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3S Money vs Dext: Which Is The Better Company Expense Card?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

3S Money and Dext are two of the leading companies when it comes to expense cards for your UK business. But which one is better?

Below we look at how they compare. From reviews to costs to features we look at all the key things you want to know before making your decision.

3S Money HomepageDext Homepage
 

3S Money vs Dext Reviews

3S MoneyDext
Trustpilot Review Rating 4.84.1
Number of Trustpilot Reviews6551180
iPhone App RatingNo Rating4.7
Number of iPhone App ReviewsNo Reviews9900
Android App RatingNo Rating4.6
Number of Android App ReviewsNo Reviews2600
Note these figures we’re taken from each company’s website and may have changed since publication

3S Money vs Dext Key Details

3S MoneyDext
WebsiteClick Here to Visit 3S Money WebsiteClick Here to Visit Dext Website
Card TypeNo Card ProvidedNo Card Provided
Offers Physical Cards?NoNo
Offers Virtual Cards?NoNo
Offers Prepaid Cards?NoNo
Cashback Plans?NoNo
Plans for Freelancers?YesYes
Plans for Small Business?YesYes
Plans For Medium Business?YesYes
Enterprise Plans?NoYes

3S Money vs Dext Cost

3S Money PricingDext Pricing
3S MoneyDext
Free Plan?NoNo
Free Trial?NoYes
Cheapest Plan Price Per Month£244.78£189.74
Mid Plan Price Per MonthNot ApplicableNot Applicable
Top Plan Price Per MonthBespoke£201.24
Prices were accurate at the time of publication but may have since changed. Please visit both websites to confirm pricing.

3S Money vs Dext Features

3S Money FeaturesDext Features

3S Money Features

Standard International

  • Suitable for: Importers, exporters, manufacturers, professional service providers and e-commerce businesses

No Mid-Tier Plan

Not Applicable

Bespoke International

  • Suitable for: Businesses with complex structures, holding companies, family offices, asset managers and investments funds

3S Money Accounting Software Integrations

  • Xero

Dext Features

Essentials

  • Simplify document collection
  • Optimise document processing
  • Pre-accounting automation tools
  • Comprehensive solution for you and your clients
  • Dext Solo: Accounting for Sole Traders and Landlords

No Mid-Tier Plan

Not Applicable

Advanced

  • Simplify document collection
  • Optimise document processing
  • Pre-accounting automation tools
  • Comprehensive solution for you and your clients
  • Automate expense processes
  • Practice-wide efficiency tools
  • Dext Solo: Accounting for Sole Traders and Landlords

Dext Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage
  • FreeAgent
  • IRIS
  • KashFlow

3S Money vs Dext Features Comparison

3S MoneyDext
Apple Pay CompatibleYesNo
Google Pay CompatibleYesNo
Expense ClaimsNoNo
Expense ReimbursementsNoNo
APIYesYes
Access Controls/PermissionsNoYes
ReconciliationsNoYes
Approval Process ControlNoNo
Budget ControlNoNo
Expense CategorisationNoYes
Compliance ManagementYesYes
Customizable Fields NoNo
Fraud DetectionYesNo
Multi-Currency CardsYesNo
Mileage TrackingNoYes
Mobile Receipt UploadNoYes
Real Time Notifications & ReportingYesYes
Receipt ManagementNoYes
Spend ControlNoNo
Travel Management NoYes

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Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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