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Square Terminal vs Zettle By Paypal Payment Terminal: Which Is Better In 2025?


Last Updated: 20 May 2025
Reviewed By: Ian Wright (Managing Director)

Is the Square Terminal vs Zettle By Paypal Payment Terminal better for your UK small business?

We compare both machines based on real user reviews, prices and what features they each offer.

You can also find our comparison of all the best card machines here.

Square Terminal homepageZettle By Paypal Payment Terminal homepage

Square Terminal vs Zettle By Paypal Payment Terminal: The Basics

Square TerminalZettle By Paypal Payment Terminal
Payment Company NameSquareZettle By Paypal
Machine TypeMobile POSMobile POS
Where To Buy It?Click Here To Buy The Square TerminalClick Here To Buy The Zettle By Paypal Payment Terminal

Square Terminal vs Zettle By Paypal Payment Terminal: Which Is Cheaper

Below we compare the cost of buying the Square Terminal compared to the Zettle By Paypal Payment Terminal and how much each charge you to use them.

You can also see if either qualify as one of the 7 Cheapest Card Readers.

Square Terminal pricingZettle By Paypal Payment Terminal pricing
Square TerminalZettle By Paypal Payment Terminal
Price For The Machine (excluding VAT)£149£149
Minimum Monthly FeeNoneNone
Standard Debit Card Transaction Fee1.75%1.75%
Standard Credit Card Transaction Fee1.75%1.75%
Amex Card Fee1.75%1.75%
Standard Card Not Present Fee1.4% + 25p for UK cards 2.5% + 25p for non-UK cards1.75%
Contract RequiredNoYes
Minimum Transaction Amount£1£1
How Soon Can You Get Your MoneyNext Buisness Day or Instant Option for 1% Fee1 – 2 business days
Data taken from each company’s website

Square Terminal vs Zettle By Paypal Payment Terminal Reviews

Does the Square Terminal or the Zettle By Paypal Payment Terminal have better reviews? We compare Trustpilot, iPhone and Android app reviews below.

Square TerminalZettle By Paypal Payment Terminal
Trustpilot Rating4.32.8
Number of Trustpilot Reviews2,2904,115
iPhone App Rating4.84.6
Number of iPhone Reviews10,30010,400
Android App Rating4.83.9
Number of Android Reviews213,00042,600

Square Terminal vs Zettle By Paypal Payment Terminal Accepted Cards

Both the Square Terminal and Zettle By Paypal Payment Terminal accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:

Square TerminalZettle By Paypal Payment Terminal
Accept VisaYesYes
Accept MastercardYesYes
Accept AmexYesYes
Accept Apple PayYesYes
Accept Google PayYesYes
Accept Union PayNoYes
Accept JCBNoYes
Accept DiscoverNoYes

Square Terminal vs Zettle By Paypal Payment Terminal Features


Square Terminal
Zettle By Paypal Payment Terminal
Mobile Phone RequiredNoNo
Built-In PrinterYesNo
Touch ScreenYesYes
Take Phone PaymentsYesYes
Take Online PaymentsYesYes
Business Bank Account IncludedNoNo

Square Terminal Features

Square Terminal features

  • Any type of payment method, including chip and PIN, mobile and contactless card payments
  • Fair pricing with no monthly fees
  • Data security
  • Monitor suspicious activity and block fraudulent transactions
  • Offline Mode
  • 24/7 phone support

Zettle By Paypal Payment Terminal Features

Zettle By Paypal Payment Terminal features

  • Manage inventory
  • View detailed reports
  • Print receipts
  • Accept major payment methods
  • Ensure a secure checkout for your customers
  • Receive funds in your PayPal Business account typically within minutes, and set up transfers to your bank with no added fee
  • Add items to the shopping cart
  • Create and add new items to your product library
  • Find products and check on-hand amounts
  • Receive new stock and update inventory levels
  • Sell and redeem gift cards

Click Here To Buy The Square TerminalClick Here To Buy The Zettle By Paypal Payment Terminal

More Card Reader Comparisons

Square Terminal vs SumUp Air
Square Terminal vs SumUp Solo
Square Terminal vs SumUp Solo With Printer
Square Terminal vs Dojo Go
Square Terminal vs Dojo Pocket

Disclaimer: Businessfinancing.co.uk is a business finance and lending research and information website publisher. We are not a lender, bank, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use.



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