Equals and 3S Money are two of the leading companies when it comes to expense cards for your UK business. But which one is better?
Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.
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Equals vs 3S Money Reviews
| Equals | 3S Money | |
| Trustpilot Review Rating | 4.7 | 4.8 |
| Number of Trustpilot Reviews | 200 | 655 |
| iPhone App Rating | 4.7 | No Rating |
| Number of iPhone App Reviews | 13 | No Reviews |
| Android App Rating | 2.9 | No Rating |
| Number of Android App Reviews | 25 | No Reviews |
Equals vs 3S Money Key Details
| Equals | 3S Money | |
| Website | Click Here to Visit Equals Website | Click Here to Visit 3S Money Website |
| Card Type | Mastercard | No Card Provided |
| Offers Physical Cards? | Yes | No |
| Offers Virtual Cards? | Yes | No |
| Offers Prepaid Cards? | Yes | No |
| Cashback Plans? | Yes | No |
| Plans for Freelancers? | Yes | Yes |
| Plans for Small Business? | Yes | Yes |
| Plans For Medium Business? | Yes | Yes |
| Enterprise Plans? | Yes | No |
Equals vs 3S Money Cost
 |  |
| Equals | 3S Money | |
| Free Plan? | Yes | No |
| Free Trial? | No | No |
| Cheapest Plan Price Per Month | £0.00 | £244.78 |
| Mid Plan Price Per Month | £50.00 | Not Applicable |
| Top Plan Price Per Month | Custom | Bespoke |
Equals vs 3S Money Features
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Equals Features
Charity & Non-profit
- Unlimited users, no monthly fees
- £10 per physical card
- Free virtual cards
- Free to use in 20 major currencies
- Cash withdrawals – £1.50
Business
- Use up to 100 physical cards
- Unlimited users, no monthly fees
- £10 per physical card
- Free virtual cards
- Free to use in 20 major currencies
- Cash withdrawals – £1.50
Business Plus
- Use over 100 physical cards
- Unlimited users, no monthly fees
- Custom card issuance pricing
- Custom virtual card pricing
- Free to use in 20 major currencies
Equals Accounting Software Integrations
3S Money Features
Standard International
- Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses
No Mid-Tier Plan
Not Applicable
Bespoke International
- Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds
3S Money Accounting Software Integrations
- Xero
Equals vs 3S Money Features Comparison
| Equals | 3S Money | |
| Apple Pay Compatible | Yes | Yes |
| Google Pay Compatible | No | Yes |
| Expense Claims | No | No |
| Expense Reimbursements | No | No |
| API | Yes | Yes |
| Access Controls/Permissions | Yes | No |
| Reconciliations | Yes | No |
| Approval Process Control | Yes | No |
| Budget Control | Yes | No |
| Expense Categorisation | No | No |
| Compliance Management | Yes | Yes |
| Customizable Fields | No | No |
| Fraud Detection | No | Yes |
| Multi-Currency Cards | Yes | Yes |
| Mileage Tracking | No | No |
| Mobile Receipt Upload | Yes | No |
| Real Time Notifications & Reporting | Yes | Yes |
| Receipt Management | Yes | No |
| Spend Control | Yes | No |
| Travel Management | Yes | No |
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