Payhawk and Zoho Expense are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Payhawk vs Zoho Expense Reviews
| Payhawk | Zoho Expense | |
| Trustpilot Review Rating | 4.4 | 4.4 |
| Number of Trustpilot Reviews | 214 | 4462 |
| iPhone App Rating | 4.6 | 4.7 |
| Number of iPhone App Reviews | 133 | 443 |
| Android App Rating | 4.4 | 4.6 |
| Number of Android App Reviews | 333 | 12600 |
Payhawk vs Zoho Expense Key Details
| Payhawk | Zoho Expense | |
| Website | Click Here to Visit Payhawk Website | Click Here to Visit Zoho Expense Website |
| Card Type | VISA | No Card Provided |
| Offers Physical Cards? | Yes | No |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | No | No |
| Cashback Plans? | Yes | Yes |
| Plans for Freelancers? | No | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Payhawk vs Zoho Expense Cost
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| Payhawk | Zoho Expense | |
| Free Plan? | No | Yes |
| Free Trial? | No | Yes |
| Cheapest Plan Price Per Month | Pricing Not On Website | £4.00 |
| Mid Plan Price Per Month | Pricing Not On Website | £6.00 |
| Top Plan Price Per Month | Pricing Not On Website | £10.00 |
Payhawk vs Zoho Expense Features
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Payhawk Features
Premium Cards
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
All-In-One Spend
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
Enterprise
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
- International invoice payments and reimbursements
- Group spend dashboard and workflows
- ERP integration to NetSuite, and Microsoft Dynamics
- Single sign-on with SAML
- Customer Success Specialist
- Online onboarding session
- Success-based onboarding flow
Payhawk Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
Zoho Expense Features
STANDARD
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
PREMIUM
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
- Receipt Autoscan
- Travel Requests
- Purchase Request
- Advanced Approval
- Per Diem Automation
- Advanced Customization
ENTERPRISE
- Unlimited Users
- 20 Receipt Autoscans per user
- Corporate Card Reconcillation
- Cash Advances
- Multilevel Approval
- Access Delegation
- Basic Audit Trail Report
- Email, call, and remote assistance
- Receipt Autoscan
- Travel Requests
- Purchase Request
- Advanced Approval
- Per Diem Automation
- Advanced Customization
- TMC/OTA Integration
- ERP Integration
- Single Sign On (SAML)
- Dedicated Account Manager
- Advanced Audit Trail Report
Zoho Expense Accounting Software Integrations
- Quickbooks
- Xero
- Sage
Payhawk vs Zoho Expense Features Comparison
| Payhawk | Zoho Expense | |
| Apple Pay Compatible | Yes | No |
| Google Pay Compatible | Yes | No |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | Yes |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | Yes | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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