Payhawk and Klippa are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
 |  |
Payhawk vs Klippa Reviews
| Payhawk | Klippa | |
| Trustpilot Review Rating | 4.4 | No Rating |
| Number of Trustpilot Reviews | 214 | No Rating |
| iPhone App Rating | 4.6 | No Rating |
| Number of iPhone App Reviews | 133 | No Reviews |
| Android App Rating | 4.4 | No Rating |
| Number of Android App Reviews | 333 | No Reviews |
Payhawk vs Klippa Key Details
| Payhawk | Klippa | |
| Website | Click Here to Visit Payhawk Website | Click Here to Visit Klippa Website |
| Card Type | VISA | VISA |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | No | Yes |
| Cashback Plans? | Yes | No |
| Plans for Freelancers? | No | No |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Payhawk vs Klippa Cost
 |  |
| Payhawk | Klippa | |
| Free Plan? | No | No |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | Pricing Not On Website | £4.00 |
| Mid Plan Price Per Month | Pricing Not On Website | £5.00 |
| Top Plan Price Per Month | Pricing Not On Website | Custom |
Payhawk vs Klippa Features
 |  |
Payhawk Features
Premium Cards
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
All-In-One Spend
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
Enterprise
- Physical and virtual credit and debit cards
- One-click card issuance and card freezing
- Up to 6x better exchange rates than banks
- EUR and GBP accounts
- Apple Pay
- Google Pay
- Local invoice payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers within SEPA and the UK
- Smart inbox for receipts attachment
- Bulk payments with ‘four eyes’ approval
- Supplier management
- Out-of-pocket cash management for employees without cards
- International invoice payments and reimbursements
- Group spend dashboard and workflows
- ERP integration to NetSuite, and Microsoft Dynamics
- Single sign-on with SAML
- Customer Success Specialist
- Online onboarding session
- Success-based onboarding flow
Payhawk Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
Klippa Features
Effective
- Submit through app, website and e-mail
- The best OCR technology of Europe
- Storage in the cloud
- Use of categories, cost centers, cost units & projects
- Reimburse travel expenses with the Google Maps integration
- Approvals on web & app through digital workflows – From €50 per month
- Implementation of expense policy via advanced business rules
- Personal support via chat, e-mail and phone
- Integration with standard bookkeeping system – From €50 per month
Premium
- Submit through app, website and e-mail
- The best OCR technology of Europe
- Storage in the cloud
- Use of categories, cost centers, cost units & projects
- Reimburse travel expenses with the Google Maps integration
- Approvals on web & app through digital workflows – From €50 per month
- Implementation of expense policy via advanced business rules
- Personal support via chat, e-mail and phone
- Integration with standard bookkeeping system – From €50 per month
- Automatic fraud detection
- Dedicated account manager
- Automatic VAT reclaim
Custom
- Submit through app, website and e-mail
- The best OCR technology of Europe
- Storage in the cloud
- Use of categories, cost centers, cost units & projects
- Reimburse travel expenses with the Google Maps integration
- Approvals on web & app through digital workflows – From €50 per month
- Implementation of expense policy via advanced business rules
- Personal support via chat, e-mail and phone
- Integration with standard bookkeeping system – From €50 per month
- Automatic fraud detection
- Dedicated account manager
- Automatic VAT reclaim
- Match creditcard statements automatically
- Custom connections and access to the Klippa API
- User sync, Single sign-on and/or 2FA
- In-app company logo
- Custom SLA
Klippa Accounting Software Integrations
- Quickbooks
- Nesuite
- Xero
Payhawk vs Klippa Features Comparison
| Payhawk | Klippa | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | Yes | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | Yes | Yes |
| Fraud Detection | Yes | Yes |
| Multi-Currency Cards | Yes | No |
| Mileage Tracking | Yes | No |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
More Comparisons
Payhawk vs Tide Expense Cards
Payhawk vs Card One Money
Payhawk vs Juni
Payhawk vs Zempler Bank
Payhawk vs Expend