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Hitachi Capital Business Invoice Finance


Last Updated:
Reviewed By: Ian Wright (Managing Director)

Hitachi Capital offer asset finance, invoice finance, and franchise finance to British businesses. Hitachi is an established lender with an over 35-year history, funding over £5 billion and supporting 800 SMEs across 50 industries. As well as business finance, Hitachi Capital provides personal loans, retail finance, point of sale finance, and car and vehicle finance.

Hitachi Capital Invoice Finance

Hitachi Capital offers a choice of invoice finance products that allow businesses to release up to 90% of the value of an invoice within 24 hours. The remaining funds will be released minus the costs when the customer pays the invoice in full. They offer a 6 month trial followed by a rolling contract.

Invoice Factoring

Hitachi Capital offers invoice factoring that provides credit control services to collect payments on your behalf through their team of expert credit controllers.

Invoice Discounting

Hitachi Capital offers an invoice discounting service that is a confidential service that will allow you to retain your credit control function and customer relationships.

Other finance 

Hitachi Capital also offers other finance solutions for businesses which includes asset finance and franchise finance that are available for a variety of purposes and conditions vary.

Hitachi Capital Reviews and Ratings

Trustpilot, Feefo, and Smart Money People reviews are posted by personal finance customers only.

68% of Trustpilot reviewers think Hitachi finance is ‘Excellent’. People think the borrowing process is quick and easy but some critics have found them to be slow and unresponsive. Feefo and Smart Money People reviews are also very complimentary. Many customers say they “can’t fault the service” and Hitachi are quick to answer questions and sort out issues.

There are far fewer Google reviews which have very mixed reviews.

Hitachi Capital has won a range of awards and nominations for its business finance products. Hitachi Capital is a finalist for Best Factoring & Invoice Discounting Provider and Best Service from an Invoice Finance Provider at the 2020 Business Moneyfacts Awards.

Trustpilot –  3.1/5 (based on 797 reviews)
Google Reviews – 2.3/4 (based on 15 reviews)
Reviews.co.uk – no reviews
Smart Money People – 4.96/5 (based on 283 reviews)
Feefo – 4.9/5 (based on 4,810 reviews)

Pros

  • Range of finance options to suit businesses with different needs.
  • A large finance brand with a long history of lending to businesses and individuals.
  • Positive ratings across the review sites.

Cons

  • Most reviews are written by personal finance customers.
  • Asset and invoice-based finance only.

Website: Hitachi Capital Invoice Finance

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