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Pento vs XCD HR and Payroll: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Pento or XCD HR and Payroll?

We compare them based on real user reviews, prices and what features they both offer.

Pento homepageXCD HR and Payroll homepage

Pento vs XCD HR and Payroll Basics


Pento
XCD HR and Payroll
Software WebsitePento WebsiteXCD HR and Payroll Website
Company NamePentoXCD
Target Company Size (Small, Medium and/or Enterprise)MediumEnterprise
Industry FocusNoneNone

Pento vs XCD HR and Payroll Reviews

Wondering if Pento or XCD HR and Payroll has better user reviews. We compared them below.

PentoXCD HR and Payroll
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.6No Rating
Number of Trustpilot Reviews134No Reviews
iPhone App RatingNo iPhone AppNo iPhone App
Number of iPhone ReviewsNo ReviewsNo Reviews
Android App RatingNo Android AppNo Android App
Number of Android ReviewsNo ReviewsNo Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Pento vs XCD HR and Payroll Prices

Which is cheaper Pento or XCD HR and Payroll? Here are their prices compared.

Pento pricingXCD HR and Payroll pricing

Free Plans & Trials

PentoXCD HR and Payroll
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?NoNo
Free Trial Length?Not ApplicableNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

PentoXCD HR and Payroll
Cheapest Plan Cost Per Month£5.00Pricing Not On Website
Mid-Tier Plan Cost Per MonthNot ListedNA
Top Plan Cost Per MonthNot ListedNA
Data taken from each company’s website at the time of writing but may have since changed.

Pento vs XCD HR and Payroll Features

Pento featuresXCD HR and Payroll features

Pento Basic Features

  • Automated payroll calculations
  • Monthly pay schedule
  • Pay changes until payday
  • Payslip distribution
  • Automated salary payments
  • Automated payments to HMRC
  • Xero accounting integration
  • Quickbooks accounting integration
  • Integrated pensions
  • Automated pensions compliance
  • RTI submissions (EPS and FPS)
  • Update student loans
  • Employee tax codes checks and updates
  • End of tax year duties
  • Rates and thresholds updates
  • Payroll report
  • Employee summary report
  • Pension report
  • Employee activity history
  • Onboarding and data migration
  • Day-to-day payroll support
  • Guided Customer Success

Pento Software Integrations

  • HiBob
  • BambooHR
  • CharlieHR
  • Humaans
  • Personio
  • PeopleHR
  • Xero
  • Netsuite
  • Quickbooks
  • Custom journals

XCD HR and Payroll Basic Features

  • Self-validating BACS processing
  • Third-party BACs payments
  • Court orders and student loan integration
  • Easy retrospective processing of compensation, pensions and other payments
  • Full audit trails
  • Flexible payroll periods
  • Multiple payrolls
  • Easy to manage time and attendance system
  • RTI submissions
  • All statutory calculations
  • Comprehensive payroll data and reports
  • Automated leave and pay calculations for irregular workers.
  • Save hundreds of hours
  • Eliminate errors
  • Powerful reporting capabilities
  • Keep track of reward
  • Flexible software
  • A complete solution for payroll
  • Fully compliant

XCD HR and Payroll Software Integrations

  • Salesforce

Common Feature Comparison

PentoXCD HR and Payroll
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportYesNo
Ability To Manage Employee BenefitsYesNo
Employee Access To PlatformYesYes
Direct DepositNoNo
Expense ReimbursementNoYes
Time Off TrackingNoYes
Handle Deductions From PayNoYes
Debt Repayment From PayNoYes
Employee Background ChecksNoNo
Has An APINoYes
Create PayslipYesYes
Create P45YesNo
Create P60YesNo
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoYes
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)YesYes
Direct HMRC SubmissionsYesYes
RTI CompliantYesYes

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