Card One Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Tide Expense Cards HomepageCard One Money Homepage
 

Tide Expense Cards vs Card One Money Reviews

Tide Expense CardsCard One Money
Trustpilot Review Rating 4.34.6
Number of Trustpilot Reviews17909749
iPhone App Rating3.32.7
Number of iPhone App Reviews460
Android App Rating43.8
Number of Android App Reviews5194
Note these figures we’re taken from each company’s website and may have changed since publication

Tide Expense Cards vs Card One Money Key Details

Tide Expense CardsCard One Money
WebsiteClick Here to Visit Tide Expense Cards WebsiteClick Here to Visit Card One Money Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesYes
Cashback Plans?YesYes
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Tide Expense Cards vs Card One Money Cost

Tide Expense Cards PricingCard One Money Pricing
Tide Expense CardsCard One Money
Free Plan?YesNo
Free Trial?NoNo
Cheapest Plan Price Per Month£9.99£12.50
Mid Plan Price Per Month£18.99Not Applicable
Top Plan Price Per Month£49.99Custom pricing
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Tide Expense Cards vs Card One Money Features

Tide Expense Cards FeaturesCard One Money Features

Tide Expense Cards Features

Plus

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Pro

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Cashback

  • Transfers in & out – Unlimited
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes
  • Dedicated team of account managers
  • 0.5% cashback with your Tide card

Tide Expense Cards Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Card One Money Features

Business

  • No credit checks
  • Four additional cards for business use
  • Online and mobile account with 24/7 access
  • Manage Direct Debits and standing orders
  • Instant domestic payments
  • Manage and pay bills, invoices, wages and more
  • International payments in a range of currencies
  • Full control over permissions, balances and cards
  • Export statements for your accounting software
  • Receive free text alerts whenever bills are paid
  • Load cards directly online or through the app
  • View statements and monitor business spending
  • Use fast balance to quickly check your account
  • Pay cheques in at any Barclays branch

No Mid-Tier Plan

Not Applicable

Corporate

  • No credit checks
  • Four additional cards for business use
  • Online and mobile account with 24/7 access
  • Manage Direct Debits and standing orders
  • Instant domestic payments
  • Manage and pay bills, invoices, wages and more
  • International payments in a range of currencies
  • Full control over permissions, balances and cards
  • Export statements for your accounting software
  • Receive free text alerts whenever bills are paid
  • Load cards directly online or through the app
  • View statements and monitor business spending
  • Use fast balance to quickly check your account
  • Pay cheques in at any Barclays branch
  • Prepaid cards that can pull from your balance
  • Your own dedicated account manager
  • Send payments in bulk
  • Set up multi-level approvals for payments
  • Open banking API integration
  • Multi-account view for all your brands

Card One Money Accounting Software Integrations

  • Wave
  • Xero
  • Sage
  • FreeAgent

Tide Expense Cards vs Card One Money Features Comparison

Tide Expense CardsCard One Money
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsNoNo
Expense ReimbursementsNoNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoNo
Approval Process ControlNoYes
Budget ControlNoNo
Expense CategorisationYesNo
Compliance ManagementNoNo
Customizable Fields NoNo
Fraud DetectionNoYes
Multi-Currency CardsNoYes
Mileage TrackingNoNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingNoNo
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management NoNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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