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Debitoor vs FEXCO: Which Is Better Accounting Software?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which accounting software is better Debitoor or FEXCO?

We compare them based on real user reviews, prices and what features they both offer.

Debitoor homepageFEXCO homepage
 

Debitoor vs FEXCO Basics

DebitoorFEXCO
Software WebsiteDebitoor WebsiteFEXCO Website
HMRC MTD StatusNot IncludedNot Included
Who Can Use It?BusinessesBusinesses
HMRC Listed FeaturesRecord keeping, raise and issue invoices, track payments and manage expensesEmployee expense automation
PlatformsCloud-based application: PC, Smartphone, Tablet, iPhone, AndroidAll/web based
Note data for this section comes from HMRC here and here

Debitoor vs FEXCO Reviews

Wondering if Debitoor or FEXCO has better user reviews. We compared them below.

DebitoorFEXCO
Trustpilot Rating1.9No Rating
Number of Trustpilot Reviews12No Reviews
iPhone App Rating4.7No Rating
Number of iPhone Reviews10900No Reviews
Android App Rating4.2No Rating
Number of Android Reviews77100No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Debitoor vs FEXCO Prices

Which is cheaper Debitoor or FEXCO? Here are their prices compared.

Debitoor pricingFEXCO pricing

Free Plans & Trials

DebitoorFEXCO
Free Plan?YesNo
Free Trial?YesNo
Free Trial Length?NoNo
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

DebitoorFEXCO
Cheapest Plan Cost Per Month£0.00Not Listed
Mid-Tier Plan Cost Per Month£29.00NA
Top Plan Cost Per Month£49.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Debitoor vs FEXCO Features

Debitoor featuresFEXCO features

Debitoor Basic Features

  • Card readers
  • POS Lite
  • Tap to Pay on iPhone
  • Business Account
  • Invoices
  • Payment links, online store, gift cards
  • QR codes

Debitoor Software Integrations

  • Otter
  • Xero
  • Shopify

FEXCO Basic Features

  • Currency Conversion Solutions
  • International Payments
  • Outsourcing Services
  • Retail FX
  • Asset Finance
  • Strategic Business Development

FEXCO Software Integrations

  • Agresso
  • Oracle
  • SAP

Common Feature Comparison

DebitoorFEXCO
Payroll Software IntegrationNoNo
Track VATYesNo
VAT FilingYesNo
Real-Time Financial ReportsYesYes
Prepare Self AssessmentYesNo
Income Tax EstimatesNoNo
Manage Income & ExpensesNoNo
Create InvoicesYesNo
Forecast Cash FlowYesYes
Accept and Make Payments In Different CurrenciesYesYes
Employee Time TrackingYesNo
ProjectsNoNo
Bank Feed IntegrationYesYes
End of Year FilingsYesNo
Capture Bills And ReceiptsYesNo
Bulk Reconcile TransactionsYesYes
Track Inventory & Stock LevelsYesNo

DebitoorFEXCO
Pros
  • Low cost, low commitment
  • Minimalist hardware with a few details that stand out
  • Low transaction fees and no hidden or monthly costs
  • PCI DSS and EMV compliant
  • Dynamic Currency Conversion
  • Leading retail provider of FX services across the UK and Ireland
  • Omnichannel solutions for card payments and alternative payment methods
Cons
  • Software has limited features
  • Narrow range of hardware options
  • Does not accept high-risk customers
  • Lacks live chat support
  • Lack of reviews
  • No app
  • No pricing on website

More Comparisons

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Debitoor vs EasyBooks
Debitoor vs SimpleTax
Debitoor vs AccountEdge
Debitoor vs Monzia

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