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Ultimate Finance Invoice Finance & Factoring Reviews


Last Updated: 8 January 2025
Reviewed By: Ian Wright (Managing Director)

Ultimate Finance is a business finance provider that has been operating for over 20 years and has offices in Bristol, Manchester, Lutterworth, Leeds and Edinburgh. They have provided over £10 billion in funding to businesses. They offer working capital loans, invoice finance, construction finance, recruitment finance, trade finance, asset finance, bridging finance and structured finance.

Ultimate Finance invoice finance

Sections

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  • Ultimate Finance Invoice Finance Options
    • Invoice Discounting
    • Invoice Factoring
  • Ultimate Finance Invoice Finance Eligibility
  • Ultimate Finance Invoice Finance Rates
  • Ultimate Finance Invoice Finance Calculator
  • Ultimate Finance Invoice Finance Reviews
  • How To Apply For A Ultimate Finance Invoice Finance?
  • Pros
  • Cons

Ultimate Finance Invoice Finance Options

Ultimate Finance provides invoice finance solutions that allow businesses to release the money that is tied up in unpaid invoices and is repaid when the invoice is paid by the customer. This facility includes:

  • Releasing up to 95% of your invoice values
  • Maximum funding of £5 million
  • Funds can be paid within 24 hours
  • Can be set up within a week
  • Provides a revolving working capital facility that can grow with your sales
  • Online account
  • Dedicated specialist relationship manager
  • Set up and service fees apply
  • Requires you to assign your invoices to them supported by debenture
  • Tailored facility available
  • Optional bad debt protection

Invoice Discounting

They offer an invoice discounting service that allows you to retain your payment collection services and keep the involvement of the service confidential as there is no interaction with the customers.

Invoice Factoring

They also offer an invoice factoring service that provides payment collection services and allows the business to focus on their business rather than chasing payments.

Ultimate Finance Invoice Finance Eligibility

Ultimate Finance offers its invoice finance to UK registered businesses who sell to other businesses on credit.

Ultimate Finance Invoice Finance Rates

Ultimate Finance doesn’t disclose its rates, but they charge an ongoing service fee for management and a discount fee as a percentage of the advance provided.

Ultimate Finance Invoice Finance Calculator

Ultimate Finance doesn’t have an invoice finance calculator.

Ultimate Finance Invoice Finance Reviews

There are only reviews for Ultimate Finance on 2 of the leading customer review sites and 1 only has a single review. The reviews are generally positive across both sites and many are about invoice finance products.

Trustpilot has the largest number of reviews and 95% of reviewers scored Ultimate Finance as excellent. The review on Smart Money People gave a 5-star review. The comments from reviewers included good support during Covid, helpful relationship manager, responsive, quickly release funds and good relationship management.

Trustpilot – 4.9/5 (based on 574 reviews)
Google Reviews – no reviews
Reviews.co.uk – no reviews
Review Centre – no reviews
Smart Money People – 5.0/5 (based on 1 review)

How To Apply For A Ultimate Finance Invoice Finance?

If you want to apply for invoice finance from Ultimate Finance you can call them on 0800 121 7757.

Pros

  • Offers a choice of invoice finance solutions
  • Provides up to 95% of invoice values which is higher than most offer
  • Positively rated in customer reviews

Cons

  • No information about their rates

Website: Ultimate Finance Invoice Finance

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What Is Invoice Finance?

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What Is Invoice Discounting?

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Invoice Factoring VS Invoice Discounting

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