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Klippa vs Moss: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Klippa and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Klippa HomepageMoss Homepage
 

Klippa vs Moss Reviews

KlippaMoss
Trustpilot Review Rating No Rating4
Number of Trustpilot ReviewsNo Rating119
iPhone App RatingNo Rating5
Number of iPhone App ReviewsNo Reviews3
Android App RatingNo RatingNo Rating
Number of Android App ReviewsNo ReviewsNo Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Klippa vs Moss Key Details

KlippaMoss
WebsiteClick Here to Visit Klippa WebsiteClick Here to Visit Moss Website
Card TypeVISAMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoYes
Plans for Freelancers?NoYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Klippa vs Moss Cost

Klippa PricingMoss Pricing
KlippaMoss
Free Plan?NoNo
Free Trial?NoYes
Cheapest Plan Price Per Month£4.00Pricing Not On Website
Mid Plan Price Per Month£5.00Pricing Not On Website
Top Plan Price Per MonthCustomPricing Not On Website
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Klippa vs Moss Features

Klippa FeaturesMoss Features

Klippa Features

Effective

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month

Premium

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim

Custom

  • Submit through app, website and e-mail
  • The best OCR technology of Europe
  • Storage in the cloud
  • Use of categories, cost centers, cost units & projects
  • Reimburse travel expenses with the Google Maps integration
  • Approvals on web & app through digital workflows – From €50 per month
  • Implementation of expense policy via advanced business rules
  • Personal support via chat, e-mail and phone
  • Integration with standard bookkeeping system – From €50 per month
  • Automatic fraud detection
  • Dedicated account manager
  • Automatic VAT reclaim
  • Match creditcard statements automatically
  • Custom connections and access to the Klippa API
  • User sync, Single sign-on and/or 2FA
  • In-app company logo
  • Custom SLA

Klippa Accounting Software Integrations

  • Quickbooks
  • Nesuite
  • Xero

Moss Features

Smart Cards

  • Unlimited smart corporate cards with automated spend approval flows
  • Boost cash flow using Moss Credit Cards
  • Market-leading receipt capture and matching
  • Integrate seamlessly with accounting systems
  • Pay with physical cards or Apple & Google Pay
  • iOS and Android mobile app

Customised Plan

  • Choose any combination of smart cards, employee reimbursement, or invoice management modules
  • Select the right level of ERP integration for your business
  • Add the appropriate controlling, SSO and AI accounting automation features as needed
  • 1-1 custom implementation support
  • 24/7 support

Complete Spend Management

  • Entire oversight of corporate cards, invoice management, and expense reimbursements
  • Real-time budget insights
  • AI accounting automation for more precise financial reporting
  • Full range of ERP and accounting integrations
  • SSO for enhanced security
  • Dedicated customer success account manager

Moss Accounting Software Integrations

  • Xero
  • QuickBooks
  • Datev
  • Exact Online
  • Sage
  • SAP
  • Oracle

Klippa vs Moss Features Comparison

KlippaMoss
Apple Pay CompatibleYesYes
Google Pay CompatibleYesYes
Expense ClaimsYesYes
Expense ReimbursementsYesYes
APIYesYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesYes
Budget ControlYesYes
Expense CategorisationYesYes
Compliance ManagementYesYes
Customizable Fields YesNo
Fraud DetectionYesYes
Multi-Currency CardsNoNo
Mileage TrackingNoYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlYesYes
Travel Management YesYes

More Comparisons

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Klippa vs Yokoy
Klippa vs Mobile Expense
Klippa vs Emburse
Klippa vs Payem

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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