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Dext vs Spenfi: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Dext and Spenfi are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

Dext HomepageSpenfi Homepage
 

Dext vs Spenfi Reviews

DextSpenfi
Trustpilot Review Rating 4.13.8
Number of Trustpilot Reviews11802
iPhone App Rating4.7No Rating
Number of iPhone App Reviews9900No Reviews
Android App Rating4.6No Rating
Number of Android App Reviews2600No Reviews
Note these figures we’re taken from each company’s website and may have changed since publication

Dext vs Spenfi Key Details

DextSpenfi
WebsiteClick Here to Visit Dext WebsiteClick Here to Visit Spenfi Website
Card TypeNo Card ProvidedVISA
Offers Physical Cards?NoYes
Offers Virtual Cards?NoYes
Offers Prepaid Cards?NoNo
Cashback Plans?NoYes
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?YesYes

Dext vs Spenfi Cost

Dext PricingSpenfi Pricing
DextSpenfi
Free Plan?NoYes
Free Trial?YesNo
Cheapest Plan Price Per Month£189.74£199.00
Mid Plan Price Per MonthNot Applicable£399.00
Top Plan Price Per Month£201.24Free*
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

Dext vs Spenfi Features

Dext FeaturesSpenfi Features

Dext Features

Essentials

  • Simplify document collection
  • Optimise document processing
  • Pre-accounting automation tools
  • Comprehensive solution for you and your clients
  • Dext Solo: Accounting for Sole Traders and Landlords

No Mid-Tier Plan

Not Applicable

Advanced

  • Simplify document collection
  • Optimise document processing
  • Pre-accounting automation tools
  • Comprehensive solution for you and your clients
  • Automate expense processes
  • Practice-wide efficiency tools
  • Dext Solo: Accounting for Sole Traders and Landlords

Dext Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage
  • FreeAgent
  • IRIS
  • KashFlow

Spenfi Features

Cards

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay

Enterprise

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist

Custom

  • Virtual and physical Visa cards
  • EUR, GBP & USD accounts
  • Streamlined expense management
  • Invoices, receipts & purchase orders management
  • Smart subscriptions management
  • Connect 2500+ bank accounts
  • Apple Pay, Google Pay
  • Pre-accounting OCR in 60+ languages
  • Bulk payments
  • Reimbursements management
  • Smart inbox for receiving documents
  • Supplier management
  • Customer Success Specialist
  • Multi-entity management
  • Custom Integrations and APIs
  • Dedicated 24/7 Customer Success Specialist
  • Online onboarding sessions

Spenfi Accounting Software Integrations

  • Xero
  • Quickbooks
  • Datev
  • Exact Online

Dext vs Spenfi Features Comparison

DextSpenfi
Apple Pay CompatibleNoYes
Google Pay CompatibleNoYes
Expense ClaimsNoYes
Expense ReimbursementsNoYes
APIYesYes
Access Controls/PermissionsYesNo
ReconciliationsYesNo
Approval Process ControlNoNo
Budget ControlNoYes
Expense CategorisationYesNo
Compliance ManagementYesNo
Customizable Fields NoNo
Fraud DetectionNoYes
Multi-Currency CardsNoYes
Mileage TrackingYesYes
Mobile Receipt UploadYesYes
Real Time Notifications & ReportingYesYes
Receipt ManagementYesYes
Spend ControlNoYes
Travel Management YesNo

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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