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Xero Payroll vs Rippling: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Xero Payroll or Rippling?

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll homepageRippling homepage

Xero Payroll vs Rippling Basics


Xero Payroll
Rippling
Software WebsiteXero Payroll WebsiteRippling Website
Company NameXero IncRippling
Target Company Size (Small, Medium and/or Enterprise)Small – MediumSmall – Medium
Industry FocusNoneNone

Xero Payroll vs Rippling Reviews

Wondering if Xero Payroll or Rippling has better user reviews. We compared them below.

Xero PayrollRippling
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.24.8
Number of Trustpilot Reviews58311018
iPhone App Rating4.63
Number of iPhone Reviews18002
Android App Rating4.5No Rating
Number of Android Reviews7880No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero Payroll vs Rippling Prices

Which is cheaper Xero Payroll or Rippling? Here are their prices compared.

Xero Payroll pricingRippling pricing

Free Plans & Trials

Xero PayrollRippling
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?30 daysNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xero PayrollRippling
Cheapest Plan Cost Per Month£7.50£7.00
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero Payroll vs Rippling Features

Xero Payroll featuresRippling features

Xero Payroll Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Payroll Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Rippling Basic Features

  • 100% error-free guarantee
  • All countries and international
  • HM Revenue and Customs compliant
  • P45, P11D, P60, FPS, and EPS
  • Time tracking
  • Job costing & multiple pay rates
  • Mobile app

Rippling Software Integrations

  • Netsuite
  • Sage
  • Quickbooks
  • Xero

Common Feature Comparison

Xero PayrollRippling
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportYesYes
Ability To Manage Employee BenefitsYesYes
Employee Access To PlatformYesYes
Direct DepositYesYes
Expense ReimbursementYesYes
Time Off TrackingYesYes
Handle Deductions From PayYesYes
Debt Repayment From PayNoYes
Employee Background ChecksNoYes
Has An APIYesYes
Create PayslipNoYes
Create P45NoYes
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoYes
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsYesYes
RTI CompliantNoNo

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