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Osu vs Coconut: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Osu or Coconut?

We compare them based on real user reviews, prices and what features they both offer.

Osu homepageCoconut homepage
 

Osu vs Coconut Basics

OsuCoconut
Software WebsiteOsu WebsiteCoconut Website
HMRC MTD StatusNot IncludedIn Development
Who Can Use It?Accountants and Self-employedSelf-employed people
HMRC Listed FeaturesSelf-employed individuals and freelancersNone
PlatformsMobile and webWeb-based application, Android, and iOS
Note data for this section comes from HMRC here and here

Osu vs Coconut Reviews

Wondering if Osu or Coconut has better user reviews. We compared them below.

OsuCoconut
Trustpilot Rating4.54.5
Number of Trustpilot Reviews49714
iPhone App RatingNo Rating4.7
Number of iPhone ReviewsNo Reviews2800
Android App RatingNo Rating4.6
Number of Android ReviewsNo Reviews1040
Please note ratings we’re accurate at the time of writing but may have since changed

Osu vs Coconut Prices

Which is cheaper Osu or Coconut? Here are their prices compared.

Osu pricingCoconut pricing

Free Plans & Trials

OsuCoconut
Free Plan?YesNo
Free Trial?NoYes
Free Trial Length?No30 Days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

OsuCoconut
Cheapest Plan Cost Per Month£0.00£9.00
Mid-Tier Plan Cost Per Month£13.99NA
Top Plan Cost Per Month£25.99NA
Data taken from each company’s website at the time of writing but may have since changed.

Osu vs Coconut Features

Osu featuresCoconut features

Osu Basic Features

  • Unlimited Payment requests /mo
  • Payment limit /mo – £1,000
  • Invoices /mo – 10
  • Payment reminders /mo – 25
  • CRM contacts – 100
  • Instant payments
  • Direct settlement
  • Zero transaction fees
  • Professional invoicing
  • Invoice itemisation
  • Invoice download
  • Booking and scheduling
  • Daily schedule view
  • Customer payment widget
  • Business customisation
  • Logo upload
  • Automated reminders
  • Payment push notifications
  • Client notes
  • In-app communications
  • PayPal integration
  • Stripe integration
  • 24/7 customer support

Osu Software Integrations

  • PayPal
  • Stripe

Coconut Basic Features

  • Connect accounts from 30+ banks and credit cards
  • Track your income and expenses throughout the year
  • Access Coconut on both mobile and desktop
  • Send and track unlimited branded invoices
  • Always know how much tax to set aside
  • Easily share access with your accountant

Coconut Software Integrations

  • HSBC
  • AMEX
  • Tesco
  • Tide
  • M&S Bank

Common Feature Comparison

OsuCoconut
Payroll Software IntegrationNoNo
Track VATNoYes
VAT FilingNoYes
Real-Time Financial ReportsNoNo
Prepare Self AssessmentNoYes
Income Tax EstimatesNoYes
Manage Income & ExpensesYesYes
Create InvoicesYesYes
Forecast Cash FlowNoYes
Accept and Make Payments In Different CurrenciesNoNo
Employee Time TrackingYesNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsNoNo
Capture Bills And ReceiptsYesYes
Bulk Reconcile TransactionsNoYes
Track Inventory & Stock LevelsNoNo

OsuCoconut
Pros
  • Free plan
  • Automatically issues an invoice with your business details and logo
  • Automatically extracts the data
  • App is well designed
  • Price
  • Perfect set of features
  • Customer service is top notch
  • Dashboard makes seeing all daily activities in one place
Cons
  • No app
  • Low review score
  • Few features lacking compared to other scheduling software
  • Calculations didn’t match up

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