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KashFlow Payroll vs XCD HR and Payroll: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better KashFlow Payroll or XCD HR and Payroll?

We compare them based on real user reviews, prices and what features they both offer.

KashFlow Payroll homepageXCD HR and Payroll homepage

KashFlow Payroll vs XCD HR and Payroll Basics


KashFlow Payroll
XCD HR and Payroll
Software WebsiteKashFlow Payroll WebsiteXCD HR and Payroll Website
Company NameIRIS SoftwareXCD
Target Company Size (Small, Medium and/or Enterprise)SmallEnterprise
Industry FocusNoneNone

KashFlow Payroll vs XCD HR and Payroll Reviews

Wondering if KashFlow Payroll or XCD HR and Payroll has better user reviews. We compared them below.

KashFlow PayrollXCD HR and Payroll
Listed On HMRC WebsiteYesYes
Trustpilot Rating3.6No Rating
Number of Trustpilot Reviews1532No Reviews
iPhone App Rating1.8No iPhone App
Number of iPhone Reviews56No Reviews
Android App Rating2No Android App
Number of Android Reviews62No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

KashFlow Payroll vs XCD HR and Payroll Prices

Which is cheaper KashFlow Payroll or XCD HR and Payroll? Here are their prices compared.

KashFlow Payroll pricingXCD HR and Payroll pricing

Free Plans & Trials

KashFlow PayrollXCD HR and Payroll
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?14 daysNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

KashFlow PayrollXCD HR and Payroll
Cheapest Plan Cost Per Month£8.12Pricing Not On Website
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per Month£29.00NA
Data taken from each company’s website at the time of writing but may have since changed.

KashFlow Payroll vs XCD HR and Payroll Features

KashFlow Payroll featuresXCD HR and Payroll features

KashFlow Payroll Basic Features

  • £1.35 per additional employee
  • Automatic Enrolment add-on available (£1.20 per employee, min. £16.21 for 5 employees)
  • Unlimited functionality
  • Weekly or monthly payslips
  • Calculates Tax & NI for you
  • Free ESS
  • First company free – £2 per additional company
  • Track staff holiday entitlement and pay Holiday Pay

KashFlow Payroll Software Integrations

  • Salesforce
  • Zoho
  • Satago
  • Paypal
  • Square
  • Stripe
  • Magento
  • TripCatcher

XCD HR and Payroll Basic Features

  • Self-validating BACS processing
  • Third-party BACs payments
  • Court orders and student loan integration
  • Easy retrospective processing of compensation, pensions and other payments
  • Full audit trails
  • Flexible payroll periods
  • Multiple payrolls
  • Easy to manage time and attendance system
  • RTI submissions
  • All statutory calculations
  • Comprehensive payroll data and reports
  • Automated leave and pay calculations for irregular workers.
  • Save hundreds of hours
  • Eliminate errors
  • Powerful reporting capabilities
  • Keep track of reward
  • Flexible software
  • A complete solution for payroll
  • Fully compliant

XCD HR and Payroll Software Integrations

  • Salesforce

Common Feature Comparison

KashFlow PayrollXCD HR and Payroll
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportNoNo
Ability To Manage Employee BenefitsNoNo
Employee Access To PlatformYesYes
Direct DepositNoNo
Expense ReimbursementYesYes
Time Off TrackingNoYes
Handle Deductions From PayYesYes
Debt Repayment From PayNoYes
Employee Background ChecksNoNo
Has An APINoYes
Create PayslipYesYes
Create P45YesNo
Create P60YesNo
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoYes
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoYes
Direct HMRC SubmissionsNoYes
RTI CompliantYesYes

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