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Sage Business Cloud Payroll vs My Digital Accounts: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Sage Business Cloud Payroll or My Digital Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Sage Business Cloud Payroll homepageMy Digital Accounts homepage

Sage Business Cloud Payroll vs My Digital Accounts Basics


Sage Business Cloud Payroll
My Digital Accounts
Software WebsiteSage Business Cloud Payroll WebsiteMy Digital Accounts Website
Company NameSage (UK) LtdMy Digital Accounts
Target Company Size (Small, Medium and/or Enterprise)Small – MediumEnterprise
Industry FocusNoneNone

Sage Business Cloud Payroll vs My Digital Accounts Reviews

Wondering if Sage Business Cloud Payroll or My Digital Accounts has better user reviews. We compared them below.

Sage Business Cloud PayrollMy Digital Accounts
Listed On HMRC WebsiteYesYes
Trustpilot Rating4.4No Rating
Number of Trustpilot Reviews16995No Reviews
iPhone App RatingNo iPhone App2.7
Number of iPhone ReviewsNo Reviews9
Android App RatingNo Android App2.8
Number of Android ReviewsNo Reviews25
Please note ratings we’re accurate at the time of writing but may have since changed

Sage Business Cloud Payroll vs My Digital Accounts Prices

Which is cheaper Sage Business Cloud Payroll or My Digital Accounts? Here are their prices compared.

Sage Business Cloud Payroll pricingMy Digital Accounts pricing

Free Plans & Trials

Sage Business Cloud PayrollMy Digital Accounts
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?YesNo
Free Trial Length?3 monthsNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Sage Business Cloud PayrollMy Digital Accounts
Cheapest Plan Cost Per Month£10.00Pricing Not On Website
Mid-Tier Plan Cost Per Month£20.00NA
Top Plan Cost Per Month£30.00NA
Data taken from each company’s website at the time of writing but may have since changed.

Sage Business Cloud Payroll vs My Digital Accounts Features

Sage Business Cloud Payroll featuresMy Digital Accounts features

Sage Business Cloud Payroll Basic Features

  • Complete a pay run in 4 simple steps
  • Manage payroll and HR for up to 150 employees
  • Employees self-serve payslips and P60s
  • HMRC real-time information
  • Automatic pension enrolment
  • Employee records and essential HR tasks
  • Track and manage employee holidays

Sage Business Cloud Payroll Software Integrations

  • NEST
  • NOW
  • People’s Pension

My Digital Accounts Basic Features

  • Run a payroll
  • Onboard a contractor
  • Check IR35 status
  • Manage financials
  • Open API integrations
  • Get bridging software for MTD
  • Store and manage contractors details
  • Run business analytics
  • Manage contractor and employee expenses

My Digital Accounts Software Integrations

  • HSBC
  • NatWest
  • Signable
  • Smart
  • NEST
  • Now
  • People’s pension

Common Feature Comparison

Sage Business Cloud PayrollMy Digital Accounts
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportNoNo
Ability To Manage Employee BenefitsYesNo
Employee Access To PlatformYesYes
Direct DepositNoYes
Expense ReimbursementYesYes
Time Off TrackingYesYes
Handle Deductions From PayYesYes
Debt Repayment From PayYesYes
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipYesYes
Create P45NoYes
Create P60YesYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingYesYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)YesNo
Direct HMRC SubmissionsYesYes
RTI CompliantYesNo

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