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Coconut vs 10 Minute Accounts: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Coconut or 10 Minute Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Coconut homepage10 Minute Accounts homepage
 

Coconut vs 10 Minute Accounts Basics

Coconut10 Minute Accounts
Software WebsiteCoconut Website10 Minute Accounts Website
HMRC MTD StatusIn DevelopmentNot Included
Who Can Use It?Self-employed peopleBusinesses and Accountants
HMRC Listed FeaturesNoneRecord keeping and simplified expenses
PlatformsWeb-based application, Android, and iOSWeb-based application
Note data for this section comes from HMRC here and here

Coconut vs 10 Minute Accounts Reviews

Wondering if Coconut or 10 Minute Accounts has better user reviews. We compared them below.

Coconut10 Minute Accounts
Trustpilot Rating4.54.5
Number of Trustpilot Reviews71438
iPhone App Rating4.7No Rating
Number of iPhone Reviews2800No Reviews
Android App Rating4.6No Rating
Number of Android Reviews1040No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Coconut vs 10 Minute Accounts Prices

Which is cheaper Coconut or 10 Minute Accounts? Here are their prices compared.

Coconut pricing10 Minute Accounts pricing

Free Plans & Trials

Coconut10 Minute Accounts
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 Days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Coconut10 Minute Accounts
Cheapest Plan Cost Per Month£9.00£6.95
Mid-Tier Plan Cost Per MonthNA£11.95
Top Plan Cost Per MonthNA£19.95
Data taken from each company’s website at the time of writing but may have since changed.

Coconut vs 10 Minute Accounts Features

Coconut features10 Minute Accounts features

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

10 Minute Accounts Basic Features

  • Track income & expenses
  • Submit VAT returns to HMRC
  • Fully Making Tax Digital compliant
  • Send unlimited invoices
  • Connect multiple bank accounts
  • Import & export transactions
  • Assistance to migrate from Excel, Sage, Quickbooks etc.
  • Automatically sync with PayPal
  • Do your accounts in seconds
  • Reports update in real-time
  • Reconcile all transactions
  • Automatic categorisations
  • Multi-currency support
  • Up to 300 transactions per month

10 Minute Accounts Software Integrations

  • Sage
  • Quickbooks
  • eBay
  • PayPal

Common Feature Comparison

Coconut10 Minute Accounts
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsNoYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

Coconut10 Minute Accounts
Pros
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
  • Easy to use
  • Fast
  • Tutorial
Cons
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up
  • Outdated look
  • Limited features

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