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Soldo vs Pleo: Which Is The Better Company Expense Card?


Last Updated: 20 March 2025
Reviewed By: Ian Wright (Managing Director)

Soldo and Pleo are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Soldo HomepagePleo Homepage
 

Soldo vs Pleo Reviews

SoldoPleo
Trustpilot Review Rating 4.63.8
Number of Trustpilot Reviews1602523
iPhone App Rating2.63.1
Number of iPhone App Reviews6974
Android App Rating2.93.4
Number of Android App Reviews150336
Note these figures we’re taken from each company’s website and may have changed since publication

Soldo vs Pleo Key Details

SoldoPleo
WebsiteClick Here to Visit Soldo WebsiteClick Here to Visit Pleo Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Soldo vs Pleo Cost

Soldo PricingPleo Pricing
SoldoPleo
Free Plan?NoNo
Free Trial?YesYes
Cheapest Plan Price Per Month£6.00£39.00
Mid Plan Price Per Month£10.00£45.00
Top Plan Price Per MonthCustom pricing£89.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Soldo vs Pleo Features

Soldo FeaturesPleo Features

Soldo Features

Pro

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip

Premium

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip

Enterprise

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip
  • Dedicated account manager and customer success manager
  • Custom onboarding and training
  • Dedicated support for custom integrations using APIs

Soldo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Exact Online
  • Sage

Pleo Features

Starter

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay

Essential

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay
  • 0.5 % cashback (for eligible customers)
  • Spending limits per user or purchase
  • Spend analytics dashboard
  • Review spend per team
  • Reimburse employees with or without Pleo cards
  • Reimburse cash expenses and mileage
  • Track subscriptions and other recurring payments
  • Live chat support

Advanced

  • Pleo employee cards (plastic/virtual)
  • Real-time expense tracking
  • Automated expense reports
  • Manage & pay invoices
  • Xero and more accounting system integrations
  • Apple Pay & Google Pay
  • 1 % cashback (for eligible customers)
  • Spending limits per user or purchase
  • Spend analytics dashboard
  • Review spend per team
  • Reimburse employees with or without Pleo cards
  • Reimburse cash expenses and mileage
  • Track subscriptions and other recurring payments
  • Live chat support
  • Control recurring payments with Vendor cards
  • Open API access
  • Single sign-on with SAML
  • Chat, email and phone support
  • Assisted onboarding session
  • Dedicated Customer Success Manager

Pleo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

Soldo vs Pleo Features Comparison

SoldoPleo
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoNo
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesYes
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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