Card One Money and Zempler Bank are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Card One Money vs Zempler Bank Reviews
| Card One Money | Zempler Bank | |
| Trustpilot Review Rating | 4.6 | 3.9 |
| Number of Trustpilot Reviews | 749 | 9489 |
| iPhone App Rating | 2.7 | 4.7 |
| Number of iPhone App Reviews | 60 | 45700 |
| Android App Rating | 3.8 | 4.6 |
| Number of Android App Reviews | 194 | 22500 |
Card One Money vs Zempler Bank Key Details
| Card One Money | Zempler Bank | |
| Website | Click Here to Visit Card One Money Website | Click Here to Visit Zempler Bank Website |
| Card Type | Mastercard | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | No | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | No | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | No | Yes |
Card One Money vs Zempler Bank Cost
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| Card One Money | Zempler Bank | |
| Free Plan? | No | Yes |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | £12.50 | Free |
| Mid Plan Price Per Month | Not Applicable | Not Applicable |
| Top Plan Price Per Month | Custom pricing | £9.00 |
Card One Money vs Zempler Bank Features
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Card One Money Features
Business
- No credit checks
- Four additional cards for business use
- Online and mobile account with 24/7 access
- Manage Direct Debits and standing orders
- Instant domestic payments
- Manage and pay bills, invoices, wages and more
- International payments in a range of currencies
- Full control over permissions, balances and cards
- Export statements for your accounting software
- Receive free text alerts whenever bills are paid
- Load cards directly online or through the app
- View statements and monitor business spending
- Use fast balance to quickly check your account
- Pay cheques in at any Barclays branch
No Mid-Tier Plan
Not Applicable
Corporate
- No credit checks
- Four additional cards for business use
- Online and mobile account with 24/7 access
- Manage Direct Debits and standing orders
- Instant domestic payments
- Manage and pay bills, invoices, wages and more
- International payments in a range of currencies
- Full control over permissions, balances and cards
- Export statements for your accounting software
- Receive free text alerts whenever bills are paid
- Load cards directly online or through the app
- View statements and monitor business spending
- Use fast balance to quickly check your account
- Pay cheques in at any Barclays branch
- Prepaid cards that can pull from your balance
- Your own dedicated account manager
- Send payments in bulk
- Set up multi-level approvals for payments
- Open banking API integration
- Multi-account view for all your brands
Card One Money Accounting Software Integrations
Zempler Bank Features
Go
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
No Mid-Tier Plan
Not Applicable
Extra
- Card issuing fee-Contactless Mastercard
- Payments & transfers-Sending money
- Payments & transfers-Receiving money
- Cash deposits-At any UK Post Office*
- UK ATM withdrawals-Terms apply*
- ATM withdrawals abroad-Terms apply*
- Additional cards-Up to 20 cards
- Cashback-On your card spend**
- Creditbuilder-Improve your credit score
- Accounting integrations-Inc. Xero, Quickbooks & Sage
- Create invoices-To make payments easier
- Spending reports-Categorise spending automatically
- Export statements-PDF or CSV format
- UK phone support-Liverpool based
Zempler Bank Accounting Software Integrations
- Xero
- Quickbooks
- Sage
Card One Money vs Zempler Bank Features Comparison
| Card One Money | Zempler Bank | |
| Apple Pay Compatible | No | No |
| Google Pay Compatible | No | No |
| Expense Claims | No | No |
| Expense Reimbursements | No | No |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | No | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | No | No |
| Expense Categorisation | No | No |
| Compliance Management | No | Yes |
| Customizable Fields | No | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | No | No |
| Mobile Receipt Upload | No | Yes |
| Real Time Notifications & Reporting | No | Yes |
| Receipt Management | No | Yes |
| Spend Control | Yes | Yes |
| Travel Management | No | Yes |
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