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Pandle vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Pandle or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

Pandle homepageCoconut homepage
 

Pandle vs Coconut Basics

PandleCoconut
Software WebsitePandle WebsiteCoconut Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedSelf-employed people
HMRC Listed FeaturesRecord keeping, simplified expenses and simplified taxNone
PlatformsWeb-based application, Android, iPhone, iPad, iOS, Windows phoneWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Pandle vs Coconut Reviews

Wondering if Pandle or Coconut has better user reviews. We compared them below.

PandleCoconut
Trustpilot Rating4.64.5
Number of Trustpilot Reviews1089714
iPhone App Rating1.74.7
Number of iPhone Reviews382800
Android App Rating2.94.6
Number of Android Reviews441040
Please note ratings we’re accurate at the time of writing but may have since changed

Pandle vs Coconut Prices

Which is cheaper Pandle or Coconut? Here are their prices compared.

Pandle pricingCoconut pricing

Free Plans & Trials

PandleCoconut
Free Plan?YesNo
Free Trial?YesYes
Free Trial Length?14 Days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

PandleCoconut
Cheapest Plan Cost Per MonthFree£9.00
Mid-Tier Plan Cost Per MonthNANA
Top Plan Cost Per Month£5.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Pandle vs Coconut Features

Pandle featuresCoconut features

Pandle Basic Features

  • Bank imports
  • Send quotes & invoices
  • Business reports
  • Mobile app
  • Accept payments with Pandle Pay
  • Payment reminders
  • Multiple currencies
  • No usage limits
  • VAT submissions
  • Recurring transactions

Pandle Software Integrations

  • PayPal
  • Stripe

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

PandleCoconut
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

PandleCoconut
Pros
  • Cloud Based
  • Customer Service
  • One Stop Shop
  • User Friendly
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • Room for Improvement
  • Takes Time
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

More Comparisons

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Pandle vs Federation of Small Businesses MTD
Pandle vs Hammock
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