Spendesk and 3S Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Spendesk vs 3S Money Reviews
| Spendesk | 3S Money | |
| Trustpilot Review Rating | 4.3 | 4.8 |
| Number of Trustpilot Reviews | 57 | 655 |
| iPhone App Rating | 4.7 | No Rating |
| Number of iPhone App Reviews | 721 | No Reviews |
| Android App Rating | 4.5 | No Rating |
| Number of Android App Reviews | 1020 | No Reviews |
Spendesk vs 3S Money Key Details
| Spendesk | 3S Money | |
| Website | Click Here to Visit Spendesk Website | Click Here to Visit 3S Money Website |
| Card Type | Mastercard | No Card Provided |
| Offers Physical Cards? | Yes | No |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | Yes | No |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | No |
Spendesk vs 3S Money Cost
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| Spendesk | 3S Money | |
| Free Plan? | Yes | No |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | Pricing Not On Website | £244.78 |
| Mid Plan Price Per Month | Pricing Not On Website | Not Applicable |
| Top Plan Price Per Month | Pricing Not On Website | Bespoke |
Spendesk vs 3S Money Features
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Spendesk Features
Essentials
- Unlimited virtual and physical cards
- Automated & customizable bookkeeping
- End to end invoice management
- Expense tracking & reimbursement
- Spend dashboards
- Basic accounting integrations
- Transactions: 100/month
- Multi entity management: 3 (for a fee)
Scale
- Purchase order tracking
- HR and travel integrations
- Budgets and sub-budgets
- Dedicated account manager
- Assisted set-up with onboarding manager
- Transactions: 100/month
- Multi entity management: 5 (for a fee)
Premium
- Enterprise accounting integrations
- Machine learning automation
- Transactions: 500/month
- Unlimited entity management
Spendesk Accounting Software Integrations
- Xero
- NetSuite
- Quickbooks
- Sage
- Datev
3S Money Features
Standard International
- Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses
No Mid-Tier Plan
Not Applicable
Bespoke International
- Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds
3S Money Accounting Software Integrations
- Xero
Spendesk vs 3S Money Features Comparison
| Spendesk | 3S Money | |
| Apple Pay Compatible | No | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | Yes | No |
| Expense Reimbursements | Yes | No |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | No |
| Reconciliations | Yes | No |
| Approval Process Control | Yes | No |
| Budget Control | Yes | No |
| Expense Categorisation | Yes | No |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | No |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | No |
| Mobile Receipt Upload | Yes | No |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | No |
| Spend Control | Yes | No |
| Travel Management | Yes | No |
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