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Pandle vs Kashflow: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Pandle or Kashflow?

We compare them based on real user reviews, prices and what features they both offer.

Pandle homepageKashflow homepage
 

Pandle vs Kashflow Basics

PandleKashflow
Software WebsitePandle WebsiteKashflow Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses
HMRC Listed FeaturesRecord keeping, simplified expenses and simplified taxNone
PlatformsWeb-based application, Android, iPhone, iPad, iOS, Windows phoneAndroid, iPhone, web-based application, Windows phone
Note data for this section comes from HMRC here and here

Pandle vs Kashflow Reviews

Wondering if Pandle or Kashflow has better user reviews. We compared them below.

PandleKashflow
Trustpilot Rating4.61.4
Number of Trustpilot Reviews1089124
iPhone App Rating1.71.8
Number of iPhone Reviews3856
Android App Rating2.92.9
Number of Android Reviews4461
Please note ratings we’re accurate at the time of writing but may have since changed

Pandle vs Kashflow Prices

Which is cheaper Pandle or Kashflow? Here are their prices compared.

Pandle pricingKashflow pricing

Free Plans & Trials

PandleKashflow
Free Plan?YesNo
Free Trial?YesYes
Free Trial Length?14 Days14 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

PandleKashflow
Cheapest Plan Cost Per MonthFree£10.50
Mid-Tier Plan Cost Per MonthNA£22.00
Top Plan Cost Per Month£5.00£29.00
Data taken from each company’s website at the time of writing but may have since changed.

Pandle vs Kashflow Features

Pandle featuresKashflow features

Pandle Basic Features

  • Bank imports
  • Send quotes & invoices
  • Business reports
  • Mobile app
  • Accept payments with Pandle Pay
  • Payment reminders
  • Multiple currencies
  • No usage limits
  • VAT submissions
  • Recurring transactions

Pandle Software Integrations

  • PayPal
  • Stripe

Kashflow Basic Features

  • Send unlimited quotes & 10 invoices
  • Reconcile up to 25 bank transactions
  • Single User
  • Manage and submit VAT online
  • Bank Feeds
  • Get paid faster with KashFlow Payments
  • Free Mobile App
  • Access to over 50 reports
  • Customisable dashboard
  • Manage purchases & expenses
  • Track Mileage
  • Schedule customer statements
  • IRIS Pay
  • Customer Credit Limits

Kashflow Software Integrations

  • Salesforce
  • Zoho
  • Satago
  • Paypal
  • Square
  • Stripe
  • Magento
  • TripCatcher

Common Feature Comparison

PandleKashflow
Payroll Software IntegrationNoYes
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingNoNo
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsNoYes
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesYes

PandleKashflow
Pros
  • Cloud Based
  • Customer Service
  • One Stop Shop
  • User Friendly
  • User Friendly
  • User Interface
  • Cloud Based
  • Meets Business Needs
  • Pricing
Cons
  • Room for Improvement
  • Takes Time
  • Room for Improvement
  • Difficult to Customize
  • Expensive
  • Missing Features

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