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Tide Accounting vs OrtoAccounts: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Tide Accounting or OrtoAccounts?

We compare them based on real user reviews, prices and what features they both offer.

Tide Accounting homepageOrtoAccounts homepage
 

Tide Accounting vs OrtoAccounts Basics

Tide AccountingOrtoAccounts
Software WebsiteTide Accounting WebsiteOrtoAccounts Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?Businesses and Self-employedBusinesses
HMRC Listed FeaturesNoneIncome and expenditure, record keeping, simplified Payroll, VAT and Annual Accounting
PlatformsWeb-based application, Android, iOSDesktop, tablet, smart phone and cloud
Note data for this section comes from HMRC here and here

Tide Accounting vs OrtoAccounts Reviews

Wondering if Tide Accounting or OrtoAccounts has better user reviews. We compared them below.

Tide AccountingOrtoAccounts
Trustpilot Rating4.3No Rating
Number of Trustpilot Reviews17984No Reviews
iPhone App Rating4.4No Rating
Number of iPhone Reviews7No Reviews
Android App Rating4.5No Rating
Number of Android Reviews13No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Tide Accounting vs OrtoAccounts Prices

Which is cheaper Tide Accounting or OrtoAccounts? Here are their prices compared.

Tide Accounting pricingOrtoAccounts pricing

Free Plans & Trials

Tide AccountingOrtoAccounts
Free Plan?YesNo
Free Trial?NoYes
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Tide AccountingOrtoAccounts
Cheapest Plan Cost Per Month£9.99Not Listed
Mid-Tier Plan Cost Per Month£18.99NA
Top Plan Cost Per Month£49.99NA
Data taken from each company’s website at the time of writing but may have since changed.

Tide Accounting vs OrtoAccounts Features

Tide Accounting featuresOrtoAccounts features

Tide Accounting Basic Features

  • Transfers in & out – 20/ month free
  • ATM withdrawals
  • Read access for team members
  • Scheduled payments
  • Accounting integrations – Quickbooks, Xero, Sage and more
  • Multi-business – hold up to 5 business accounts
  • Create and send invoices for free
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Exclusive member perks
  • Support with trademark filing and disputes

Tide Accounting Software Integrations

  • Xero
  • QuickBooks
  • Sage

OrtoAccounts Basic Features

  • Cloud based from PC, tablet or phone
  • Easy to follow online user manual
  • Company data for up to 5 directors, 10 employees, 10 vehicles & 10 company cars
  • All rates, bands, thresholds and allowances generated automatically based on Gov.UK
  • Client database
  • Quotation pro-forma including automatic quote generation and approval
  • Purchase Orders
  • Time sheets
  • Receipt scanning with automatic expense generation
  • Fully categorised expenses
  • Recurring Expenses
  • Automatic annual generation of Home Office Rental Agreement
  • Mileage based on HMRC claim rates and user defined charge out rates
  • Payroll including monthly submission to HMRC
  • Payslip & P60 statements
  • Including pension benefit, company car, car & fuel benefit, health benefit & statutory payments (sick, maternity, paternity, shared parental, adoption, bereavement & furlough).
  • Pension auto-enrolment checker
  • Statutory Reliefs & Advances and Employers NI Allowance
  • Invoicing including GBP/EUR/USD options & customisable automatic dunning emails
  • Invoice pro-forma including customisable expense comments
  • VAT including quarterly submission to HMRC
  • Annual Account generation including annual submission to HMRC
  • Annual Confirmation Statement
  • Summary of current and historic profit & loss accounts
  • Annual Submission of Self Assessment returns
  • Cash position statement
  • Auto-filled Dividend Certificates with multiple shareholders, normal & special share classes
  • Assets including one off and recurring purchases, write downs collated in pools, Cash- First Year- & AIA Allowances, asset sales and capital gains calculations and Cash Loans
  • Inward and outward Stock Control System
  • Importing of Bank Statements & automated reconciliation with manual validation

OrtoAccounts Software Integrations

Not Listed

Common Feature Comparison

Tide AccountingOrtoAccounts
Payroll Software IntegrationYesYes
Track VATYesNo
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesNo
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesNoYes
Employee Time TrackingNoYes
ProjectsNoNo
Bank Feed IntegrationYesNo
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsNoNo

Tide AccountingOrtoAccounts
Pros
  • A business account with no monthly fee is available.
  • You can access your account digitally via an app on Android or iPhones and on the Tide website.
  • Tide offers bank accounts provided by ClearBank that are eligible for protection through the Financial Services Compensation Scheme (FSCS).
  • Tide offers 24/7 support with the member support team
  • Free trial
  • Auto-filled Dividend Certificates with multiple shareholders, normal & special share classes
  • Importing of Bank Statements & automated reconciliation with manual validation
Cons
  • E-money accounts (for some existing customers) from Tide are not protected by FSCS, though Tide is in the process of moving Tide accounts from PPS e-money accounts to ClearBank FSCS-protected bank accounts
  • It is not possible to deposit cheques into a Tide account
  • Business partnerships and charities cannot open a Tide account
  • Lack of reviews
  • No app
  • No pricing on website

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