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Pandle vs Federation of Small Businesses MTD: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Pandle or Federation of Small Businesses MTD?

We compare them based on real user reviews, prices and what features they both offer.

Pandle homepageFederation of Small Businesses MTD homepage
 

Pandle vs Federation of Small Businesses MTD Basics

PandleFederation of Small Businesses MTD
Software WebsitePandle WebsiteFederation of Small Businesses MTD Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Businesses, Accountants, and Self-employedBusinesses
HMRC Listed FeaturesRecord keeping, simplified expenses and simplified taxNone
PlatformsWeb-based application, Android, iPhone, iPad, iOS, Windows phoneWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Pandle vs Federation of Small Businesses MTD Reviews

Wondering if Pandle or Federation of Small Businesses MTD has better user reviews. We compared them below.

PandleFederation of Small Businesses MTD
Trustpilot Rating4.6No Rating
Number of Trustpilot Reviews1089No Reviews
iPhone App Rating1.7No Rating
Number of iPhone Reviews38No Reviews
Android App Rating2.9No Rating
Number of Android Reviews44No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Pandle vs Federation of Small Businesses MTD Prices

Which is cheaper Pandle or Federation of Small Businesses MTD? Here are their prices compared.

Pandle pricingFederation of Small Businesses MTD pricing

Free Plans & Trials

PandleFederation of Small Businesses MTD
Free Plan?YesYes
Free Trial?YesNo
Free Trial Length?14 DaysNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

PandleFederation of Small Businesses MTD
Cheapest Plan Cost Per MonthFree£8.40
Mid-Tier Plan Cost Per MonthNA£16.80
Top Plan Cost Per Month£5.00£30.00
Data taken from each company’s website at the time of writing but may have since changed.

Pandle vs Federation of Small Businesses MTD Features

Pandle featuresFederation of Small Businesses MTD features

Pandle Basic Features

  • Bank imports
  • Send quotes & invoices
  • Business reports
  • Mobile app
  • Accept payments with Pandle Pay
  • Payment reminders
  • Multiple currencies
  • No usage limits
  • VAT submissions
  • Recurring transactions

Pandle Software Integrations

  • PayPal
  • Stripe

Federation of Small Businesses MTD Basic Features

  • 1 Free User (Fixed)
  • 100MB (Fixed)
  • Embedded Video Tutorials
  • Email & Telephone Support
  • Access to FSB Support Centre

Federation of Small Businesses MTD Software Integrations

Not Listed

Common Feature Comparison

PandleFederation of Small Businesses MTD
Payroll Software IntegrationNoNo
Track VATYesYes
VAT FilingYesYes
Real-Time Financial ReportsYesNo
Prepare Self AssessmentYesYes
Income Tax EstimatesYesYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowYesNo
Accept and Make Payments In Different CurrenciesYesNo
Employee Time TrackingNoYes
ProjectsYesNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

PandleFederation of Small Businesses MTD
Pros
  • Cloud Based
  • Customer Service
  • One Stop Shop
  • User Friendly
  • Free plan
  • MTD VAT compliant
  • Create simple or multi-line estimates
Cons
  • Room for Improvement
  • Takes Time
  • Lack of reviews

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