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Soldo vs Silverbird: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Soldo and Silverbird are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Soldo HomepageSilverbird Homepage
 

Soldo vs Silverbird Reviews

SoldoSilverbird
Trustpilot Review Rating 4.64.5
Number of Trustpilot Reviews160258
iPhone App Rating2.6No Rating
Number of iPhone App Reviews69No Reviews
Android App Rating2.9No Rating
Number of Android App Reviews150No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Soldo vs Silverbird Key Details

SoldoSilverbird
WebsiteClick Here to Visit Soldo WebsiteClick Here to Visit Silverbird Website
Card TypeMastercardNo Card Provided
Offers Physical Cards?YesNo
Offers Virtual Cards?YesNo
Offers Prepaid Cards?YesNo
Cashback Plans?NoNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Soldo vs Silverbird Cost

Soldo PricingSilverbird Pricing
SoldoSilverbird
Free Plan?NoYes
Free Trial?YesYes
Cheapest Plan Price Per Month£6.00Pricing Not On Website
Mid Plan Price Per Month£10.00Not Applicable
Top Plan Price Per MonthCustom pricingNot Applicable
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Soldo vs Silverbird Features

Soldo FeaturesSilverbird Features

Soldo Features

Pro

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip

Premium

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip

Enterprise

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip
  • Dedicated account manager and customer success manager
  • Custom onboarding and training
  • Dedicated support for custom integrations using APIs

Soldo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Exact Online
  • Sage

Silverbird Features

Standard

No Features Listed On Website

No Mid-Tier Plan

Not Applicable

Not Top Plan

Not Applicable

Silverbird Accounting Software Integrations

Not Listed

Soldo vs Silverbird Features Comparison

SoldoSilverbird
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsNoNo
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesYes
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesNo
Spend ControlYesNo
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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