Soldo and Payhawk are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Soldo vs Payhawk Reviews
| Soldo | Payhawk | |
| Trustpilot Review Rating | 4.6 | 4.4 |
| Number of Trustpilot Reviews | 1602 | 214 |
| iPhone App Rating | 2.6 | 4.6 |
| Number of iPhone App Reviews | 69 | 133 |
| Android App Rating | 2.9 | 4.4 |
| Number of Android App Reviews | 150 | 333 |
Soldo vs Payhawk Key Details
| Soldo | Payhawk | |
| Website | Click Here to Visit Soldo Website | Click Here to Visit Payhawk Website |
| Card Type | Mastercard | VISA |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | No | Yes |
| Plans for Freelancers? | Yes | No |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Soldo vs Payhawk Cost
 |  |
| Soldo | Payhawk | |
| Free Plan? | No | No |
| Free Trial? | Yes | No |
| Cheapest Plan Price Per Month | £6.00 | Pricing Not On Website |
| Mid Plan Price Per Month | £10.00 | Pricing Not On Website |
| Top Plan Price Per Month | Custom pricing | Pricing Not On Website |
Soldo vs Payhawk Features
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Soldo Features
Pro
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
Premium
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
Enterprise
- Choose between individual or company, virtual or plastic cards Tooltip
- On-the-spot receipt capture
- Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
- Allocate dedicated funds to users and set spending limits Tooltip
- Virtual cards for ad hoc purchases and recurring payments Tooltip
- Google Pay and Apple Pay
- Standard approval workflows
- Advanced card rules to control spend
- Review and approve expenses Tooltip
- Multi-currency: GBP, USD, and EUR
- Customisable roles and permissions Tooltip
- Auto classify transactions Tooltip
- Custom multi-level approval workflows Tooltip
- Organise your company in teams or departments using groups Tooltip
- Advanced reporting Tooltip
- Out-of-pocket expenses Tooltip
- Set up spending policy limits Tooltip
- Dedicated account manager and customer success manager
- Custom onboarding and training
- Dedicated support for custom integrations using APIs
Soldo Accounting Software Integrations
- Xero
- QuickBooks
- Exact Online
- Sage
Payhawk Features
Premium Cards
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
All-In-One Spend
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
Enterprise
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
- International invoice payments and reimbursements
- Group spend dashboard and workflows
- ERP integration to NetSuite, and Microsoft Dynamics
- Single sign-on with SAML
- Customer Success Specialist
- Online onboarding session
- Success-based onboarding flow
Payhawk Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
Soldo vs Payhawk Features Comparison
| Soldo | Payhawk | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | No | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | Yes |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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