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Expend vs Intergiro: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Expend and Intergiro are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Expend HomepageIntergiro Homepage
 

Expend vs Intergiro Reviews

ExpendIntergiro
Trustpilot Review Rating 4.63.6
Number of Trustpilot Reviews209168
iPhone App Rating4.45
Number of iPhone App Reviews144
Android App Rating3.6No Rating
Number of Android App Reviews15No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Expend vs Intergiro Key Details

ExpendIntergiro
WebsiteClick Here to Visit Expend WebsiteClick Here to Visit Intergiro Website
Card TypeMastercardMastercard
Offers Physical Cards?YesYes
Offers Virtual Cards?YesYes
Offers Prepaid Cards?YesYes
Cashback Plans?NoNo
Plans for Freelancers?YesNo
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Expend vs Intergiro Cost

Expend PricingIntergiro Pricing
ExpendIntergiro
Free Plan?NoNo
Free Trial?YesNo
Cheapest Plan Price Per Month£9.99£16.49
Mid Plan Price Per MonthNot Applicable£42.53
Top Plan Price Per Month£12.99Custom
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Expend vs Intergiro Features

Expend FeaturesIntergiro Features

Expend Features

Expend Essential

  • First 30 days free
  • Free Expend Mastercard (optional) with budget controls
  • Intuitive mobile app with instant notifications
  • Manage petty cash, out-of-pocket expense claims and third party cards
  • Mileage tracking with automatic VAT calculation
  • Expend Extract – instant data extraction from receipts
  • Organise employees into Teams for easier expense approvals
  • ‘Approve on the Move’ reviewing employee expenses in the mobile app
  • Auto-chase missing expense receipts
  • Invoice management with automated document collection
  • Real-time insight and analytics of company wide spending
  • Invite your accountant to view company wide spending for reporting purposes
  • Securely sync expense data to your accounting software
  • Dedicated Account Manager with custom onboarding and training
  • Live chat, email and phone support
  • No credit checks
  • Unlimited users

No Mid-Tier Plan

Not Applicable

Expend Explorer

  • First 30 days free
  • Free Expend Mastercard (optional) with budget controls
  • Intuitive mobile app with instant notifications
  • Manage petty cash, out-of-pocket expense claims and third party cards
  • Mileage tracking with automatic VAT calculation
  • Expend Extract – instant data extraction from receipts
  • Organise employees into Teams for easier expense approvals
  • ‘Approve on the Move’ reviewing employee expenses in the mobile app
  • Auto-chase missing expense receipts
  • Invoice management with automated document collection
  • Real-time insight and analytics of company wide spending
  • Invite your accountant to view company wide spending for reporting purposes
  • Securely sync expense data to your accounting software
  • Live chat, email and phone support
  • No credit checks
  • Unlimited users
  • 0% FX for Expend card users
  • Dedicated Account Manager and Customer Success Manager
  • Personalised on-boarding sessions and 121 training available

Expend Accounting Software Integrations

  • Xero
  • NetSuite
  • Quickbooks
  • Sage
  • FreeAgent

Intergiro Features

Starter

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – 25x / month or 10,000€ / month
  • International payments (inbound / outbound via SWIFT) – €20 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – 2€

Growth

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Free
  • Outbound Euro payments (via SEPA) – No thresholds
  • International payments (inbound / outbound via SWIFT) – €10 per transaction
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – €1

Enterprise

  • Highly-acclaimed customer support via email and chat
  • Business banking API
  • EURO IBAN (SEPA)
  • Multi-currency IBAN (SWIFT)
  • Hold and convert balances in USD GBP, SEK, NOK, DKK, PLN, AUD, EUR
  • Virtual and physical cards for business expenses
  • Inbound Euro payments (via SEPA) – Customised
  • Outbound Euro payments (via SEPA) – Customised
  • International payments (inbound / outbound via SWIFT) – Customised
  • Outbound local payments in USD, GBP, SEK, DKK, NOK, PLN, AUD – Customised

Intergiro Accounting Software Integrations

Not Listed

Expend vs Intergiro Features Comparison

ExpendIntergiro
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsYesNo
Expense ReimbursementsYesNo
APINoYes
Access Controls/PermissionsYesYes
ReconciliationsYesYes
Approval Process ControlYesNo
Budget ControlYesNo
Expense CategorisationYesNo
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionNoYes
Multi-Currency CardsYesYes
Mileage TrackingYesNo
Mobile Receipt UploadYesNo
Real Time Notifications & ReportingYesYes
Receipt ManagementYesNo
Spend ControlYesYes
Travel Management YesYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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