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Sage Business Cloud Payroll vs PayCaptain: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Sage Business Cloud Payroll or PayCaptain?

We compare them based on real user reviews, prices and what features they both offer.

Sage Business Cloud Payroll homepagePayCaptain homepage

Sage Business Cloud Payroll vs PayCaptain Basics


Sage Business Cloud Payroll
PayCaptain
Software WebsiteSage Business Cloud Payroll WebsitePayCaptain Website
Company NameSage (UK) LtdPayCaptain
Target Company Size (Small, Medium and/or Enterprise)Small – MediumEnterprise
Industry FocusNoneNone

Sage Business Cloud Payroll vs PayCaptain Reviews

Wondering if Sage Business Cloud Payroll or PayCaptain has better user reviews. We compared them below.

Sage Business Cloud PayrollPayCaptain
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.44.5
Number of Trustpilot Reviews1699514
iPhone App RatingNo iPhone App4.8
Number of iPhone ReviewsNo Reviews12
Android App RatingNo Android App4.5
Number of Android ReviewsNo Reviews8
Please note ratings we’re accurate at the time of writing but may have since changed

Sage Business Cloud Payroll vs PayCaptain Prices

Which is cheaper Sage Business Cloud Payroll or PayCaptain? Here are their prices compared.

Sage Business Cloud Payroll pricingPayCaptain pricing

Free Plans & Trials

Sage Business Cloud PayrollPayCaptain
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?3 monthsNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Sage Business Cloud PayrollPayCaptain
Cheapest Plan Cost Per Month£10.00Pricing Not On Website
Mid-Tier Plan Cost Per Month£20.00NA
Top Plan Cost Per Month£30.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Sage Business Cloud Payroll vs PayCaptain Features

Sage Business Cloud Payroll featuresPayCaptain features

Sage Business Cloud Payroll Basic Features

  • Complete a pay run in 4 simple steps
  • Manage payroll and HR for up to 150 employees
  • Employees self-serve payslips and P60s
  • HMRC real-time information
  • Automatic pension enrolment
  • Employee records and essential HR tasks
  • Track and manage employee holidays

Sage Business Cloud Payroll Software Integrations

  • NEST
  • NOW
  • People’s Pension

PayCaptain Basic Features

  • Cloud Based Payroll Software
  • Registered with the Financial Conduct Authority
  • Flexible Payments
  • Hi-tech bureau service
  • Analytics & pay gap reporting
  • Sends all payments to employees via Faster Payments (not BACS)
  • Open APIs allow for robust integrations with third-party systems.

PayCaptain Software Integrations

  • Hibob
  • Birdie
  • Deputy
  • Yapster
  • Phase 3
  • Rotaready
  • Silver Cloud
  • PensionSync
  • Includability
  • Collegia

Common Feature Comparison

Sage Business Cloud PayrollPayCaptain
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesNo
Live Customer SupportNoNo
Ability To Manage Employee BenefitsYesYes
Employee Access To PlatformYesYes
Direct DepositNoNo
Expense ReimbursementYesYes
Time Off TrackingYesNo
Handle Deductions From PayYesNo
Debt Repayment From PayYesNo
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipYesNo
Create P45NoNo
Create P60YesNo
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoYes
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)YesNo
Direct HMRC SubmissionsYesYes
RTI CompliantYesYes

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