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Soldo vs GoSolo: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Soldo and GoSolo are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Soldo HomepageGoSolo Homepage
 

Soldo vs GoSolo Reviews

SoldoGoSolo
Trustpilot Review Rating 4.62.7
Number of Trustpilot Reviews160272
iPhone App Rating2.64.6
Number of iPhone App Reviews6983
Android App Rating2.93.6
Number of Android App Reviews15058
Note these figures we’re taken from each company’s website and may have changed since publication

Soldo vs GoSolo Key Details

SoldoGoSolo
WebsiteClick Here to Visit Soldo WebsiteClick Here to Visit GoSolo Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesNo
Cashback Plans?NoNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesNo

Soldo vs GoSolo Cost

Soldo PricingGoSolo Pricing
SoldoGoSolo
Free Plan?NoYes
Free Trial?YesNo
Cheapest Plan Price Per Month£6.00Free
Mid Plan Price Per Month£10.00Not Applicable
Top Plan Price Per MonthCustom pricing£199.00
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Soldo vs GoSolo Features

Soldo FeaturesGoSolo Features

Soldo Features

Pro

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip

Premium

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip

Enterprise

  • Choose between individual or company, virtual or plastic cards Tooltip
  • On-the-spot receipt capture
  • Xero, Sage, Exact Online and QuickBooks integrations, plus accountant access for reporting
  • Allocate dedicated funds to users and set spending limits Tooltip
  • Virtual cards for ad hoc purchases and recurring payments Tooltip
  • Google Pay and Apple Pay
  • Standard approval workflows
  • Advanced card rules to control spend
  • Review and approve expenses Tooltip
  • Multi-currency: GBP, USD, and EUR
  • Customisable roles and permissions Tooltip
  • Auto classify transactions Tooltip
  • Custom multi-level approval workflows Tooltip
  • Organise your company in teams or departments using groups Tooltip
  • Advanced reporting Tooltip
  • Out-of-pocket expenses Tooltip
  • Set up spending policy limits Tooltip
  • Dedicated account manager and customer success manager
  • Custom onboarding and training
  • Dedicated support for custom integrations using APIs

Soldo Accounting Software Integrations

  • Xero
  • QuickBooks
  • Exact Online
  • Sage

GoSolo Features

Business Account

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

No Mid-Tier Plan

Not Applicable

All-Inclusive Package

  • GBP Business Account (Sort Code & Account Number)
  • Physical MasterCard Debit Card
  • Payments in and out in GBP
  • Multi Business – Add multiple companies
  • Multi User – Add users with read only access
  • 24/7 Access via Web & Mobile apps
  • Model Articles of Association
  • Model Shareholders Agreement
  • UK Registered Company Address (for official use)
  • UK Virtual office location – for trade and business post
  • Mail Scanning
  • Online portal to manage mail and address
  • Partner Perks and Offers worth over £ 20 000
  • Invoicing
  • 1 on 1 Personalised Advice
  • UK issued proof of personal address (Utility Bill, Bank Account Statement, Council Tax)

GoSolo Accounting Software Integrations

  • Xero

Soldo vs GoSolo Features Comparison

SoldoGoSolo
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APIYesNo
Access Controls/PermissionsYesYes
ReconciliationsNoNo
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsYesNo
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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