Is the Square Terminal vs Worldpay Simplicity POS better for your UK small business?
We compare both machines based on real user reviews, prices and what features they each offer.
You can also find our comparison of all the best card machines here.
Square Terminal vs Worldpay Simplicity POS: The Basics
Square Terminal | Worldpay Simplicity POS | |
Payment Company Name | Square | Worldpay |
Machine Type | Mobile POS | Card Machine |
Where To Buy It? | Click Here To Buy The Square Terminal | Click Here To Buy The Worldpay Simplicity POS |
Square Terminal vs Worldpay Simplicity POS: Which Is Cheaper
Below we compare the cost of buying the Square Terminal compared to the Worldpay Simplicity POS and how much each charge you to use them.
You can also see if either qualify as one of the 7 Cheapest Card Readers.
Square Terminal | Worldpay Simplicity POS | |
Price For The Machine (excluding VAT) | £149 | Monthly Rental Fee |
Minimum Monthly Fee | None | £17.95 |
Standard Debit Card Transaction Fee | 1.75% | 1.50% |
Standard Credit Card Transaction Fee | 1.75% | 1.50% |
Amex Card Fee | 1.75% | No |
Standard Card Not Present Fee | 1.4% + 25p for UK cards 2.5% + 25p for non-UK cards | 1.50% |
Contract Required | No | Yes |
Minimum Transaction Amount | £1 | £1 |
How Soon Can You Get Your Money | Next Buisness Day or Instant Option for 1% Fee | Varies By Account Type |
Square Terminal vs Worldpay Simplicity POS Reviews
Does the Square Terminal or the Worldpay Simplicity POS have better reviews? We compare Trustpilot, iPhone and Android app reviews below.
Square Terminal | Worldpay Simplicity POS | |
Trustpilot Rating | 4.3 | 4.7 |
Number of Trustpilot Reviews | 2,290 | 6,188 |
iPhone App Rating | 4.8 | 3.6 |
Number of iPhone Reviews | 10,300 | 15 |
Android App Rating | 4.8 | 2.5 |
Number of Android Reviews | 213,000 | 71 |
Square Terminal vs Worldpay Simplicity POS Accepted Cards
Both the Square Terminal and Worldpay Simplicity POS accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:
Square Terminal | Worldpay Simplicity POS | |
Accept Visa | Yes | Yes |
Accept Mastercard | Yes | Yes |
Accept Amex | Yes | Yes |
Accept Apple Pay | Yes | Yes |
Accept Google Pay | Yes | Yes |
Accept Union Pay | No | Yes |
Accept JCB | No | Yes |
Accept Discover | No | Yes |
Square Terminal vs Worldpay Simplicity POS Features
Square Terminal | Worldpay Simplicity POS | |
Mobile Phone Required | No | No |
Built-In Printer | Yes | No |
Touch Screen | Yes | Yes |
Take Phone Payments | Yes | Yes |
Take Online Payments | Yes | Yes |
Business Bank Account Included | No | No |
Square Terminal Features

- Any type of payment method, including chip and PIN, mobile and contactless card payments
- Fair pricing with no monthly fees
- Data security
- Monitor suspicious activity and block fraudulent transactions
- Offline Mode
- 24/7 phone support
Worldpay Simplicity POS Features

- Competitive pricing with no hidden fees
- Next day business settlement
- 24/7 customer support
- PCI DSS compliance
- Connects to Bluetooth or Wi-Fi
More Card Reader Comparisons
Square Terminal vs Revolut Reader
Square Terminal vs Shopify WisePad 3 Reader
Square Terminal vs Shopify POS Go
Square Terminal vs Barclaycard Flex
Square Terminal vs Barclaycard Smartpay Anywhere