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Xero Payroll vs Liberty Accounts: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Xero Payroll or Liberty Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Xero Payroll homepageLiberty Accounts homepage

Xero Payroll vs Liberty Accounts Basics


Xero Payroll
Liberty Accounts
Software WebsiteXero Payroll WebsiteLiberty Accounts Website
Company NameXero IncLiberty Accounts
Target Company Size (Small, Medium and/or Enterprise)Small – MediumSmall
Industry FocusNoneEducation

Xero Payroll vs Liberty Accounts Reviews

Wondering if Xero Payroll or Liberty Accounts has better user reviews. We compared them below.

Xero PayrollLiberty Accounts
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.2No Rating
Number of Trustpilot Reviews5831No Reviews
iPhone App Rating4.6No iPhone App
Number of iPhone Reviews1800No Reviews
Android App Rating4.5No Android App
Number of Android Reviews7880No Reviews
Please note ratings we’re accurate at the time of writing but may have since changed

Xero Payroll vs Liberty Accounts Prices

Which is cheaper Xero Payroll or Liberty Accounts? Here are their prices compared.

Xero Payroll pricingLiberty Accounts pricing

Free Plans & Trials

Xero PayrollLiberty Accounts
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesYes
Free Trial Length?30 days30 days
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Xero PayrollLiberty Accounts
Cheapest Plan Cost Per Month£7.50£12.95
Mid-Tier Plan Cost Per Month£15.00NA
Top Plan Cost Per Month£27.50NA
Data taken from each company’s website at the time of writing but may have since changed.

Xero Payroll vs Liberty Accounts Features

Xero Payroll featuresLiberty Accounts features

Xero Payroll Basic Features

  • Send invoices and quotes
  • Enter bills
  • Reconcile bank transactions
  • Submit VAT returns to HMRC
  • Capture bills and receipts with Hubdoc
  • Automatic CIS calculations and reports
  • Short-term cash flow and business snapshot
  • Payroll
  • Claim expenses
  • Track projects
  • Analytics Plus
  • Submit CIS returns

Xero Payroll Software Integrations

  • BlueHub
  • LimeCloud
  • Outserve

Liberty Accounts Basic Features

  • Free unlimited users
  • Free system support
  • Free automatic updates
  • No minimum term
  • No software to install
  • HMRC recognised filing for:
  • VAT 100 & EC Sales List
  • RTI Payroll
  • P11D Expense & Benefits
  • Gift Aid
  • Secure off-site backups
  • SSL data transmission

Liberty Accounts Software Integrations

  • HMRC – Government Gateway
  • HMRC – Making Tax Digital
  • Companies House
  • Paypal

Common Feature Comparison

Xero PayrollLiberty Accounts
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportYesNo
Ability To Manage Employee BenefitsYesYes
Employee Access To PlatformYesNo
Direct DepositYesNo
Expense ReimbursementYesYes
Time Off TrackingYesNo
Handle Deductions From PayYesYes
Debt Repayment From PayNoYes
Employee Background ChecksNoNo
Has An APIYesNo
Create PayslipNoNo
Create P45NoYes
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsYesYes
RTI CompliantNoYes

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