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Papaya Global vs My Digital Accounts: UK Reviews & Prices Compared


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Which payroll software is better Papaya Global or My Digital Accounts?

We compare them based on real user reviews, prices and what features they both offer.

Papaya Global homepageMy Digital Accounts homepage

Papaya Global vs My Digital Accounts Basics


Papaya Global
My Digital Accounts
Software WebsitePapaya Global WebsiteMy Digital Accounts Website
Company NamepapayaglobalMy Digital Accounts
Target Company Size (Small, Medium and/or Enterprise)EnterpriseEnterprise
Industry FocusNoneNone

Papaya Global vs My Digital Accounts Reviews

Wondering if Papaya Global or My Digital Accounts has better user reviews. We compared them below.

Papaya GlobalMy Digital Accounts
Listed On HMRC WebsiteNoYes
Trustpilot Rating2.6No Rating
Number of Trustpilot Reviews6No Reviews
iPhone App RatingNo Rating2.7
Number of iPhone ReviewsNo Reviews9
Android App RatingNo Rating2.8
Number of Android ReviewsNo Reviews25
Please note ratings we’re accurate at the time of writing but may have since changed

Papaya Global vs My Digital Accounts Prices

Which is cheaper Papaya Global or My Digital Accounts? Here are their prices compared.

Papaya Global pricingMy Digital Accounts pricing

Free Plans & Trials

Papaya GlobalMy Digital Accounts
Listed As Having Free Plan By HMRC?NoNo
Free Plan?NoNo
Free Trial?NoNo
Free Trial Length?Not ApplicableNot Applicable
Data taken from each company’s website at the time of writing but may have since changed.

Paid Plan Prices

Papaya GlobalMy Digital Accounts
Cheapest Plan Cost Per Month$3Pricing Not On Website
Mid-Tier Plan Cost Per Month$150NA
Top Plan Cost Per Month$650NA
Data taken from each company’s website at the time of writing but may have since changed.

Papaya Global vs My Digital Accounts Features

Papaya Global featuresMy Digital Accounts features

Papaya Global Basic Features

  • Upgrade your payroll and payments technology without replacing your payroll partners
  • No need to rip and replace your existing payroll network
  • Quickest “Go Live” on the market

Papaya Global Software Integrations

  • Netsuite
  • Expensify
  • BambooHR
  • Namely
  • HiBob
  • SAP
  • Oracle

My Digital Accounts Basic Features

  • Run a payroll
  • Onboard a contractor
  • Check IR35 status
  • Manage financials
  • Open API integrations
  • Get bridging software for MTD
  • Store and manage contractors details
  • Run business analytics
  • Manage contractor and employee expenses

My Digital Accounts Software Integrations

  • HSBC
  • NatWest
  • Signable
  • Smart
  • NEST
  • Now
  • People’s pension

Common Feature Comparison

Papaya GlobalMy Digital Accounts
Unlimited PayrollsNoNo
Automated Tax Filing and PaymentsYesYes
Live Customer SupportNoNo
Ability To Manage Employee BenefitsYesNo
Employee Access To PlatformYesYes
Direct DepositYesYes
Expense ReimbursementYesYes
Time Off TrackingYesYes
Handle Deductions From PayNoYes
Debt Repayment From PayNoYes
Employee Background ChecksNoNo
Has An APIYesYes
Create PayslipNoYes
Create P45NoYes
Create P60NoYes
Pay For Salaried EmployeesYesYes
Pay For Hourly EmployeesYesYes
Bonus / Incentive PayNoNo
Pension FilingNoYes
Statutory Payments (E.g. Sick Pay, Maternity Pay, etc.)NoNo
Direct HMRC SubmissionsNoYes
RTI CompliantNoNo

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