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Xero vs ClearBooks: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Xero or ClearBooks?

We compare them based on real user reviews, prices and what features they both offer.

Xero homepageClearBooks homepage
 

Xero vs ClearBooks Basics

XeroClearBooks
Software WebsiteXero WebsiteClearBooks Website
HMRC MTD StatusApprovedNot Included
Who Can Use It?Agents and businessesBusinesses and Accountants
HMRC Listed FeaturesDigital record keeping, Updates to HMRC for self-employment, Tax estimates from HMRC based on provided updates, Updates to HMRC for UK propertyRecord keeping, income and invoices, expenses and receipts, tax
PlatformsWeb-based application, Android, iOSWeb-based application, iPhone, iPad, Android
Note data for this section comes from HMRC here and here

Xero vs ClearBooks Reviews

Wondering if Xero or ClearBooks has better user reviews. We compared them below.

XeroClearBooks
Trustpilot Rating4.34.1
Number of Trustpilot Reviews6017252
iPhone App Rating4.73.5
Number of iPhone Reviews1270010
Android App Rating4.63.3
Number of Android Reviews1190014
Please note ratings we’re accurate at the time of writing but may have since changed

Xero vs ClearBooks Prices

Which is cheaper Xero or ClearBooks? Here are their prices compared.

Xero pricingClearBooks pricing

Free Plans & Trials

XeroClearBooks
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 days30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

XeroClearBooks
Cheapest Plan Cost Per Month£7.50£13.00
Mid-Tier Plan Cost Per Month£15.00£28.00
Top Plan Cost Per Month£27.50£34.00
Data taken from each company’s website at the time of writing but may have since changed.

Xero vs ClearBooks Features

Xero featuresClearBooks features

Xero Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

ClearBooks Basic Features

  • Invoice/quote creator
  • Bill & receipt tracking
  • Bank feeds and uploads
  • Reports (e.g. P&L)
  • Dividends tool

ClearBooks Software Integrations

  • Stripe
  • Revolut
  • Dext
  • Metro Bank
  • Plaid
  • XE

Common Feature Comparison

XeroClearBooks
Payroll Software IntegrationYesYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesNo
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsYesYes
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

XeroClearBooks
Pros
  • User Friendly
  • User Interface
  • Saves Time
  • Integrations
  • Cloud Based
  • Customer Service
  • Meets Business Needs
  • User Friendly
  • User Interface
Cons
  • Expense Report Issues
  • Not User Friendly
  • Expensive
  • Room for Improvement
  • Technical Issues
  • Expensive

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