Soldo and 3S Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
 |  |
Soldo vs 3S Money Reviews
| Soldo | 3S Money | |
| Trustpilot Review Rating | 4.6 | 4.8 |
| Number of Trustpilot Reviews | 1602 | 655 |
| iPhone App Rating | 2.6 | No Rating |
| Number of iPhone App Reviews | 69 | No Reviews |
| Android App Rating | 2.9 | No Rating |
| Number of Android App Reviews | 150 | No Reviews |
Soldo vs 3S Money Key Details
| Soldo | 3S Money | |
| Website | Click Here to Visit Soldo Website | Click Here to Visit 3S Money Website |
| Card Type | Mastercard | No Card Provided |
| Offers Physical Cards? | Yes | No |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | No | No |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | No |
Soldo vs 3S Money Cost
 |  |
| Soldo | 3S Money | |
| Free Plan? | No | No |
| Free Trial? | Yes | No |
| Cheapest Plan Price Per Month | £6.00 | £244.78 |
| Mid Plan Price Per Month | £10.00 | Not Applicable |
| Top Plan Price Per Month | Custom pricing | Bespoke |
Soldo vs 3S Money Features
 |  |
Soldo Features
Pro
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
Premium
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
Enterprise
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
- Dedicated account manager and customer success manager
- Custom onboarding and training
- Dedicated support for custom integrations using APIs
Soldo Accounting Software Integrations
- Xero
- QuickBooks
- Exact Online
- Sage
3S Money Features
Standard International
- Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses
No Mid-Tier Plan
Not Applicable
Bespoke International
- Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds
3S Money Accounting Software Integrations
- Xero
Soldo vs 3S Money Features Comparison
| Soldo | 3S Money | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | Yes | No |
| Expense Reimbursements | Yes | No |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | No |
| Reconciliations | No | No |
| Approval Process Control | Yes | No |
| Budget Control | Yes | No |
| Expense Categorisation | Yes | No |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | No |
| Mobile Receipt Upload | Yes | No |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | No |
| Spend Control | Yes | No |
| Travel Management | Yes | No |
More Comparisons
Soldo vs Dext
Soldo vs Tipalti
Soldo vs Moss
Soldo vs Navan
Soldo vs Yokoy