Is the Square Reader vs Zettle By Paypal Payment Terminal better for your UK small business?
We compare both machines based on real user reviews, prices and what features they each offer.
You can also find our comparison of all the best card machines here.
Square Reader vs Zettle By Paypal Payment Terminal: The Basics
Square Reader | Zettle By Paypal Payment Terminal | |
Payment Company Name | Square | Zettle By Paypal |
Machine Type | Card Machine | Mobile POS |
Where To Buy It? | Click Here To Buy The Square Reader | Click Here To Buy The Zettle By Paypal Payment Terminal |
Square Reader vs Zettle By Paypal Payment Terminal: Which Is Cheaper
Below we compare the cost of buying the Square Reader compared to the Zettle By Paypal Payment Terminal and how much each charge you to use them.
You can also see if either qualify as one of the 7 Cheapest Card Readers.
Square Reader | Zettle By Paypal Payment Terminal | |
Price For The Machine (excluding VAT) | £19 | £149 |
Minimum Monthly Fee | None | None |
Standard Debit Card Transaction Fee | 1.75% | 1.75% |
Standard Credit Card Transaction Fee | 1.75% | 1.75% |
Amex Card Fee | 1.75% | 1.75% |
Standard Card Not Present Fee | 1.4% + 25p for UK cards 2.5% + 25p for non-UK cards | 1.75% |
Contract Required | No | Yes |
Minimum Transaction Amount | £1 | £1 |
How Soon Can You Get Your Money | Next Buisness Day or Instant Option for 1% Fee | 1 – 2 business days |
Square Reader vs Zettle By Paypal Payment Terminal Reviews
Does the Square Reader or the Zettle By Paypal Payment Terminal have better reviews? We compare Trustpilot, iPhone and Android app reviews below.
Square Reader | Zettle By Paypal Payment Terminal | |
Trustpilot Rating | 4.3 | 2.8 |
Number of Trustpilot Reviews | 2,290 | 4,115 |
iPhone App Rating | 4.8 | 4.6 |
Number of iPhone Reviews | 10,300 | 10,400 |
Android App Rating | 4.8 | 3.9 |
Number of Android Reviews | 213,000 | 42,600 |
Square Reader vs Zettle By Paypal Payment Terminal Accepted Cards
Both the Square Reader and Zettle By Paypal Payment Terminal accept standard debit and credit cards issued by Visa and Mastercard. But do they accept other card types? We compare below:
Square Reader | Zettle By Paypal Payment Terminal | |
Accept Visa | Yes | Yes |
Accept Mastercard | Yes | Yes |
Accept Amex | Yes | Yes |
Accept Apple Pay | Yes | Yes |
Accept Google Pay | Yes | Yes |
Accept Union Pay | No | Yes |
Accept JCB | No | Yes |
Accept Discover | No | Yes |
Square Reader vs Zettle By Paypal Payment Terminal Features
Square Reader | Zettle By Paypal Payment Terminal | |
Mobile Phone Required | No | No |
Built-In Printer | No | No |
Touch Screen | No | Yes |
Take Phone Payments | Yes | Yes |
Take Online Payments | Yes | Yes |
Business Bank Account Included | No | No |
Square Reader Features

- Chip and PIN and contactless card reader
- 24/7 fraud prevention and payment dispute management at no extra cost
- Get money in your bank account as soon as the next working day, or instantly for a fee
- Packs a powerful battery in a pocket-sized POS
- Square Reader stays connected to your device
Zettle By Paypal Payment Terminal Features

- Manage inventory
- View detailed reports
- Print receipts
- Accept major payment methods
- Ensure a secure checkout for your customers
- Receive funds in your PayPal Business account typically within minutes, and set up transfers to your bank with no added fee
- Add items to the shopping cart
- Create and add new items to your product library
- Find products and check on-hand amounts
- Receive new stock and update inventory levels
- Sell and redeem gift cards
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