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ANNA Free PayRoll vs My Digital Accounts: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better ANNA Free PayRoll or My Digital Accounts?

We compare them based on real user reviews, prices and what features they both offer.

ANNA Free PayRoll homepageMy Digital Accounts homepage

ANNA Free PayRoll vs My Digital Accounts Basics


ANNA Free PayRoll
My Digital Accounts
Software WebsiteANNA Free PayRoll WebsiteMy Digital Accounts Website
Company Name#1 ANNA PayRollMy Digital Accounts
Target Company Size (Small, Medium and/or Enterprise)MediumEnterprise
Industry FocusNoneNone

ANNA Free PayRoll vs My Digital Accounts Reviews

Wondering if ANNA Free PayRoll or My Digital Accounts has better user reviews. We compared them below.

ANNA Free PayRollMy Digital Accounts
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.5No Rating
Number of Trustpilot Reviews2516No Reviews
iPhone App Rating4.52.7
Number of iPhone Reviews7739
Android App Rating4.52.8
Number of Android Reviews2325
Please note ratings we’re accurate at the time of writing but may have since changed

ANNA Free PayRoll vs My Digital Accounts Prices

Which is cheaper ANNA Free PayRoll or My Digital Accounts? Here are their prices compared.

ANNA Free PayRoll pricingMy Digital Accounts pricing

Free Plans & Trials

ANNA Free PayRollMy Digital Accounts
Listed As Having Free Plan By HMRC?YesNo
Free Plan?YesNo
Free Trial?NoNo
Free Trial Length?Not ApplicableNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

ANNA Free PayRollMy Digital Accounts
Cheapest Plan Cost Per MonthFreePricing Not On Website
Mid-Tier Plan Cost Per Month£14.90NA
Top Plan Cost Per Month£49.90NA
Data taken from each company’s website at the time of writing but may have since changed.

ANNA Free PayRoll vs My Digital Accounts Features

ANNA Free PayRoll featuresMy Digital Accounts features

ANNA Free PayRoll Basic Features

  • Local transfers in and out – 20p per bank transfer
  • ATM withdrawals – £1 per ATM withdrawal
  • International payments – £5 per SWIFT payment
  • Currency conversion fee for transfers – 1%
  • Personal payment link for accepting payments – Payment link with 1% commission
  • Additional debit cards – 1 debit card included, £3 per extra card
  • Pay cash in – Pay cash in with 1% commission
  • Pots – £1 per pot monthly
  • Cashback on purchases – 1% on select categories
  • Prices are shown before VAT

ANNA Free PayRoll Software Integrations

  • Xero
  • Sage
  • Etsy
  • Woo
  • ebay
  • amazon

My Digital Accounts Basic Features

  • Run a payroll
  • Onboard a contractor
  • Check IR35 status
  • Manage financials
  • Open API integrations
  • Get bridging software for MTD
  • Store and manage contractors details
  • Run business analytics
  • Manage contractor and employee expenses

My Digital Accounts Software Integrations

  • HSBC
  • NatWest
  • Signable
  • Smart
  • NEST
  • Now
  • People’s pension

Common Feature Comparison

ANNA Free PayRollMy Digital Accounts
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportYesNo
Ability To Manage Employee BenefitsYesNo
Employee Access To PlatformYesYes
Direct DepositYesYes
Expense ReimbursementYesYes
Time Off TrackingNoYes
Handle Deductions From PayYesYes
Debt Repayment From PayYesYes
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipYesYes
Create P45NoYes
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsYesYes
RTI CompliantNoNo

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