Expend and Moss are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Expend vs Moss Reviews
| Expend | Moss | |
| Trustpilot Review Rating | 4.6 | 4 |
| Number of Trustpilot Reviews | 209 | 119 |
| iPhone App Rating | 4.4 | 5 |
| Number of iPhone App Reviews | 14 | 3 |
| Android App Rating | 3.6 | No Rating |
| Number of Android App Reviews | 15 | No Reviews |
Expend vs Moss Key Details
| Expend | Moss | |
| Website | Click Here to Visit Expend Website | Click Here to Visit Moss Website |
| Card Type | Mastercard | Mastercard |
| Offers Physical Cards? | Yes | Yes |
| Offers Virtual Cards? | Yes | Yes |
| Offers Prepaid Cards? | Yes | Yes |
| Cashback Plans? | No | Yes |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | Yes |
Expend vs Moss Cost
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| Expend | Moss | |
| Free Plan? | No | No |
| Free Trial? | Yes | Yes |
| Cheapest Plan Price Per Month | £9.99 | Pricing Not On Website |
| Mid Plan Price Per Month | Not Applicable | Pricing Not On Website |
| Top Plan Price Per Month | £12.99 | Pricing Not On Website |
Expend vs Moss Features
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Expend Features
Expend Essential
- First 30 days free
- Free Expend Mastercard (optional) with budget controls
- Intuitive mobile app with instant notifications
- Manage petty cash, out-of-pocket expense claims and third party cards
- Mileage tracking with automatic VAT calculation
- Expend Extract – instant data extraction from receipts
- Organise employees into Teams for easier expense approvals
- ‘Approve on the Move’ reviewing employee expenses in the mobile app
- Auto-chase missing expense receipts
- Invoice management with automated document collection
- Real-time insight and analytics of company wide spending
- Invite your accountant to view company wide spending for reporting purposes
- Securely sync expense data to your accounting software
- Dedicated Account Manager with custom onboarding and training
- Live chat, email and phone support
- No credit checks
- Unlimited users
No Mid-Tier Plan
Not Applicable
Expend Explorer
- First 30 days free
- Free Expend Mastercard (optional) with budget controls
- Intuitive mobile app with instant notifications
- Manage petty cash, out-of-pocket expense claims and third party cards
- Mileage tracking with automatic VAT calculation
- Expend Extract – instant data extraction from receipts
- Organise employees into Teams for easier expense approvals
- ‘Approve on the Move’ reviewing employee expenses in the mobile app
- Auto-chase missing expense receipts
- Invoice management with automated document collection
- Real-time insight and analytics of company wide spending
- Invite your accountant to view company wide spending for reporting purposes
- Securely sync expense data to your accounting software
- Live chat, email and phone support
- No credit checks
- Unlimited users
- 0% FX for Expend card users
- Dedicated Account Manager and Customer Success Manager
- Personalised on-boarding sessions and 121 training available
Expend Accounting Software Integrations
Moss Features
Smart Cards
- Unlimited smart corporate cards with automated spend approval flows
- Boost cash flow using Moss Credit Cards
- Market-leading receipt capture and matching
- Integrate seamlessly with accounting systems
- Pay with physical cards or Apple & Google Pay
- iOS and Android mobile app
Customised Plan
- Choose any combination of smart cards, employee reimbursement, or invoice management modules
- Select the right level of ERP integration for your business
- Add the appropriate controlling, SSO and AI accounting automation features as needed
- 1-1 custom implementation support
- 24/7 support
Complete Spend Management
- Entire oversight of corporate cards, invoice management, and expense reimbursements
- Real-time budget insights
- AI accounting automation for more precise financial reporting
- Full range of ERP and accounting integrations
- SSO for enhanced security
- Dedicated customer success account manager
Moss Accounting Software Integrations
- Xero
- QuickBooks
- Datev
- Exact Online
- Sage
- SAP
- Oracle
Expend vs Moss Features Comparison
| Expend | Moss | |
| Apple Pay Compatible | No | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | Yes | Yes |
| Expense Reimbursements | Yes | Yes |
| API | No | Yes |
| Access Controls/Permissions | Yes | Yes |
| Reconciliations | Yes | Yes |
| Approval Process Control | Yes | Yes |
| Budget Control | Yes | Yes |
| Expense Categorisation | Yes | Yes |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | No |
| Fraud Detection | No | Yes |
| Multi-Currency Cards | Yes | No |
| Mileage Tracking | Yes | Yes |
| Mobile Receipt Upload | Yes | Yes |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | Yes |
| Spend Control | Yes | Yes |
| Travel Management | Yes | Yes |
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