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Payhawk vs GoSolo: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Payhawk and GoSolo are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Payhawk HomepageGoSolo Homepage
 

Payhawk vs GoSolo Reviews

PayhawkGoSolo
Trustpilot Review Rating 4.42.7
Number of Trustpilot Reviews21472
iPhone App Rating4.64.6
Number of iPhone App Reviews13383
Android App Rating4.43.6
Number of Android App Reviews33358
Note these figures we’re taken from each company’s website and may have changed since publication

Payhawk vs GoSolo Key Details

PayhawkGoSolo
WebsiteClick Here to Visit Payhawk WebsiteClick Here to Visit GoSolo Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?NoNo
Cashback Plans?YesNo
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Payhawk vs GoSolo Cost

Payhawk PricingGoSolo Pricing
PayhawkGoSolo
Free Plan?NoYes
Free Trial?NoNo
Cheapest Plan Price Per MonthPricing Not On WebsiteFree
Mid Plan Price Per MonthPricing Not On WebsiteNot Applicable
Top Plan Price Per MonthPricing Not On Website£199.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Payhawk vs GoSolo Features

Payhawk FeaturesGoSolo Features

Payhawk Features

Premium Cards

  • Physical and virtual credit and debit cards
  • One-click card issuance and card freezing
  • Up to 6x better exchange rates than banks
  • EUR and GBP accounts
  • Apple Pay
  • Google Pay

All-In-One Spend

  • Physical and virtual credit and debit cards
  • One-click card issuance and card freezing
  • Up to 6x better exchange rates than banks
  • EUR and GBP accounts
  • Apple Pay
  • Google Pay
  • Local invoice payments and reimbursements
  • Pre-accounting OCR in 60+ languages
  • Free transfers within SEPA and the UK
  • Smart inbox for receipts attachment
  • Bulk payments with ‘four eyes’ approval
  • Supplier management
  • Out-of-pocket cash management for employees without cards

Enterprise

  • Physical and virtual credit and debit cards
  • One-click card issuance and card freezing
  • Up to 6x better exchange rates than banks
  • EUR and GBP accounts
  • Apple Pay
  • Google Pay
  • Local invoice payments and reimbursements
  • Pre-accounting OCR in 60+ languages
  • Free transfers within SEPA and the UK
  • Smart inbox for receipts attachment
  • Bulk payments with ‘four eyes’ approval
  • Supplier management
  • Out-of-pocket cash management for employees without cards
  • International invoice payments and reimbursements
  • Group spend dashboard and workflows
  • ERP integration to NetSuite, and Microsoft Dynamics
  • Single sign-on with SAML
  • Customer Success Specialist
  • Online onboarding session
  • Success-based onboarding flow

Payhawk Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online

GoSolo Features

Business Account

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

No Mid-Tier Plan

Not Applicable

All-Inclusive Package

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK Registered Company Address (for official use)
  • UK Virtual office location – for trade and business post
  • Mail Scanning
  • Online portal to manage mail and address
  • Partner Perks and Offers worth over £ 20 000
  • Invoicing
  • 1 on 1 Personalised Advice
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

GoSolo Accounting Software Integrations

  • Xero

Payhawk vs GoSolo Features Comparison

PayhawkGoSolo
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesNo
Access Controls/PermissionsYesYes
ReconciliationsYesNo
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesNo
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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