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Tide Accounting vs FreeAgent: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or FreeAgent?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageFreeAgent homepage
 

Tide Accounting vs FreeAgent Basics

Tide AccountingFreeAgent
Software WebsiteTide Accounting WebsiteFreeAgent Website
HMRC MTD StatusNot IncludedApproved
Who Can Use It?Businesses and Self-employedAgents and businesses
HMRC Listed FeaturesNoneDigital record keeping, Updates to HMRC for self-employment, Updates to HMRC for UK property, Tax estimates from HMRC based on provided updates, Free version available
PlatformsWeb-based application, Android, iOSWeb-based application, Android, iOS, Windows phone
Note data for this section comes from HMRC here and here

Tide Accounting vs FreeAgent Reviews

Wondering if Tide Accounting or FreeAgent has better user reviews. We compared them below.

Tide AccountingFreeAgent
Trustpilot Rating4.34.6
Number of Trustpilot Reviews179842180
iPhone App Rating4.44.8
Number of iPhone Reviews79600
Android App Rating4.54.8
Number of Android Reviews131130
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs FreeAgent Prices

Which is cheaper Tide Accounting or FreeAgent? Here are their prices compared.

Tide Accounting pricingFreeAgent pricing

Free Plans & Trials

Tide AccountingFreeAgent
Free Plan?YesYes
Free Trial?NoYes
Free Trial Length?No30 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingFreeAgent
Cheapest Plan Cost Per Month£9.99£9.50
Mid-Tier Plan Cost Per Month£18.99£12.00
Top Plan Cost Per Month£49.99£14.50
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs FreeAgent Features

Tide Accounting featuresFreeAgent features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

FreeAgent Basic Features

  • Dashboard – See the big picture for your business at a glance with cashflow, profit and loss, invoice timelines and more.
  • Business Insights with Radar – Get intelligent insights, tailored trend-spotting and personalised tips all in one place.
  • Estimates – Win more work with professional estimate templates ready to be converted to invoices.
  • Invoicing – Get paid faster with easy invoicing tools. Send customised invoices, reminders and thank-you emails.
  • Expenses – Track business costs quickly and easily. Snap receipts and record out-of-pocket expenses on the go.
  • Projects – Keep tabs on your project income, expenses and profitability – all in one place.
  • Time Tracking – Track the time you spend on projects, add this to invoices and generate timesheet reports.
  • Payroll – Run monthly payroll and file auto-calculated PAYE and National Insurance directly to HMRC.
  • Banking – Set up a bank feed and let all of your transactions flow into FreeAgent automatically.
  • VAT filing – Generate MTD-compliant VAT returns automatically and file them directly to HMRC in minutes.
  • Self Assessment – Get a real-time view of how much you owe for your tax return and file it directly to HMRC.

FreeAgent Software Integrations

  • IRIS
  • BTCSoftware
  • HMRC
  • GoSimpleTax
  • TaxCalc
  • Staffology
  • BrightPay

Common Feature Comparison

Tide AccountingFreeAgent
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoYes
ProjectsNoYes
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoYes

Tide AccountingFreeAgent
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • User Interface
  • User Friendly
  • Saves Time
  • Customer Service
  • Meets Business Needs
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Pay As You Earn (PAYE) software
  • More bespoke accounting categories based on particular industries
  • Quicker updating of tax return info

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