3S Money and Saffron Building Society both offer a range of business banking options. But which is better?
Below we compare 3S Money vs Saffron Building Society on 61 different metrics including business savings account rates, current account fees, Trustpilot reviews and many, many more so you can decide for yourself.
3S Money vs Saffron Building Society Business Savings Accounts Comparison
3S Money | Saffron Building Society | |
Types of Savings Accounts | NA | Instant Access and Fixed Rate Corporate Bond |
Lowest Savings Rate | NA | 1.20% |
Maximum Savings Rate | NA | 4.70% |
Minimum Investment Amount | NA | £1 |
Website | 3S Money Website | Saffron Building Society Website |

- Earn 2.25%-3.51% AER.
- Interest paid daily on both work and non-work days
- Add or withdraw money with zero restrictions 24/7
3S Money vs Saffron Building Society Free Business Bank Accounts
Below we look at the free business bank account options 3S Money and Saffron Building Society each offer.
3S Money | Saffron Building Society | |
Free Business Bank Account? | No | No |
Free Business Account Term Length | NA | NA |

- Free version available forever
- Hold and exchange 25+ currencies
- IBANs for Global Transfers
- Ability to invest through your account
- Mobile business account, accessible online and on desktop 24/7

- No Monthly Fee
- 24/7 Online banking & Bank app
- Friendly UK phone support
- Xero, Quickbooks & Sage accounting software integration
- FSCS Protected up to £85k
3S Money vs Saffron Building Society Fees & Pricing
3S Money | Saffron Building Society | |
Cheapest Monthly Account Fee | £2.99 | £10 |
Most Expensive Monthly Account Fee | £2.99 | £10 |
Electronic Payments (in/out) | free/ £0.25 | Free |
Cash Payments (in/out) | free | free |
Cheques (in/out) | £1/£1 | £1.50 |
Debit Card Payments | Yes | Yes |
CHAPS Payments | £20 | £15 |
SEPA Payments | 1 | £0.25 |
3S Money vs Saffron Building Society Account Types
Below we look at the different types of business bank accounts and other types of business finance solutions 3S Money and Saffron Building Society offer.
3S Money | Saffron Building Society | |
Current Account Switch Service | Yes | Yes |
Type of Card (Mastercard vs VISA) | Mastercard | Mastercard |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Online Banking | No | Yes |
Mobile Banking | No | Yes |
In person/Branch Banking | No | Yes |
Invoice Financing | No | Yes |
International Payments | No | Yes |
Merchant Services | No | Yes |
Free Accouting Software | Yes | No |
3S Money vs Saffron Building Society Foreign Currency Accounts
In this section we look at what types of foreign currency accounts each bank offers.
3S Money | Saffron Building Society | |
US Dollar (USD) Bank Account | No | No |
Euro (EUR) Bank Account | No | No |
Other Currencies Available | None | None |
3S Money vs Saffron Building Society User Reviews
3S Money | Saffron Building Society | |
Trustpilot Score (out of 5) | 4.7 | 2.4 |
Number of Trustpilot Reviews | 456 | 31 |
iPhone App Score | 4.6 | 4.1 |
Number iPhone of Reviews | 1.1K | 21 |
Android App Score | 4.2 | 4 |
Number of Android App Reviews | 46.4K | 14 |
3S Money vs Saffron Building Society Banking Service Quality
Data for this section comes from the BVA BDRC Business banking service quality report.
3S Money | Saffron Building Society | |
Overall Service Quality Ranking | Not Rated | Not Rated |
Overall Service Quality Score | Not Rated | Not Rated |
Online And Mobile Banking Services Ranking | Not Rated | Not Rated |
Online And Mobile Banking Services Score | Not Rated | Not Rated |
SME overdraft and loan services Ranking | Not Rated | Not Rated |
SME overdraft and loan services Score | Not Rated | Not Rated |
Relationship/account management Ranking | Not Rated | Not Rated |
Relationship/account management Score | Not Rated | Not Rated |
Service in branches and business centres Ranking | Not Rated | Not Rated |
Service in branches and business centres Score | Not Rated | Not Rated |
3S Money vs Saffron Building Society Overview
Here is some other key data about each bank.
3S Money | Saffron Building Society | |
FSCS Protection | No | Yes, up to £85,000 |
Market Share | 0.00% | 0.20% |
Bank Type | Challenger | Building Society |
Total Assets | £10,109,832 GBP | £1.3768 billion GBP |
Swift/BIC Code | MOLUGB22XXX | SFFRGB22XXX |
FCA Number | 900918 | 100015 |
Company Number | 8574246 | IP00485B |
Business Customer Phone Number | 44 (0) 203 807 9645 | 0330 124 9057 |
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